Dave Boardman - Independent Financial Adviser

29/08/2025

📢 Big news! 🚨
For all things Pensions & Investments, please head over to TFA Trusted Financial Advice Truro 👉 that’s where we’ll be sharing updates, tips & support from now on.

This page is closing soon, so make sure you’re following us there to stay connected! 💬✨

26/08/2025

📢 Update 📢

This page will soon be closing. From now on, all updates, news and information will be shared on our main company page TFA Trusted Financial Advice Truro

By keeping everything in one place, it’ll be easier to stay up to date and access the support and resources you need.

👉 Please follow us here: TFA Trusted Financial Advice Truro

24/08/2024

Opportunity to tap into the monetary value locked away in property

For homeowners, equity release presents an opportunity to tap into the monetary value locked away in their property. With an equity release plan, access to a cash lump sum is made possible, providing flexibility for various purposes, from mortgage clearance to home renovations. However, some restrictions have been established to safeguard both lenders and applicants.

⚠️ A significant limitation of equity release is the age requirement. To be eligible, you must have celebrated at least 55 birthdays. Nevertheless, lenders typically provide alternative solutions for those falling below the age threshold, offering other avenues for raising necessary funds.

Find out more about equity release and how it can benefit you.

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For homeowners, equity release presents an opportunity to tap into the monetary value locked away in their property.

27/03/2024

Changes to the State Pension coming soon

📢 Exciting news for pensioners! The State Pension is set to increase by a whopping 8.5% from April 6, 2024, thanks to the 'Triple Lock' mechanism.

The State Pension, a recurring benefit paid every four weeks by the government, is available to individuals who have reached the qualifying age and have made sufficient National Insurance contributions.

Qualifying for a full State Pension is based on your National Insurance Contributions. You can check your personal NI record and forecast your State Pension on government websites.

This increase translates to significant changes in the weekly pension amounts. Those receiving the full, new flat-rate State Pension will get £221.20 per week, while those on the full, old basic State Pension can expect £169.50 each week.

💡 Curious how this increase is calculated? It's all part of the 'Triple Lock' system. The State Pension increases each April based on the highest of three measures: inflation, average wage increase, or a minimum of 2.5%. The highest of these three measures dictates the increase in the State Pension.

🚨 Remember, this article does not constitute tax or legal advice but aims to inform. For specific guidance and advice tailored to your circumstances, it's always best to seek professional advice.

🔍 Read our latest TFA Smart Money Guide for more information on the State Pension and related topics.

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Changes to State Pension come into force on 6 April 2024 - state pension is set to increase due to a mechanism known as the ‘Triple Lock’.

08/03/2024

Our guide to the Spring Budget 2024. If you've got any questions please drop us a message.https://bit.ly/4c9ki3A

01/02/2024

Did you know that Change Your Password Day is observed every year on February 1? In our digital era, a lot of our interactions and transactions happen online. Unfortunately, this means that our private and sensitive information is susceptible to hackers. That's why it's super important to make sure we prioritize the security of our online data by regularly updating our passwords. It's a simple but effective way to keep our information safe.

😱 There is a hacking attack every 39 seconds
😱 75 records get stolen every second
😱 86% of passwords online are not secure
😱 Over 14 billion data records have been stolen

Change yours today and remember never reuse a password, use a password manager.