Dearne Accountancy Services Limited

Dearne Accountancy Services Limited At Dearne Accountancy Services, we help sole traders and small business owners keep their accounts stress-free and compliant.

With over 25 years of experience and AAT-qualified expertise, your business finances are in trusted hands.

What’s the V-number for the last subbie you paid? Not the UTR, not the NINO — the verification reference HMRC gave you w...
30/05/2026

What’s the V-number for the last subbie you paid? Not the UTR, not the NINO — the verification reference HMRC gave you when you verified them.

If you can’t picture it in the next thirty seconds, that’s the gap most contractors are sitting on. The verification step takes about ten minutes the first time you do it for a subbie.

Done properly, it lasts you up to three tax years and keeps every CIS300 line you ever file for that subbie clean.

Done badly — skipped, half-finished, or using mismatched data — it triggers HMRC’s 30% unverified rate, locks the subbie out of recovering the difference for months, and shows up as a query on your next return. https://www.dearneaccountancy.com/blog/cis-subcontractor-verification

End of May. The quiet deadline weekend.I'm in the Wath office tomorrow finishing three CT600s and a P60 run. Two constru...
29/05/2026

End of May. The quiet deadline weekend.

I'm in the Wath office tomorrow finishing three CT600s and a P60 run. Two construction Ltds with May year-ends and a small fit-out firm. Not glamorous. But it gets done — properly, and on time.

Honest reason I love this work, in case it's useful:

The three Ltd companies I'm filing for tomorrow all came to us with one thing in common — they'd had three or four accountants over the years, each one filing what HMRC asked for but never telling them what their numbers actually meant.

Two questions we ask every new construction client:

(1) What's your gross margin on your three most common job types?

(2) What's your projected CT bill for this year-end, today?

Most directors can't answer either. That's not a failure of theirs. That's a failure of the accountant they're paying.

If you're a Yorkshire Ltd construction MD and you can't answer those two questions about your own company — that's exactly the gap we fill.

30-min free discovery call. You'll leave with the start of those answers.

📞 01226 691932 · dearneaccountancy.com

Have a good weekend.

— Sarah

Two days to Sunday. Two deadlines land.P60s in every employee's hand by 31 May. And — if your year-end is 31 May 2025 — ...
29/05/2026

Two days to Sunday. Two deadlines land.

P60s in every employee's hand by 31 May. And — if your year-end is 31 May 2025 — your CT600 is due to be filed the same day.

The CT payment? That was due 1 March. Interest's been running for 13 weeks.

Year-end near May and books still not final? Call us. We'll tell you what's actually due, what's a problem, and what's fine.

📞 01226 691932

— Sarah

If you work in construction under the Construction Industry Scheme, getting your CIS tax right in 2026/27 is not optiona...
28/05/2026

If you work in construction under the Construction Industry Scheme, getting your CIS tax right in 2026/27 is not optional.

Most subcontractors I speak to understand the basics but lose money every single year because they do not know all the expenses they can claim, miss their self assessment deadline, or simply never check whether they are on the right deduction rate.

This guide covers everything you need to know as a CIS subcontractor in the UK: how the scheme works, what you can claim, how to get your refund, and what to do if you have fallen behind.

https://www.dearneaccountancy.com/blog/cis-tax-guide-uk-the-complete-2026-27-subcontractor-guide

An anonymised case from this quarter - same root cause we see every month.A South Yorkshire electrical contractor came t...
27/05/2026

An anonymised case from this quarter - same root cause we see every month.

A South Yorkshire electrical contractor came to us in April after a compliance letter from HMRC.

The director had verified two subbies properly when they first started. Both came back at 20%. Then both had a 26-month gap where they didn't work for him — and when they came back, the verification was never refreshed.

When you don't re-verify after a two-tax-year gap, HMRC's system defaults to 30%. Neither the director nor the subbies realised. He just carried on deducting at the higher rate.

