Strategic Wealth Management

07/04/2025

The social aspect of ESG investing can sometimes be overlooked. Yet, when you break it down, the issues covered are often important to investors and could be crucial for long-term performance. Find out more about the social pillar of ESG investing.

When you hear about ESG investing, where environmental, social, and governance factors are considered alongside financial ones, the social issues can sometimes be overlooked. Yet, when you break it down, the issues covered by this pillar are often important to investors. It’s not just the ethics o

02/04/2025

Around half of adults in the UK have delayed important tasks because they feel overwhelmed. Whether you’re putting off making decisions because there’s too much information to process or you’re worried about making the “right” choice tailored financial planning could help.

How long do you leave essential tasks on your to-do list? If you’ve put off tasks because they feel overwhelming, you’re not alone, but delays could be harmful. Read on to find out how financial planning may help you overcome decision paralysis. According to a January 2025 study from the Post Of...

01/04/2025

Even if you feel comfortable managing your finances, sometimes the mental load of doing so could mean you don’t enjoy the things that are important to you. Working with a financial planner could help put your mind at ease.

Handling finances is a part of life and something that most people do, but that doesn’t mean it isn’t stressful. Indeed, many people don’t feel confident making financial decisions, and financial advice could ease their mental load. Even when you’re relatively comfortable, managing your fina...

17/01/2025

Emotional resilience could mean you’re better prepared to handle stressful situations, including financial ones. So, discover some steps you may take to improve your financial resilience.

Emotions can affect how you feel about different scenarios and your response to them, including when you’re making financial decisions. Improving your emotional resilience could mean you’re better equipped to handle stressful situations. Read on to discover why and how it might support your fina...

13/01/2025

Your established habits and past experiences might influence the financial decisions you make today, and could affect your ability to reach your goals. Find out more and what you could do to break potentially harmful patterns.

When you’re making financial decisions, it can be difficult to look at your options objectively. Indeed, factors like your past experiences and emotions may influence the conclusions you draw. Behavioural finance seeks to understand how people make financial decisions and what factors influence th

20/11/2024

Lifetime cashflow forecasting could help you make better financial decisions and feel more confident about your financial future. Discover four valuable ways it may support your wellbeing.

19/11/2024

Your financial plan could support more than just your long-term financial security – you may use it to create a legacy for your loved ones too. Whether you want to offer support now or pass on assets when you pass away, a financial plan could help you understand the impact.

You might think of your financial plan as being a way to help you reach your life goals. But it could benefit more than just you. As a financial plan focuses on your goals, you might choose to include ways to create a legacy for your loved ones. It could mean your wealth provides long-term financi

18/11/2024

The end of the year is the perfect time to tick off some of the financial tasks you might have been putting off. Completing these 10 jobs could help you start 2025 feeling confident about your finances.

The end of the year is fast approaching, and while your mind might be on celebrating the festive period, it’s the perfect opportunity to tick off some financial tasks you might be putting off. Spending some time going through your finances and thinking about what you want to achieve next year coul

14/11/2024

The Autumn Budget included some key changes that might affect your financial plan. Discover what the announcements about Capital Gains Tax and Inheritance Tax could mean for you.

Chancellor Rachel Reeves delivered the new Labour government’s first Budget on 30 October 2024. Amid the announcements were key changes to Capital Gains Tax (CGT) and Inheritance Tax (IHT) that could affect your financial plan. Ahead of the Budget, prime minister Keir Starmer said it would be “p...

18/10/2024

Taking the plunge and retiring can be daunting. After all, it could represent a huge change to your lifestyle. If nerves are holding you back, setting out your retirement goals as part of your financial plan could give you the confidence boost you need.

What’s stopping you from retiring sooner? For many, it’s not just finances that are holding them back but their mindset too. If the excitement of retiring is also mixed with nerves, a financial plan could give you the confidence boost you need to take a step back from work. Finances may play a r...

14/10/2024

Anchoring bias is a common cognitive phenomenon that could affect your day-to-day spending and long-term financial decisions. Find out more about the bias and the steps you could take to minimise the effects here.

Anchoring bias is a common cognitive phenomenon that could affect your day-to-day and long-term financial decisions. The good news is that there are ways you could minimise the effect of bias, including anchoring. First, what is a financial bias? The term refers to mental shortcuts and errors you

07/10/2024

A poll suggests 7 in 10 Brits don’t think Inheritance Tax in the UK is “fair”. Read about some of the alternative ways other countries tax inheritances or estates after you’ve passed away.

More than 70% of Brits think Inheritance Tax (IHT) is unfair, according to a poll carried out by Tax Policy Associates in 2023. You might consider how other countries handle taxing assets when you pass away to be “fairer”, read on to find out more. Over the last few months, you’ve read about h...