Matrix Capital Financial Planning

07/05/2026

https://matrixcapital.zohorecruit.eu/jobs/Careers/92348000000653004/Senior-Financial-Planner?source=CareerSite

Matrix Capital This role is for an experienced Financial Planner who sees financial planning as a profession, not a sales activity. We are seeking a s

17/03/2026

Gary Matthews Announcement!

Gary Matthews has decided to step down as a director of Matrix Capital Limited within the next few weeks to enable him to devote more time to travelling to Edinburgh to help his elderly parents who are now in need of additional support.

The good news for us and our clients is that he has agreed to stay on as a consultant, on a part-time basis, to help continue to deliver a high quality service to our valued financial planning clients.

From a personal perspective, although Gary will remain involved, I wanted to take a moment say how much I have enjoyed working alongside Gary over the last 21 years. We have both been ‘shoulder to the wheel’ and we have been through challenging times as well as experiencing moments of pure joy in building Matrix Capital Financial Planning as a respected professional practice, privileged to be looking after the financial affairs of wonderful clients.

I shall miss him being sat next to me every day, but I’m delighted that he will remain involved as a consultant.

So, it is not so much a parting of ways, but a change in the way in which we will work as a team.

Finally, I wanted to express huge gratitude to Gary for his loyalty, high intellect and unwavering focus on helping us achieve great outcomes for clients. He is the consummate professional, a man that I would trust with my life. His reason for wanting to step down is an example of his strong family values and why he is admired and respected by team members, other professionals we work with and clients.

Robin Melley

19/02/2026

A short article written by Robin Melley and published by STEP on the subject of gifting.

Do you have questions about gifting money to a loved one or a charity? 🤔

In our article estate planning specialist Robin Melley TEP from Matrix Capital explains what to consider when gifting, including which gifts may be made without worrying about inheritance tax.

📖Read more in the article: https://bit.ly/4c3kMdM

📞Speak to an estate planning specialist: https://advisingfamilies.org/uk/find-a-tep

07/01/2026

Worth a read by anyone interested in inheritance tax planning.

Call us on 01746 712900 for an initial discussion.

How can life insurance help with inheritance tax? 🤔

Using a life assurance policy, under trust, to pay an inheritance tax liability on death, is a well-trodden path.

📖Read more in our article by Robin Melley TEP from Matrix Capital Financial Planning: https://bit.ly/45uZSjA

📞Speak to an estate planning specialist: https://advisingfamilies.org/uk/find-a-tep

25/12/2025

Breaking news: ABR/BPR allowance increase to £2.5million

We are delighted to share an update from the government that the allowance for 100% relief of agricultural property relief (APR) and business property relief (BPR) will be increased from £1 million to £2.5 million.

This means that a couple will now be able to pass on up to £5 million of agricultural or business assets between them, on top of the existing allowances such as the nil rate band. This change takes effect on 6 April 2026.

We welcome this change and are pleased that STEP expertise has helped contribute to this change to the policy. Read more via this press release: https://www.gov.uk/government/news/inheritance-tax-reliefs-threshold-to-rise-to-25m-for-farmers-and-businesses

23/12/2025

This is a short article, written by Robin Melley and published by Advising Families on gifting, which is very topical at the moment 🎄🤶

Give us a call if you need advice on inheritance tax planning.

During the holiday season there will be a lot of gifts being given.

If you wish to gift money to a loved one, there are some important factors that you need to consider.

📖In this article from estate planning specialist Robin Melley TEP of Matrix Capital, you can find out more about gifting money, including inheritance tax: https://bit.ly/3ZREoLd

📞Speak to an estate planning specialist: https://advisingfamilies.org/uk/find-a-tep

17/12/2025

We are looking for a fabulous Financial Planning Administrator to join the team at Matrix Capital Financial Planning at our new offices in Shrewsbury, which we will be moving into within the next few weeks.

Anyone interested in applying, just follow the link below

May we also ask any of our friends, clients or professional connections reading this, to share this post for reach.

Thank you

Matrix Capital The Role As a Financial Planning Administrator, you will provide essential support to our financial planners and paraplanners. This rol

11/12/2025

Estate planning is most definitely one of those areas of professional advice where collaboration between suitably qualified financial planners, lawyers, and tax advisers achieves better outcomes for clients.

We are grateful to STEP – Advising Families Across Generations for publishing this article on the use of a properly implemented life assurance policy as a cost-effective solution that also provides peace of mind to families written by our MD Robin Melley.

It’s worth bearing in mind that it’s not as simple as just setting up a life assurance policy.

There are a number of important considerations that need to be addressed to make sure the client and their family achieve the intended result.



Society of Later Life Advisers
Advising Families
The Law Society
The CISI

Spread the loveUsing a life assurance policy, under trust, to pay an inheritance tax (IHT) liability on death, is a well-trodden path. However, the recent changes in the 2024 Autumn Budget to business property relief, agricultural property relief and pensions mean more people will need to pay IHT, o...

27/11/2025

Autumn Budget 2025

You could be forgiven for thinking that the run up to Rachel Reeves’ second Budget got underway in early summer. It was in June that the government climbed down on the winter fuel payment, while July saw cuts to disability benefits abandoned. Together those U-turns created a fiscal hole of around £6 billion by 2029/30. Given that in March 2025 Reeves had left herself only £9.9 billion of fiscal headroom, £6 billion was enough to fire the starting gun for speculation about Budget tax rises.

It was not until early September that the Chancellor announced the Budget date, giving the Office for Budget Responsibility (OBR) and the media 12 weeks’ notice rather than the usual ten. Before long the pitch-rolling began, with stories about the OBR reducing its growth assumptions and the need to find £20-£30 billion in tax and/or spending cuts.

By early November the Chancellor was giving an 8.10 am ‘Scene setter’ speech in which she said, “If we are to build the future of Britain together, we will all have to contribute to that effort”. This was widely interpreted as meaning that income tax rates would rise, breaking a Labour manifesto commitment. Little more than a week later, the Financial Times revealed income tax rate rises were off the table, to be replaced by a smorgasbord of tax increases.

Find out how it may affect you by reading the full summary below.

You could be forgiven for thinking that the run up to Rachel Reeves’ second Budget got underway in early summer. It was in June that the government climbed down on the winter fuel payment, while July saw cuts to disability benefits abandoned. Together those U-turns created a fiscal hole of around ...

31/10/2025

Saga plc have collaborated on an article with our Managing Director Robin Melley TEP, the article discusses using life insurance as part of managing inheritance tax.

Read the article below:

Life insurance can provide a ready-made fund to pay an inheritance tax bill, but it comes at a high price. Here’s what you need to know.