Freshwater Accountancy Services Ltd

Freshwater Accountancy Services Ltd From financial accounts to tax returns, let Freshwater Accountancy Services put your finances into p

From financial accounts to tax returns, let Freshwater Accountancy Services put your finances into perspective.

Yesterday, we swapped the numbers for something a little more glamorous.The Freshwater team were at Royal Ascot for Ladi...
19/06/2026

Yesterday, we swapped the numbers for something a little more glamorous.

The Freshwater team were at Royal Ascot for Ladies Day.

We believe that downtime and a bit of team bonding is crucial for team morale. Especially when we're half way through the year and everyone has been working so hard.

What better way to do it than going along to Royal Ascot?!

Reach out today:
[email protected]
01438 878 555

Bookkeeping isn’t just something to “get done”.If it’s only done for compliance, you’re often left with outdated numbers...
16/06/2026

Bookkeeping isn’t just something to “get done”.

If it’s only done for compliance, you’re often left with outdated numbers and that makes it hard to plan, invest, or even know how you’re really doing month to month.

At Freshwater Accountancy, we keep things consistent so you have clear visibility of your finances. The more accurate the data, the more accurate the reporting, and that means better business decisions and fewer surprises.

We love working with clients who want a full FD-style service and want to use their numbers to move the business forward.

Want that level of support? Pop us a message.

Reach out today:
[email protected]
01438 878 555

Small businesses thrive on trust.And in a world where people scroll before they speak to anyone, reviews matter more tha...
12/06/2026

Small businesses thrive on trust.

And in a world where people scroll before they speak to anyone, reviews matter more than ever. They're the modern-day word of mouth, and for a small business like ours, every single one counts.

If we've helped you navigate your tax returns, plan ahead, or simply taken the stress out of your finances, we'd be so grateful if you'd take 2 minutes to leave us a Google review.

It helps other small business owners find us and it means the world to the team here at Freshwater Accountancy.

👇 You can leave a review here: http://bit.ly/4aqR4xE

Thank you in advance, we really do appreciate it.

Reach out today:
[email protected]
01438 878 555

Nobody enjoys that last-minute January panic.Hunting down receipts, scrambling for figures, rushing through a tax return...
09/06/2026

Nobody enjoys that last-minute January panic.

Hunting down receipts, scrambling for figures, rushing through a tax return just to hit the deadline, it's stressful, and it rarely leads to the best outcome.

At Freshwater, we do things differently. We're already over 20% through this year's tax returns for 2025/2026 and it's only been 2 months.

Our clients know their tax liability now. They've got time to plan, prepare, and put money aside without the last-minute rush.

That's the Freshwater way.

If that sounds like a better way to handle your tax return, we'd love to hear from you.

Reach out today:
[email protected]
01438 878 555

Heads up for directors and shareholders, dividend tax rates have gone up by 2% for 2026/2027.It's not huge. But it adds ...
05/06/2026

Heads up for directors and shareholders, dividend tax rates have gone up by 2% for 2026/2027.

It's not huge. But it adds up. And waiting until your tax bill arrives to think about it? That's the most expensive approach.

Now's the time to review your dividend strategy and plan accordingly, so the numbers make sense before HMRC comes knocking.

Drop us a message and let's take a look together.

Reach out today:
[email protected]
01438 878 555

We're half way through the year, how on earth did that happen?!Now is the perfect time to review your progress. What hav...
02/06/2026

We're half way through the year, how on earth did that happen?!

Now is the perfect time to review your progress.

What have you achieved so far this year?

Are you on track?

If not, what's gone wrong?

What areas have you seen progress?

You can only know this information by looking deep into your numbers.

That's exactly what we help our clients to do. If you're not on track there's 6 more months to make changes, make improvements, and still achieve those goals you set at the beginning on the year.

A business who understands where they are going wrong can put it right. A business who buries their head in the sand will never make the progress they wish to achieve. It's about knowing your numbers and putting in the hard work to get you there.

Don't wait until the end of the year to worry about what went wrong. Take action now.

Reach out today:
[email protected]
01438 878 555

Starting a business is exciting… and a little bit chaotic.You’re making a hundred decisions at once — pricing, marketing...
29/05/2026

Starting a business is exciting… and a little bit chaotic.

You’re making a hundred decisions at once — pricing, marketing, suppliers, systems — and it’s easy to leave the finances until “later”.

But getting an accountant involved from the beginning can save you a lot of time, money, and stress.

Here’s why it matters early on:

- Set up properly from day one (sole trader vs limited company, registrations, deadlines)
- Get a simple system in place for invoicing, expenses and record keeping
- Understand your numbers so you’re pricing for profit, not just turnover
- Plan ahead for tax so there are no nasty surprises
- Make confident decisions with clear reporting as you grow

At Freshwater Accountancy, we love supporting start-ups — helping you build strong foundations so you can focus on running the business (without the constant worry in the background).

Thinking of starting up, or recently launched? Message us and we’ll point you in the right direction.

Reach out today:
[email protected]
01438 878 555

83% of Etsy businesses close within 3 years if they don’t add additional sales platforms.If you’re relying on Etsy alone...
26/05/2026

83% of Etsy businesses close within 3 years if they don’t add additional sales platforms.

If you’re relying on Etsy alone, it can be hard to scale, especially once VAT registration comes into the picture.

You might be:
- unclear on your numbers, so growth feels risky
- struggling to analyse product lines (what’s profitable vs what’s just busy work)
- unsure when to expand to other platforms

The right reporting makes those decisions much easier, because you’re working from facts, not guesswork.

Reach out today:
[email protected]
01438 878 555

Management accounts are where your goals stop being “nice ideas” and start becoming something you can actually measure.W...
22/05/2026

Management accounts are where your goals stop being “nice ideas” and start becoming something you can actually measure.

When you set clear business goals (profit targets, cashflow milestones, reducing overheads, building a buffer for tax), you create a standard to track progress against.

That’s exactly what management accounts are for — giving you regular, reliable numbers so you can see:

- how you’re performing right now
- whether you’re on track to hit your desired outcomes
- what needs attention before it becomes a bigger issue

They also make it much easier to spot what’s driving results (and what’s holding you back), so you can plan ahead with confidence instead of making decisions based on gut feel.

If you want more than year-end compliance and you’d like reporting that actually helps you run the business, message Freshwater Accountancy and we’ll talk through what management accounts could look like for you.

Reach out today:
[email protected]
01438 878 555

Track and analyse your spending (even for just one month) and you’ll learn more about your business than you expect.A mo...
19/05/2026

Track and analyse your spending (even for just one month) and you’ll learn more about your business than you expect.

A month is a great starting point because it’s long enough to spot patterns, but short enough to feel manageable. Pull together your bank statements, receipts, and any app reports you use, then take a proper look at where the money’s actually going.

When you do, you’ll usually find:
- subscriptions you’ve forgotten about
- costs that have crept up quietly
- spending that doesn’t match what’s bringing profit back in

That insight is powerful, because once you can see your patterns clearly, you can make small adjustments that add up fast and make better decisions going forward.

If you’d like help getting clarity from your numbers (and turning spending data into something you can actually use), Freshwater Accountancy can support you. Message us and we’ll talk it through.

Reach out today:
[email protected]
01438 878 555

Address

Kings Court Business Centre, London Road
Stevenage
SG12NG

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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