For one subbie — a self-employed electrician — over roughly two years:

Around £184,000 paid out gross → 30% deducted instead of 20% = £18,400 sat with HMRC → Fully recoverable through SA — but only if anyone ever files one

What we did:

1- Re-verified both subbies. Both came back at 20%, as before.
2- Fixed the contractor's process so re-verification triggers automatically.
3- Helped the subbie catch up two years of self-assessment. He got the £18,400 back.

The contractor's books are now clean. The subbie bought a new van.

This is what "everything under one roof" means — we work for the contractors AND understand the subbies' side, because in construction the two are tied together.

01226 691932

www.dearneaccountancy.com

Missing the self assessment deadline is one of the most common situations that lands on my desk in February, and it is a...
26/05/2026

Missing the self assessment deadline is one of the most common situations that lands on my desk in February, and it is almost always more recoverable than people think when they first call.

The part that makes it damaging is not the act of missing it. It is what happens in the weeks and months afterwards when nothing is done.

Penalties that start small compound quickly into amounts that are considerably harder to deal with than the original tax bill.

This guide tells you where you currently stand, what HMRC will do at each stage, and what you need to do today.

https://www.dearneaccountancy.com/blog/missed-self-assessment-deadline-here-is-what-to-do

Yorkshire construction Ltd directors who come to me at first review almost always have at least one DRC error sitting in...
23/05/2026

Yorkshire construction Ltd directors who come to me at first review almost always have at least one DRC error sitting in their books.

Sometimes from March 2021, when the rules came in. Sometimes from last quarter. Either way, the refund attached to it is still with HMRC — quietly, indefinitely, waiting. It doesn’t come back on its own.

I’m Sarah Bingham. I’ve been running Dearne Accountancy Services since November 2020.

Most of my clients are construction Ltds across South Yorkshire and West Yorkshire, and this is the guide I wish more had read in their first month of trading.

If you want the wider view of construction-specific accounting, the Construction Accountants hub sits over the top of this piece.

https://www.dearneaccountancy.com/blog/domestic-reverse-charge-for-construction-the-complete-uk-guide-for-2026-27

Most Ltd subbies I onboard have months of CIS sitting on HMRC’s records that never made it onto an EPS. Or did make it o...
21/05/2026

Most Ltd subbies I onboard have months of CIS sitting on HMRC’s records that never made it onto an EPS.

Or did make it onto an EPS but the contractor’s monthly CIS300 doesn’t tie to it, so HMRC quietly rejected the offset and nobody chased.

The money is there. The mechanic is the problem.

I’m Sarah Bingham. I run Dearne Accountancy Services out of Wath upon Dearne, working with construction Ltds across South Yorkshire and West Yorkshire.

This is the playbook I run on every new Ltd subbie’s books in their first month with us. The mechanism’s not complicated. The discipline is. https://www.dearneaccountancy.com/blog/claim-back-cis-limited-company

Subbie verification. Most directors believe their process is solid. HMRC's compliance data says otherwise — and the cost...
20/05/2026

Subbie verification. Most directors believe their process is solid.

HMRC's compliance data says otherwise — and the cost lands on the subbie's invoice.

A 7-slide read. Save it. Share it with your office manager.

If you're not sure your process is bulletproof, we'll walk through your last 12 months of verifications for free. 30 minutes, no obligation.

Call us 01226 691932 or visit: https://www.dearneaccountancy.com/

— Sarah

Friday 22 May. PAYE / NIC / CIS payment deadline.For every Yorkshire construction Ltd with staff and subbies on the book...
18/05/2026

Friday 22 May. PAYE / NIC / CIS payment deadline.

For every Yorkshire construction Ltd with staff and subbies on the books, this Friday is when HMRC expects cleared funds.

Here's what most directors don't realise: the CIS portion isn't yours. It's tax you've withheld from your subcontractors on HMRC's behalf. You're a collection agent.

What this means:

→ That money should be ring-fenced the moment you deduct it
→ If it's gone — used for cashflow, materials, anything else — that's a serious problem
→ HMRC compliance reviews focus exactly here for construction Ltds

The directors who get caught short aren't bad operators. They're operators whose books told them they had cash to spend, when in fact some of it was already owed.

Call us 01226 691932 or visit: https://www.dearneaccountancy.com/

— Sarah

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