29/05/2026
It’s surprisingly common to lose track of old pensions.
Different jobs. Different providers. Different stages of life.
Bringing pensions together can sometimes create more clarity, lower costs, and make planning feel much simpler.
But consolidation isn’t always the right move.
Some older pensions may hold valuable guarantees or benefits that are worth keeping.
That’s why good planning starts with understanding what you already have before making changes.
Because the goal isn’t simply fewer pension pots.
It’s feeling more organised, more informed, and more in control of your future.
Do you know how many pensions you currently have?