22/02/2026
The Inheritance Tax Wake-Up
Inheritance tax isn’t a “rich person problem.”
It’s a planning problem.
I regularly meet business owners worth £2m–£5m who say:
“I’ll deal with that later.”
Later usually means:
• Illness
• Family dispute
• HMRC deadline
• Or a 40% surprise bill
You don’t build wealth for 30 years to give nearly half away through poor planning.
The real question isn’t how much you earn.
It’s how much you keep — and pass on.
Have you stress-tested your estate?
Avninder Sehmi
