BlueSKY Chartered Financial Planners

04/02/2026

The UK has the lowest level of retail investing among the G7 countries, and a large portion of our wealth remains in low-interest cash accounts. 💰

In fact, as many as 29 million adults across the UK have cash accounts offering around 1% interest. 🪙

If you have a preference for Cash ISAs, click the link below to discover why Stocks and Shares ISAs could be the better option for long-term growth. 👇

https://blueskyifas.co.uk/the-facts-and-figures-that-reveal-why-stocks-and-shares-isas-could-be-best-for-long-term-growth/

02/02/2026

5 pension myths you need to watch out for:

💰 “Everyone’s Annual Allowance is the same”
💰 “My income needs will stay the same throughout my entire retirement”
💰 “You can inherit a pension without paying tax”
💰 “Everyone receives the full State Pension”
💰 “I don’t need financial advice before I draw from my pension”

Click the link below to discover why each of these myths are wrong. 👇

https://blueskyifas.co.uk/5-pension-myths-you-need-to-know/

30/01/2026

5 powerful photographs and what they can teach you about financial planning:

📸 'A Few Seconds Before Happiness' and reducing your Inheritance Tax bill
📸 'Lunch Atop a Skyscraper' and preparing for the unexpected
📸 The Wright brothers' first flight and persistence and adaptability
📸 'Valley of the Shadow of Death' and checking the authenticity of financial advice
📸 Muhammed Ali and how you can create a strong financial plan

Click the link below to find out more. 👇

https://blueskyifas.co.uk/5-powerful-photographs-and-what-they-can-teach-you-about-financial-planning/

28/01/2026

At Bluesky, we pride ourselves on the service we provide to each of you. 💰

In 2024, our number of new clients has grown by 11% (many via referrals) and we continue to be grateful for every new client who trusts us with their hard-earned pensions and investments. 💞

Read our blog, linked below, to discover what we've been up to during this quarter. 👇

Read our financial review of 2024, catch up with the Budget, and find out everything that’s been happening at Bluesky in our final bulletin of the year

26/01/2026

Rising life expectancy could present people today with both health and financial challenges.

Our latest guide offers our top wellbeing tips and financial management strategies to help you get the most out of your life.

Speak to us or read our guide, linked below, to learn more.

https://blueskyifas.co.uk/downloads-for-clients/

23/01/2026

Did you know that 67% of UK adults either don't have a will or have one that is out of date? 💰

You may already know that your will is a “live” document that you should update roughly every five years. 📝

Still, there are several life events that should prompt an immediate review. Read our blog, linked below, to discover 7. 👇

https://blueskyifas.co.uk/7-life-events-you-should-update-your-will-after-and-why-its-essential-to-do-so/

21/01/2026

How much do you know about Inheritance Tax rules?

In our latest blog, we're debunking 5 of the Inheritance Tax myths we hear from our clients most often which can lead to costly mistakes for you and your loved ones.

Speak to us or read our blog, linked below, to learn more. 👇

https://blueskyifas.co.uk/5-myths-about-inheritance-tax-debunked/

19/01/2026

Did you know that gifts and loans from parents used for house deposits totalled £9.3 billion in 2024, up from £5 billion in 2019? 🏠

With support for the younger generations on the rise, you might be considering offering a financial boost to your adult children to help them achieve their long-term goals.

If you want to help them in the most efficient way possible, click the link below to discover 6 excellent ways you can support them. 👇

https://blueskyifas.co.uk/6-efficient-ways-to-support-your-adult-children/

16/01/2026

Have you planned for a longer life?

Maintaining your physical and mental wellbeing over a longer life requires more than just good luck. It involves making intentional choices about your diet, exercise, mental health, and lifestyle, as well as your finances.

Read our guide, linked below, to discover our top wellbeing tips and financial management strategies for a longer life.

https://blueskyifas.co.uk/downloads-for-clients/

14/01/2026

You should update your will any time you experience any of the following life events:

📝 The birth of a new child or grandchild
📝 Marriage or remarriage
📝 Divorce or separation
📝 The death of a loved one
📝 A significant change in financial circumstances
📝 Moving to a different country
📝 A change of heart

Read our blog, linked below, to learn more. 👇

https://blueskyifas.co.uk/7-life-events-you-should-update-your-will-after-and-why-its-essential-to-do-so/

12/01/2026

How many of these myths about Inheritance Tax have you fallen for?

🪙 “Everything over £325,000 gets taxed at 40%”
🪙 “Foreign assets are safe from UK Inheritance Tax”
🪙 “I’m only allowed to gift £3,000 a year”
🪙 “If I give away my house, it doesn’t form part of my estate”
🪙 “My spouse will inherit everything, so I don’t need a will”

Click the link below to discover the truth behind these myths. 👇

https://blueskyifas.co.uk/5-myths-about-inheritance-tax-debunked/

09/01/2026

The modern world is becoming increasingly challenging for younger generations trying to gain a financial foothold.

With the burden of student debt, soaring house prices, and the rising cost of living, many young adults find it difficult to prioritise long-term goals like saving for a pension or building financial security. 🪙

Your support could help them achieve their goals. To discover 6 efficient ways you can give your adult children a financial boost, click the link below. 👇

https://blueskyifas.co.uk/6-efficient-ways-to-support-your-adult-children/