Oyster Financial Planning Ltd

07/05/2026

Welcome to our latest issue. A major shift in pension taxation is set to reshape wealth-transfer planning in the UK. From 6 April 2027, unspent pension pots will no longer be exempt from Inheritance Tax (IHT) and may be taxed at 40% if your estate exceeds the IHT threshold. On page 10, we explain how this change challenges traditional strategies and why families should rethink how they draw down their retirement assets. Early preparation, including estate valuation and exploring tax-efficient options such as gifting or trusts, will be essential to protect your legacy.

Welcome to our latest issue. A major shift in pension taxation is set to reshape wealth-transfer planning in the UK. From 6 April 2027, unspent pension pots will no longer be exempt from Inheritance Tax (IHT) and may be taxed at 40% if your estate exceeds

18/03/2026

SPRING FORWRD...... Book your FREE Discovery Meeting Today!

06/03/2026

Welcome to our latest issue. We hope you find it insightful and that it offers fresh perspectives on topics you may be exploring. Our goal is to ensure that every aspect of your financial wellbeing aligns seamlessly with your life goals, family priorities, and future aspirations.

Welcome to our latest issue. We hope you find it insightful and that it offers fresh perspectives on topics you may be exploring. Our goal is to ensure that every aspect of your financial wellbeing aligns seamlessly with your life goals, family priorities,

20/01/2026

Welcome to our first issue of the new year. We hope you find this issue insightful and offers fresh perspectives on topics you may be exploring. Our goal is to ensure every aspect of your financial wellbeing aligns seamlessly with your life goals, family priorities, and future aspirations.

Welcome to our first issue of the new year. We hope you find this issue insightful and offers fresh perspectives on topics you may be exploring. Our goal is to ensure every aspect of your financial wellbeing aligns seamlessly with your life goals, family p

01/01/2026

HAPPY NEW YEAR!
What is in store for you in 2026?
Plan for tomorrow & still live for today!
Book your FREE Discovery meeting with Oyster and achieve your goals for your financial future.
https://www.oysterfinancialplanning.co.uk/get-in-touch

22/12/2025

Oyster Would like to wish all our clients and our local community a very Merry Christmas. Michael, Donna & Lisa x

19/12/2025

15/12/2025

Book your FREE Discovery Meeting ready for the New Year.

https://www.oysterfinancialplanning.co.uk/get-in-touch

03/12/2025

Proud to be in Partnership with The Scratch Project who are supporting Local good causes again this Christmas.

Download the FREE Directory using this link or Scan the QR CODE.

https://www.scratchproject.co.uk/media/files/1742556421directory-2025-web.pdf

11/11/2025

Welcome to our latest issue. As the 2025/26 tax year-end approaches on 5 April 2026, now is the time to review your finances to ensure you've maximised all available allowances and reliefs. Tax year-end planning can help you save money, improve your long-term investments, and make better use of government incentives before they reset in April. On page 08, we’ve provided five key areas to consider before the deadline. Taking action before 5 April can help you reduce your tax, maximise allowances, and strengthen your financial position. Reviewing your ISAs, pensions, and estate plans now ensures you make the most of every opportunity.

https://www.oysterfinancialplanning.co.uk/oysters-november-financial-The Herald - Your Community Magazine

Welcome to our latest issue. As the 2025/26 tax year-end approaches on 5 April 2026, now is the time to review your finances to ensure you've maximised all available allowances and reliefs. Tax year-end planning can help you save money, improve your long-t