Sunflower Accounts

Sunflower Accounts https://sunfloweraccounts.uk/free-profit-plan Sunflower Accounts is a Chartered Certified accountancy firm.

Chartered Certified accountants , Cloud accounting specialists

🌻Creating Time, Mind & Money Freedom for UK Business Owners With Dreams Bigger Than Numbers

🎁 FREE GUIDE: Pay less tax – legally! We help ambitious, purpose driven businesses scale with confidence by partnering on a growth plan that covers finances, family and fun. Our vision

“The go to accountants that help businesses to create fi

nancial freedom for business owners”

Our purpose

“We want to inspire and educate you to love and understand your numbers while helping you to achieve your personal and business goals.”

What do you want to achieve? What are your business and personal goals.

�you need a plan and we will help you come up with your plan

� yes we will file your accounts and tax returns and keep your company compliant.

🌻In the 90s, I was a single parent on state benefits.I used to cut coupons from the free Sunday magazines just to stretc...
22/06/2026

🌻In the 90s, I was a single parent on state benefits.

I used to cut coupons from the free Sunday magazines just to stretch my food budget.

After six years of study, while raising a toddler on my own, my dream when I finally qualified as an accountant was beautifully simple:

💛 Pay my bills.

💛 Take my child on one lovely holiday a year.

That was it. That was the dream.

I didn't go into accountancy thinking about:

❌ Filing tax returns

❌ Producing accounts

❌ Sorting bookkeeping and payroll

For me, it was always about freedom.

🌻 Time freedom.

🌻 Money freedom.

🌻 Mind freedom.

Freedom to:

⛵️ Take that well-earned holiday

👩💻 Work with ambitious business owners who have dreams bigger than
numbers

📈 Build a modern practice where my team can work when they want, where they want, and achieve their own goals

🌻 Create a brand that cares, educates, innovates, and values family and fun as much as finance

Today, I've built exactly that.

And it started from a kitchen table, a toddler, and a coupon book.

That's why at Sunflower Accounts we do things differently.

We take our clients on a holistic journey, looking at the whole picture, not just the accounts and tax return.

We help you understand:

✅ How to create a business and personal budget so you can pay yourself properly while growing

✅ Your break-even sales at different margins, including your own drawings

✅ How to save tax before year-end through proactive planning

✅ What taxes are due and when, in plenty of time, so no more nasty surprises

Our mission? To help build better lives, for you, our clients, our team, and ourselves.

We are not your "once-a-year" accountant.

We partner with you regularly to help you achieve your hopes, dreams, and the life you want.

If you're looking for an accountant who doesn't just churn out accounts, but actually walks alongside you in business and in life, let’s talk.

🌻 The shop that ate its ownerOnce upon a high street, there was a small retail shop.Bright signage, well-stocked shelves...
19/06/2026

🌻 The shop that ate its owner

Once upon a high street, there was a small retail shop.

Bright signage, well-stocked shelves, and a proud owner who poured their heart (and savings) into making it work.

Every month, more stock was ordered.

“You need choice for customers,” they told themselves.

Bags of cash went out to suppliers, rent was paid, bills covered.

But sales never quite caught up.

When the bank account ran dry, the owner dipped into their own pocket.

Then they dipped into savings again.

And again.

The directors’ loan account grew and grew, a lifeline for the shop, but a noose tightening on the owner’s personal finances.

They had no idea what their overheads were each month.

They didn’t know their gross profit margin.

Cashflow? A mystery.

It wasn’t a business anymore, it was an expensive hobby.

That’s when they turned to us.

During their onboarding meeting, I logged into their Xero and pulled a simple monthly P&L.

I ran a breakeven analysis.

I modelled sales targets at different margins - 25%, 30%, 35% … right up to 60%.

Then I turned to them and asked:

👉 Can you actually achieve this level of sales?

👉Do you have the footfall?

👉What’s your plan to bring more customers through the door?

