Pensions and Annuities Ltd

Pensions and Annuities Ltd Friendly, independent financial advisers based in Cricklade, Wiltshire. The majority of our clients are aged 55 or above. Company Reg. No: 06725914.

Pensions and Annuities Ltd is a friendly, personal independent financial adviser based in Swindon. We offer telephone and face-to-face advice to people all over the UK, and even further afield. We are specialists in all aspects of pension advice, particularly if you are, or are about to take the benefits from your pension. The advice we provide is totally independent because we're not tied to any

one company and are independent brokers. We therefore have access to the entire market, so we can source the best product from the most appropriate provider for you, from across the market. The guidance and/or advice contained we provide is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Pensions and Annuities Ltd is authorised and regulated by the Financial Conduct Authority under reference 494480. Registered Office: Chelworth Industrial Estate, Cricklade, Swindon, SN6 6HE.

Plenty of expectation that interest rates are coming down this year, meaning annuity rates will likely followCould now b...
04/03/2024

Plenty of expectation that interest rates are coming down this year, meaning annuity rates will likely follow

Could now be the perfect time to secure your retirement income?

Contact us on 01793 686 393 to find out more!

Payouts are fluctuating but will eventually start coming down, so locking in early could be worth it

02/01/2024

Someone is excited to get into the office today! 🐶

Arlo just couldn’t wait to announce the launch of our new tax saving webpages…

pensionsandannuities.co.uk/avoid-tax-legally

🌟 Age 55 or above? Concerned about your lifestyle fund's recent drop in value? Consider a fixed-term annuity for a guara...
05/12/2023

🌟 Age 55 or above? Concerned about your lifestyle fund's recent drop in value? Consider a fixed-term annuity for a guaranteed return from a UK regulated insurance company. 📉➡️📈

📞💻 Contact us today to discover how we can assist you!
www.pensionsandannuities.co.uk/contact-us

🌟Discover the benefits of a guaranteed pension investment! 🌟Are you ready to take control of your financial future and e...
22/11/2023

🌟Discover the benefits of a guaranteed pension investment! 🌟

Are you ready to take control of your financial future and enjoy peace of mind?

🔒 Benefits of a Fixed Term Annuity:
✅ Guaranteed Income: Enjoy a fixed, reliable income stream for a fixed period.
✅ Financial Security: Protect your pension from market volatility.
✅ Flexibility: Tailor your income to match your unique needs with guaranteed returns.
✅ Protection: payment from a fully regulated UK insurance company with 100% FSCS protection.

Don't miss out on the opportunity to secure your financial future. Contact us today to learn more about how a Fixed Term Annuity can work for you. 💰

*This is for informational purposes only and not financial advice. Consult us to speak to a UK regulated financial adviser.

Surely this is a great excuse to finish early on a Friday? We’re dropping off boxes for Operation Christmas Child today,...
17/11/2023

Surely this is a great excuse to finish early on a Friday?

We’re dropping off boxes for Operation Christmas Child today, for the 8th year in a row! 🎄🎁🎅🏼

14/11/2023

🕰️📉 Flashback to 2014: We called it right! 💡💼

Found an old post from 2014 where I said, "Hey, watch out, lifestyle funds might take a hit!" And guess what? It happened! 😲💸

💻Visit our website to find out more about the risks of lifestyle funds and what you can do today to take control of your retirement : https://pensionsandannuities.co.uk/lifestyle-funds

Please note: this is not financial advice. Please get in touch to discuss your personal needs.

Is it time to time to talk lifestyle funds? 🤨 They are the default fund for many pension schemes but will they give you ...
10/11/2023

Is it time to time to talk lifestyle funds? 🤨

They are the default fund for many pension schemes but will they give you the lifestyle you want?

The recent drop in the bond market has meant those in their late 50s, early 60s, nearing retirement may have seen their pension drop by as much as 20% following a shift to safe investments 😳

A safe investment that drops just before retirement doesn't sound all that safe to us!

Get in touch to see what you can do to take control of your retirement planning!

https://www.thisismoney.co.uk/money/pensions/article-12720089/Pension-lifestyling-Bond-crash-derisking.html

Some older workers have discovered to their horror that they are sitting on huge losses right on the brink of retirement. Here's what you need to know about pension lifestyling...

🎉🤣 TGIF! 🎉🤪This afternoon we've had a bit of an explore on Bing's AI chat! It's like discovering a treasure chest of dig...
03/11/2023

🎉🤣 TGIF! 🎉🤪

This afternoon we've had a bit of an explore on Bing's AI chat! It's like discovering a treasure chest of digital possibilities. 😲💻

Turns out it can do some incredible stuff like automating repetitive tasks, detailed research or writing code! 🤓👩‍💻

But not in our office!

Instead, we're focusing on the things that matter most - like turning our coworkers' faces into emojis, creating masterpieces of dogs in football shirts, and, of course, indulging in a little musical creativity...

Now presenting....

💥Old MacDonald Had a Farm (The Pensions Remix)💥

🎤 Sing along if you know the words! 🎤

Is it now or never? ⏳Announcements this week:- Bank of England interest rates have been held at 5.25%.- Annuity rates at...
22/09/2023

Is it now or never? ⏳

Announcements this week:
- Bank of England interest rates have been held at 5.25%.
- Annuity rates at Scottish Widows have dropped📉

Is this a sign annuity rates are coming down? Is it a 'buy now while stocks last'?

Are you thinking about retiring soon?

Now could be a perfect time to buy an annuity if you want a guaranteed income before annuity rates may drop.

Get in touch 📞

15/09/2023

Happy Friday! Just to let you all know we are having problems with our emails. Please contact us on [email protected]

We are told things should be back to normal by the start of next week.

Have a good weekend 😀

📱Introducing Pensions and Annuities Ltd About us:- Independent Financial Advisers based near Cricklade, Wiltshire- Estab...
06/07/2023

📱Introducing Pensions and Annuities Ltd

About us:
- Independent Financial Advisers based near Cricklade, Wiltshire
- Established since 2009
- Provide specialist pension advice

Click the link in our bio for more information and our contact details

Address

Swindon
SN66HE

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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