Northern Star Financial Management

27/01/2026

Have you financially resolved your New Year?
January is a strange month isn't it?!
The guilt of having a great Yuletide, the uncertainty of a new year, the need to get back into work....
The trending financial resolutions are to:
Align your financial wellbeing with your physical health
Prepare for the unexpected
Understand more about investment opportunities
Save more...spend less
Review your savings
Instigate a debt repayment strategy
Etc
Etc
But are we just asking too much of ourselves?
As 'Blue Monday' comes and goes with nothing as much as a grumble, and international markets prove their resilience - is it time to heed the words of Bobby McFerrin and "Don't worry-be happy!"
Or you can come and see us and we can have a right good moan about everything anyway!

24/11/2025

https://northernstarifa.co.uk/the-budget-all-doom-and-gloom/

Despite all the doom and gloom over predictions for the upcoming budget, and excuses being piled up high from Trump to Brexit, covid to the Suez Canal and Conservatives to a slowing down of productivity – our economy is actually very resisilient! A lot of the negative aspects being banded around a...

07/05/2025

07/05/2025

https://northernstarifa.co.uk/charity-quiz-night/

22/04/2025

https://northernstarifa.co.uk/mortgage-advice-the-personal-touch/

We take great pride in the financial advice we provide, and mortgages are definitely an area where our hands on approach greatly benefits our clients. Your home is your castle and the single biggest purchase during your life. So, we know how important the right advice is to you. Our process involves...

02/04/2024

Charity quiz a great success!
The Norther Star Charity General Knowledge Quiz was held Thursday 21st March at Tottington St John’s Crucket Club. Raising £750 for Andy’s Man Club, the evening was a great success with 10 teams enjoying 8 rounds of quizzing and a pie n pea supper!
Sarah Buckley, organiser of the quiz and Northern Star Practice Manager, said, “A big thanks to everyone who came. We’ve had done really lovely feedback and will no doubt be doing it again. The cause is such a worthy one, with clubs now opening across the Northwest.”

11/07/2023

https://northernstarifa.co.uk/well-done-keep-logging-on/

Transact – the award-winning investment platform, chosen by us to provide smart technology, unrivalled support and exceptional service, has announced that over 54% of investor clients have logged onto Transact Online (TOL) in the last year. Up by 11% since 2018, this figure represents a broader tr...

07/07/2023

20/06/2023

Time to review your mortgage?

With recent (and predicted future) hikes in interest rates adversely affecting your loan repayments, now would be an ideal time to review your mortgage.
Mortgages do not have to be daunting and time consuming. Whether you are moving home, buying your first house, or looking for a better deal to your existing mortgage: we offer bespoke recommendations and advice that will lead to the right mortgage deal for you and your individual circumstances.

Ask for Mike Richmond – 01706 822622 – [email protected]

Your home or property may be repossessed if you do not keep up with repayments on your mortgage.

30/05/2023

https://northernstarifa.co.uk/risk-it-for-a-biscuit/

With so many influencing factors (economy and your personal situation) changing, it is vital that your attitude to risk is reviewed in order to gauge investment suitability. Revisiting your own personal circumstances regularly is key to us offering you bespoke financial advice. “Attitude to risk.....

24/05/2023

https://northernstarifa.co.uk/diy-why/

As covid and the downturn in the (National and International) economy have made us all tighten our purse-strings, the temptation may be to ‘go it alone’ and take on DIY investing. Why? To save money? To ‘have a go at it’? Despite some people’s fondness for flat pack furniture and putting t...

22/05/2023

Transact warning: IHT liabilities increasing…
Transact have produced an index to raise awareness of increasing inheritance tax liabilities. This is due to growing home ownership (without a mortgage) and the rising value of property and assets (pushing more people outside established thresholds).
The index helps us, as your financial adviser, to track potential liabilities in this ever changing world. Whilst no major changes were made to IHT or CGT (Capital Gains Tax) in this Spring’s budget – be prepared for the government to re assess one of its biggest earners!
For more information on the index - https://www.transact-online.co.uk/transact-iht-index/
Or if you have any concerns regarding this – call in to see us.

For Advisers TRANSACT INHERITANCE TAX INDEX Transact has worked with Trajectory, a team of strategic insight and foresight experts that help organisations understand how the world is changing. They helped us examine an ever more prominent issue: inheritance tax (IHT). As IHT becomes more of an issue...