There was silence… then tears.

Because the truth is hard.

But better a hard truth now than the slow bleed of personal savings disappearing month after month.

💡 The lesson?

If you don’t know your breakeven sales, you don’t know if your business is viable.

Instead of throwing your money into keeping your business alive, you must know your numbers.

👉 I’ve written a free e-book that shows you how to calculate your breakeven sales step by step.

Comment PLAN and I’ll get it to you.

🌻 How do you capture your business receipts?Do you photograph them, forward invoices by email, or sync directly with you...
16/06/2026

🌻 How do you capture your business receipts?

Do you photograph them, forward invoices by email, or sync directly with your software?

We use Hubdoc and Xero or Dext and Xero.

With the Ignite XERO plan you can enter 10 bills per month and raise up to 20 sales invoices per month, plus link to Hubdoc for free



🌻 From struggling to profitable - how one business owner took control and turned losses into growthWhat if your business...
13/06/2026

🌻 From struggling to profitable - how one business owner took control and turned losses into growth

What if your business could go from making losses to turning a five-figure profit in just six months?

That's what happened for one of our clients.

When they first came to Sunflower Accounts, they were overwhelmed and stuck:

❌ No clear marketing strategy

❌ No KPIs to track progress or measure success

❌ Overheads and direct costs were out of control and draining cash

❌ Didn't understand their numbers - profitability felt like a mystery

❌ Staff were earning more than them, with no reserves for dividends and an overdrawn director's loan account creating additional tax liability

Here's what we changed:

✅ Monthly strategy sessions to create a clear, actionable plan

✅ Reviewed every overhead - saved £400 per month on unused subscriptions alone

✅ Costed all products and services to identify the most profitable areas

✅ Updated pricing structure - no more undercharging

✅ Created a budget to give financial clarity across the business

✅ Defined break-even sales targets and set daily targets for the team

✅ Trained the team on sales targets and upselling

✅ Increased transaction value - customers started spending more per sale

✅ Negotiated better supplier pricing - leveraging bulk buying for cost savings

And the results?

💥 Sales grew by 33%

💥 Gross profit margins improved by 10%

💥 Turned a five-figure loss into a five-figure profit

💥 Balance sheet moved into positive reserves for the first time

The transformation is undeniable.

At the end of one of our sessions, this client told me how much working together had changed their life.

They'd gone from constant stress to feeling completely in control - and had become addicted to knowing their numbers.

They even had time to spend with their puppy. And go on dog walks. 🐾

If you're tired of feeling stuck, constantly worrying about cash flow, and ready for an accountant who helps you build a better life - not just file your taxes - I'd love to have a conversation.

This is what working with Sunflower can look like.

And it could be your story

🌻  From barely surviving to thriving, how one business owner took their kids to Disney without financial stressWhat does...
10/06/2026

🌻 From barely surviving to thriving, how one business owner took their kids to Disney without financial stress

What does success look like to you?

For one of my clients, it was taking their children to Disneyland Paris, without worrying about money.

When they first came to Sunflower Accounts, their reality looked very different:

❌ No proper accounting systems

❌ Struggling with cash flow, barely making ends meet

❌ Charging just £25 per hour and undervaluing their work

❌ No tax planning, leading to unnecessary worry

❌ Unable to qualify for the mortgage they dreamed of

Here's what we changed:

✅ Set up Xero and a strong bookkeeping system

✅ Introduced pre and post year-end tax planning, at least six accountant meetings a year

✅ Quarterly Zoom calls for strategic financial planning

✅ A complete pricing redesign, focused on profitable value, not low prices

And the results were game-changing.

