Oliver Wealth Ltd

04/08/2026

Planning to retire soon?

The transition to retirement for most people can be unsettling. It is a big life change with lots to think about and plan for.

In your 60s as you start to draw pension benefits, we may utilise cash-flow modelling to show you different scenarios.

We may be looking to build a bridge, increasing pension income prior to drawing state pension, but easing off once that state pension income comes in so as to avoid paying too much tax.

We may also start talking about estate planning, where there is an existing inheritance tax liability, and your desires for utilising tax-efficient vehicles to minimise your estate's liability.

You will need frequent reviews as we work together to implement and monitor your financial plan.

If you'd like us to discuss your retirement income, drop us a call on 01926 812229.



Oliver Wealth Ltd is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 979804. The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. The Financial Conduct Authority (FCA) does not regulate Will writing, tax and trust advice and certain forms of estate planning.

02/08/2026

Clients in their 50s are looking ahead.

This may be the time to pay off the mortgage, consolidate existing pensions for those who haven't already done so and to think about how to maximise your pension pot over the next few years as you head towards retiremenet.

Those who retire early may begin accessing pension benefits, or building a 'bridge' to top their income up until they can draw from existing pensions.

Planning for retirement can be both exciting and daunting. There are lots of different variables and different methods of drawing income in retirement.

To have a conversation about the next 5-10 years and put a retirement plan in place, give us a call 01926 812229.

Oliver Wealth Ltd is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 979804. The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. The Financial Conduct Authority (FCA) does not regulate Will writing, tax and trust advice and certain forms of estate planning.

26/07/2026

Most clients in their 40s come to us to discuss existing pensions and consolidate them in to one fund.

However, investors in their 40s may also have a variety of complex needs or plans...

- They may wish to discuss budgeting for school fees, big celebrations or planning for the sale of a business
- Investing from receipt of a windfall such as from a divorce or inheritance.

Clients in their 40s might also have plans to sell a business and be looking at what they want to change in the next 5-10 years.

Often, investors in their 40s feel as though they should know where to start but don't. That they should have a better handle on their finances but they've been so busy working and raising a family that they're only just getting round to it.

If any of this sounds like you, we can help.

Call us on 01926 812 229 to get started.



Oliver Wealth Ltd is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 979804. The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. The Financial Conduct Authority (FCA) does not regulate Will writing, tax and trust advice and certain forms of estate planning.

23/07/2026

Investing in your 30s

From your 20s to your 30s, this decade may see the biggest shift in your priorities and attitude to money.

Many people in their 30s become homeowners and/or parents and so protecting income, mortgage payments and planning for those you love is front and centre.

However, it's important to remember that whether you are currently making investment decisions in your 30s or not, you (and your employer) will likely be making pension contributions that are invested somewhere.

While pension saving may not be at the forefront of your mind in your 30s, now is a good time to check where and how they are performing, as the earlier you make changes, the more time it will have to grow. You don't have to stick with the pension scheme you are auto-enrolled on to.

To discuss protection, savings and investments or tracing pensions, email [email protected]

Oliver Wealth Ltd is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 979804. The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. The Financial Conduct Authority (FCA) does not regulate Will writing, tax and trust advice and certain forms of estate planning.

23/07/2026

We’re proudly celebrating our female members of staff who’ve been shortlisted for National Industry Awards:

https://www.warwickshireworld.com/your-world/new-warwickshire-firm-celebrates-two-of-its-female-members-of-staff-empowering-women-in-finance-8817933

Emma and Aly are working together on an initiative to educate more women about investing and financial independence.

21/07/2026

In June, we held our inaugural Oliver Wealth shoot day at

Congratulations to the winning teams and a big thank you to all of our friends and clients who made the day such a success.

See you next year!

19/07/2026

We're proud to announce that our Business Development Executive, Aly, is a finalist in the Rising Star category at the 2026 Verve Awards.

Aly has been with us for 11 months and in that time she has run events, marketing campaigns and education initiatives alongside studying for her adviser exams.

It's likely that, whether you're an existing client or you've come across Oliver Wealth Ltd on the networking circuit, you've met Aly!

We wish her all the very best at the awards in September and look forward to celebrating an amazing evening with the team and all at Verve

12/07/2026

A recent study from Barclays showed that Gen Z (those currently under 30) invest more frequently than any other age group but, when tested, were the least financially literate.

Your 20s the best time to start investing and to educate yourself about money.

Compounding means that investments made in your 20s will have a long time to grow, assuming they are invested with wisdom and left alone to grow.

Even a small deposit per month in to a tax-efficient investment will enable you to achieve big things with your money, and with likely fewer liabilities you can afford to take on some long term risk.

To get started with where and how to invest, book a meeting: [email protected]

11/07/2026

10/07/2026

There is sometimes confusion over what a financial adviser or planner does, and who they are doing it for...

Oliver Wealth Ltd are a holistic advice practitioner, giving advice on many complex and multi-faceted areas of finance. Initial advice is free.

Like a GP for your money - we will listen to your problems and hopes for your money and help put a step-by-step plan in place.

We are not only for those who have already accumulated wealth, but for those who wish to do so.

We are also there to point you in the right direction; if you have complex needs that require a specialist, we can show you where that need is and put you in touch with somebody who can help.

Email [email protected] to book a meeting.



Oliver Wealth Ltd is entered on the Financial Services Register under reference 979804. The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. The Financial Conduct Authority (FCA) does not regulate Will writing, tax and trust advice and certain forms of estate planning.