Brown Owl Bookkeeping

20/05/2026

26/02/2026

Thank you Angela from AEM Pilates for your wonderful review. I’m always happy to help anyway I can.

02/02/2026

As we move into February, it’s the perfect time to turn those big business dreams into reality and it all starts with clear, accurate numbers.

Let’s get your books in order so you can focus on what you love!

24/12/2025

Wishing you all a happy Christmas and luck and prosperity in the New Year.

Love Lesley (and Willow) 🎄 🥂 🤶🏼

27/11/2025

📢 Autumn Budget – What’s Changing for Your Money?

Here are the biggest tax + personal finance updates you need to know:

💷 Income Tax & National Insurance
• Tax thresholds frozen until 2031 – meaning more people will drift into higher tax bands as wages rise.

💼 Pension Contributions
• Salary-sacrifice pensions lose their full NI exemption beyond £2,000/year from 2029. Higher NI bills for many savers.

💰 Savings, Dividends & Wealth Taxes
• Taxes on savings interest, dividends, property income and wealth are all going up.
• A “high-value property” surcharge (often called a mansion tax) is coming for homes over £2m.

🏦 ISAs
• Cash ISA allowance cut from £20,000 → £12,000 (for under-65s) from 2027.

🏠 Property Taxes
• Annual surcharge for homes worth over £2m, rising in bands up to £7,500 for the most expensive.

🔍 Bottom Line
These changes shift more of the tax burden onto wealth, assets and higher-income households — but the frozen thresholds mean almost everyone will feel an impact over time.

09/11/2025

🚨 Attention Landlords! Big Tax Changes Ahead 🚨

Hey everyone 👋 Just a quick heads-up for all you landlords out there — Making Tax Digital (MTD) for Income Tax is coming soon, and it’s going to change the way you report your rental income to HMRC.

From April 2026, if your total property and/or self-employed income is over £50,000, you’ll need to start keeping digital records and sending quarterly updates to HMRC instead of one big tax return each year.

If your income is between £30,000 and £50,000, you’ll join the party in April 2027. 🎉

👉 What this means for you:

You’ll need to use accounting software that’s MTD-compliant (no more spreadsheets or paper logs).

You’ll be submitting updates every 3 months, plus an end-of-year statement.

Getting organised early will make the switch sooo much easier (and save you headaches later 😅).

If you’re not sure what software to use or how to prepare, now’s a great time to get some advice and set things up properly. I can help with that — from choosing the right tools to getting your records in order before MTD kicks in.

Drop me a message if you’d like a chat about what this means for you or how to get ready 📩

Call now to connect with business.