🌻 They built up cash reserves, no more living month to month

🌻 They won bigger contracts and started making serious profits

🌻 Cash flow forecasts meant they could plan ahead, so no more last-minute financial panics

🌻 They reached a six-figure profit, with a clear plan for what to do with it

Here's what smart tax planning made possible:

🔹 Salary - optimising pay to reduce their tax burden

🔹 £16k of business assets - with VAT and tax relief, it cost them just £10k

🔹 £600 of Disney gift vouchers - bought tax-free

🔹 A Christmas meal at Disney - fully covered as a tax-deductible expense

🔹 A dividend strategy - ensuring smart, tax-efficient profit withdrawals

🔹 Large pension contributions - building long-term wealth and security

And …

They told me that moving to Sunflower Accounts has been life-changing!

Their next goal is buying their dream home.

And we'll be right there with them, making sure they achieve it.

If you're tired of feeling stuck, constantly worrying about cash flow, and ready for an accountant who helps you build a better life, not just filing your accounts, then let’s have a conversation.

👉 Reply to this post or email [email protected] to explore what's

🌻 Every one of our accounting packages includes a tax planning meeting at least 3 months before your year end.These pre ...
07/06/2026

🌻 Every one of our accounting packages includes a tax planning meeting at least 3 months before your year end.

These pre year-end meetings ensure our clients are properly prepared with tailored tax planning guidance, so they keep more of the money they make.

Clients on our Full Bloom package also attend quarterly meetings and goal setting sessions with us.

In these meetings we produce budgets and forecasts, review personal and business goals, set intentions, and hold you accountable for what you want to achieve.

When did you last meet with your accountant to plan?

So excited to be supporting  . Very much looking forward to this years event
04/06/2026

So excited to be supporting . Very much looking forward to this years event

🌻The government is not coming to save you.As a small business owner, you have to roll up your sleeves and make your busi...
04/06/2026

🌻The government is not coming to save you.

As a small business owner, you have to roll up your sleeves and make your business work for you.

It's essential you:

🌻 Have a business and marketing plan

Without one, you're throwing spaghetti at the wall and hoping something sticks.

🌻 Know your numbers

Costs are rising.

Do you know your overheads, your break-even point, your sales targets?

When you understand your numbers, your marketing plan has purpose and direction.

🌻 Empower your team to think like entrepreneurs

You're all in this together.

Everyone needs to contribute to the solution.

At Sunflower, we meet regularly with our business planning clients.

We're a valued member of their team - their go-to for advice when they need it.

The first thing I do with every new client is take them through my 60-Minute Profit Plan.

This exercise uncovers the exact revenue their business needs to generate to cover their costs.

Knowing your break-even point means you can set realistic sales targets, and build confident profit margins.

This is the foundation every business owner needs to grow profitably and stop guessing.

That clarity shouldn't be reserved for my clients alone…

So I've made it available to download for free.

👉 Comment "PLAN" for instant access 👇🏻

🌻 Can you claim sight tests and glasses through your business?Limited company directors and employees: YES.Eye tests are...
01/06/2026

🌻 Can you claim sight tests and glasses through your business?

Limited company directors and employees: YES.

Eye tests are an allowable expense against corporation tax, but only when someone uses Display Screen Equipment for at least one hour per day.

Glasses must be needed solely for business purposes.

You must be able to prove it.

If you also wear them personally, you may claim a proportion - but they then become a taxable benefit, meaning P11D forms and Class 1A NI contributions apply.

Sole traders: NO

Unfortunately eye tests are not an allowable expense.

You're not legally required to follow Health & Safety Regulations as a sole trader, so HMRC won't accept the claim.

Knowing what you can legitimately claim could save you hundreds — or thousands — every year.

👉 Download my FREE 16 Tax Breaks guide to discover what your business could legitimately be claiming:

Comment "ALLOWANCES" to get your free copy now 👇🏻

Have you checked your salary dividend strategy recently?PM me the word “dividends” if you would like a confidential revi...
30/05/2026

Have you checked your salary dividend strategy recently?

PM me the word “dividends” if you would like a confidential review.

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Carnon Downs
Truro
TR36JH

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