Angeline Maclaren - Financial Adviser

Angeline Maclaren - Financial Adviser Angeline is a Financial Adviser at Navigation Wealth Management. This is why building such a strong long term relationship with clients is so important to her.

As a Financial Adviser Angeline is passionate about providing the very best bespoke financial planning for her clients. This enables her to give them the peace of mind that their overall wealth is being looked after in the most tax efficient way, all the while ensuring it suits their specific needs. Having been in the financial industry with the same high street bank for 15 years Angeline made the

decision to join Navigation Wealth Management in 2019. Angeline helps clients to identify their financial priorities, working closely with them to put a plan in place to help achieve their goals. Angeline provides the initial advice to clients that sets them on their journey to reaching their financial goals, however, it is the ongoing planning and support that she provides to her clients which vitally as important. This ongoing service ensures that clients are kept fully informed and updated on their financial planning journey. Living through a period of such unprecedented change and uncertainty, now more than ever, it is vital clients receive advice to ensure the decisions they are making with their finances are the right ones. How many times do people say... “I wish I had known about that years ago”...

Angeline provides intergenerational financial planning to her clients as this can be a complex area as crucial rules and regulations change. Working alongside clients appointed legal representatives enables Angeline to build and protect family wealth for years to come. Away from her desk Angeline spends her time with family and friends and if she’s not doing some kind of exercise then you will find her taking the dog on his next adventure! Navigation Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

13/02/2026

The term "financial freedom" is thrown around so much

Twenty to thirty years ago, “financial freedom” usually meant: work hard, buy a house, build a pension in the background, and you’d probably be okay.

Now, because people are living longer, it means you might be funding life for another three or four decades.

Later life can be costly, especially if care is involved.

Financial freedom now is less about the age you retire and more about having structure around your money so you can enjoy your life and adapt as things change.

11/02/2026

Your 30s are a huge milestone in your life

The choices you repeat between 30 and 40 compound, and what I mean by that is the small, regular decisions you make in your 30s, stack up over time

Scary I know

So if you're in your 30s now, stressing about finances, do this

Invest every single month, aim for 10% of your earnings, stretch to 20% if you can

Your 40 year old self will thank you

10/02/2026

This conversation is exactly why I do what I do,

These are two of my clients who have retired comfortably.

No matter what decade you are living through, things aren’t easy. However, life is definitely different now; the rules have shifted, the world has changed

The financial landscape is different for younger people, which makes planning earlier even more important.

Don't gamble with your time because it’s your biggest asset to financial stability. So if you’re waiting until you’re “earning more” or “have more spare” take it from Tim & Sandra, give yourself the advantage by starting now

02/02/2026

How passive is passive income?

Rental properties are usually the first example people give because they sound like a steady income stream

When factoring in the ins and outs of running a rental property, the emails, the agents, the tenants, and unexpected issues. The so-called “passive income” isn't really passive

Most passive income strategies aren’t truly hands-off. And even if they were, you often need a significant amount of capital before it could meaningfully support your lifestyle.

Sometimes, the best form of “passive income” is knowing when to let go, and stop chasing 'effortless cash'

30/01/2026

Got an issue, ask ChatGPT

Why is this such a big thing for financial advice?

I keep seeing people use AI, ChatGPT and Gemini to build long-term financial plans

Plans do seem logical and calm, but the reality of the situation is that chatbots aren't accounting for human emotion, panic, stress, and impulsive decisions

Yes, we do want to remain invested but… if £100,000 becomes £60,000 I can guarantee you are going to want to run this by a professional. I’m not sure AI is going to be able to keep you calm.

You need someone to have a conversation and someone who understands you as well as the market

Relevant, adapted advice that is suited to all your needs, not just financial

28/01/2026

Being British, we don't like to talk about money and sometimes that comes as an excuse not to

One of the biggest misconceptions about financial advisers is that they’re only for the wealthy. In reality, the earlier you start your financial planning journey, the more helpful the guidance can be

Invest small and early rather than late and panicked

It's not an expensive service; it's an accessible service. There isn't a huge fee and most financial advisers offer that value upfront, providing the necessary clarity and building long-term relationships with clients

Start engaging with your money to create a strong system around your finances

26/01/2026

Reddit Rambles 4: The best books for investing

I absolutely loved this question because its about teaching money early

My personal favourite The Psychology of Money by Morgan Housel

Rich Dad Poor Dad by Robert Kiyosaki

Atomic Habits by James Clear

Understanding money is the best lesson I could give anyone and these are the books i'd start with

The first content day of the year with Example MarketingExciting to see their new offices and have a fresh space for con...
23/01/2026

The first content day of the year with Example Marketing

Exciting to see their new offices and have a fresh space for content this year.

The next round of Reddit Rambles has been filmed, and some new series to come as well, if you like Dior, this one's for you...

Great start to the year and a lovely way to spend a Thursday!

22/01/2026

There are no silly questions when it comes to your money

And I think Jake sums this up perfectly

"Try to make things as accessible as possible. For me, keeping things simple, no jargon, really. Just talking to a mate. Simple is what works as well. I think giving people that safe space as well, isn’t it?”

One of the hardest things can be breaking down those barriers for clients, making them feel comfortable and confident in asking questions

The more you are open and ask questions, the more support we can offer

21/01/2026

I put Danny Wood - Financial Adviser on the spot with some quickfire questions

Sunglasses as a first paycheck purchase and an F1 career, he is living the life

All financial advisers see this but the most common mistake I see with money isn’t a bad investment; it’s not having a plan in the first place

Good news, you can still get the sunglasses with a good plan

Knowing your numbers or having a reliable adviser who does, is the best way forward

14/01/2026

I’m seeing more people turn to ChatGPT for financial advice, so I thought I’d take a look at one of these “foolproof” investment plans

“Foolproof 10-year investment plan” the phrase alone makes me question

High risk for five years, then moderate risk
Accounts for “all scenarios”
Predictable growth assumptions

The issue isn't that this is incorrect, its that its generic. There is no crystal ball in life, markets are unpredictable, early-stage investments fail more often than people realise, life gets in the way and recoveries take time

I agree with: don’t panic during a crisis and pull everything out

But knowing when you can afford to stay invested is the part AI can’t assess

12/01/2026

Reddit Rambles 3: Eight mistakes I made as a first-time investor

Honestly, it’s one of the most realistic posts I’ve seen on Reddit recently

None of these mistakes are unusual, they’re commonly what happens when people start investing without structure or a clear plan

The biggest lesson here isn’t about picking better investments it’s about building an approach you can stay committed to when markets (and life) get uncomfortable

I'm a firm believer in that investment strategies are different for each person, you just have to find what strategy suits you and your circumstances.

Address

16 Navigation Court , Calder Park
Wakefield
WF27BJ

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