Annetts & Orchard

Annetts & Orchard Annetts & Orchard are Independent Financial Advisers. We specialise in helping clients create financial plans for their retirements. FCA No. 820272

Our advice is based on honesty and simplicity. Our solutions will always be as complicated as necessary, yet as simple as possible. Annetts & Orchard is authorised and regulated by the Financial Conduct Authority.

From 6 April 2027, many unused pension pots will be included in Inheritance Tax calculations.Since the government announ...
01/09/2026

From 6 April 2027, many unused pension pots will be included in Inheritance Tax calculations.

Since the government announced the change in the 2024 Autumn Budget, an increasing number of people have opted to withdraw their tax-free lump sum from their pension as soon as they can.

However, taking funds early might not be as tax-efficient as you think.

Before rushing to withdraw your lump sum, it's important to answer these 5 questions. Click the link below to find out what they are.

https://www.annettsandorchard.co.uk/5-questions-to-answer-before-you-withdraw-a-pension-lump-sum-to-reduce-inheritance-tax/

Retirement is a significant life transition.Some of the financial habits that served you well during your working life m...
25/08/2026

Retirement is a significant life transition.

Some of the financial habits that served you well during your working life might no longer suit your retirement lifestyle.

Sticking to your current financial habits could mean you miss out on opportunities to enjoy your retirement, or even mean you risk using up your savings too soon.

Read our blog, linked below, to find out why.

https://www.annettsandorchard.co.uk/why-you-could-benefit-from-reviewing-your-financial-habits-as-you-transition-into-retirement/

Long-term goals are often important for your wellbeing, and knowing you're working towards them can be reassuring.Howeve...
11/08/2026

Long-term goals are often important for your wellbeing, and knowing you're working towards them can be reassuring.

However, judging whether you're on track to reach your goals can be difficult.

A financial plan could help you understand how you might reach your target amount by accounting for contributions and potential growth over your working life.

To find out how we could help you stay on track to reaching your long-term goals, click the link below.

https://www.annettsandorchard.co.uk/balancing-your-goals-why-investing-could-be-suitable-for-long-term-goals/

5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax:1. Will your estate be liable for...
21/07/2026

5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax:

1. Will your estate be liable for Inheritance Tax?
2. Would the withdrawal be subject to Income Tax?
3. How do you intend to use the money?
4. How might a large withdrawal affect your long-term income?
5. Are there other strategies you could use to reduce Inheritance Tax on your pension?

Read our blog, linked below, to learn more.

https://www.annettsandorchard.co.uk/5-questions-to-answer-before-you-withdraw-a-pension-lump-sum-to-reduce-inheritance-tax/

One problem many retirees face is the shift from earning an income and building wealth to depleting your assets.In fact,...
14/07/2026

One problem many retirees face is the shift from earning an income and building wealth to depleting your assets.

In fact, only half of mid-retirees aged between 65 and 75 who do not pay for financial advice are confident they're on track to make their pension savings last for life, according to an Aviva survey.

If you're nervous about running out of money in later life, we're here to give you peace of mind. Get in touch or read our blog, linked below, to learn more.

https://www.annettsandorchard.co.uk/why-you-could-benefit-from-reviewing-your-financial-habits-as-you-transition-into-retirement/

Address

31 Castle Street
Salisbury
SP11TT

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441722338801

Website

Alerts

Be the first to know and let us send you an email when Annetts & Orchard posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Annetts & Orchard:

Shortcuts

Share

Category