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J & M Accounting Services

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J & M Accounting Services

Accounts
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VAT
Tax returns I run a small business specialising in Tax returns for the sole trader. Bookkeeping Services and Payroll Services.

Either inbox me or Call 07907 684993

www.jandmaccountingservices.co.uk

21/04/2026

🚨 MTD IS TAKING OVER 🚨

I’m expanding my bookkeeping services for sole traders – helping you keep digital records, stay fully compliant and avoid those unwanted penalties.

ℹ️ WHAT IS MTD?
Making Tax Digital is the government’s move to make tax simpler and more efficient. It means you now have to keep your business records digitally and send tax updates directly to HMRC using approved software. It applies to more and more businesses every year, and getting set up early means no last-minute panic or fines!

✅ Keep your records fully digital and MTD ready
✅ Track all your income, expenses and receipts clearly
✅ Prepare everything so you’re ready for tax submissions
✅ Check your numbers are accurate and up to date
✅ Take the stress out of paperwork and admin
✅ Give you clear updates so you always know where you stand

Let me handle the numbers, so you can focus on running your business.

📩 Send me a message today if you need help getting your books sorted!

04/03/2026

Bookkeeping

Focus on your business. I’ll focus on the numbers. 📈

Are you spending your evenings drowning in spreadsheets instead of growing your business? Accurate bookkeeping is the foundation of every successful company, but it shouldn’t take up all your time.

I help small business owners regain their freedom by providing:

✅ Clean and accurate financial records
✅ Accounts Payable & Receivable management
✅ Tax-ready financial statements

✅ Tax-ready financial statements

Let’s get your books in order so you can get back to what you do best.

Hashtags:

09/02/2026

Headline: Is your business ready for April 2026? 🚀

Tax is going digital! From 6 April 2026, MTD for Income Tax becomes mandatory for sole traders and landlords earning over £50k.

Why does it matter?
1️⃣ Stay Compliant: It will be a legal requirement to file via software.
2️⃣ Better Budgeting: Quarterly updates mean you’ll know what you owe as you go—no more January tax bill surprises.
3️⃣ Fewer Errors: Digital records mean less manual entry and fewer "oops" moments.

Our Advice: Start using cloud accounting software (like Xero or QuickBooks) today to get into the habit before the rules kick in.

Drop a 💬 below if you have questions about whether you’re affected!

31/01/2026

📢 MTD ALERT FOR SOLE TRADERS!
From 6 April 2026, digital tax reporting becomes mandatory if your 2024-25 turnover (self-employment + property) hit £50k+ 📊.

✅ Digital records via HMRC-approved software
✅ 4 quarterly updates to HMRC
✅ Final year-end declaration (goodbye annual return!)

⚠️ Points-based penalties: 1 point per late submission → £200 fine at 4 points.

Get ready now! 👉 GOV.UK MTD Guide

18/01/2026

REMINDER TO ALL SOLE TRADERS: 31ST JANUARY IS YOUR TAX RETURN DEADLINE

As the new year gets into full swing, there’s one critical date you need to mark firmly in your calendar: 31st January is the deadline for submitting your self-assessment tax return to HM Revenue and Customs (HMRC) and paying any tax you owe for the 2024–2025 tax year.

Who does this apply to?

If you run your own business as a sole trader, whether you’re a freelancer, tradesperson, consultant, or work for yourself in any capacity, you are required to complete a self-assessment tax return each year. This includes reporting your business income, allowable expenses, and any other relevant financial details to calculate how much tax and National Insurance you need to pay.

What happens if you miss the deadline?

The penalties for late submission or payment start quickly:

• A £100 fine is automatically issued if your return is up to three months late, even if you have no tax to pay.

• Additional fines and interest apply for returns submitted more than three months past the deadline, and interest is charged on any unpaid tax from 1st February onwards.

What you can do now

Gather your records: Collect all invoices, receipts, bank statements, and documentation for business income and expenses from the 2024–2025 tax year (6th April 2024 to 5th April 2025).

19/12/2025

Wishing Everyone a Very Merry Christmas and a Happy New Year

As twinkling lights wrap around every corner, the smell of cinnamon and pine fills the air, and carols drift from busy streets to cozy homes—it’s that magical time of year again. Christmas arrives like a gentle hug, reminding us of the things that truly matter: the laughter shared over a roast dinner, the warmth of an open fire as we gather with loved ones, and the simple joy of watching a dog curl up at our feet, content in the chaos of celebration.

Maybe your tree stands tall in the corner, adorned with ornaments that hold years of memories—handmade stars from childhood, photos tucked into tinsel, and that one bauble you almost dropped last year. Or perhaps you’re spending the day in armchairs, wrapped in blankets, swapping stories as the fire crackles and glows. Whatever your Christmas looks like, it’s yours—and that’s what makes it special. This season is a chance to pause, to be grateful for the people who light up our lives, and to find joy in the small, quiet moments that often pass us by.

And as Christmas fades into the soft glow of New Year’s Eve, we look ahead with hope and excitement. The New Year is a blank page, waiting for us to write our next chapter—full of new dreams, fresh starts, and the promise of adventures yet to come. It’s a time to let go of what no longer serves us and to hold tight to the people and passions that make life worth living.

So from my heart to yours: wishing everyone a very Merry Christmas, filled with love, laughter, and warmth—and a happy New Year, brimming with hope, health, and endless possibilities. May the coming year bring you all the joy you give to others.

16/12/2025

"Why pay £30,000+ for an employed bookkeeper when you can get the same results with a freelance expert for just £10,000🤯 Save money and get top-quality bookkeeping services!💰 Contact us to learn more! "

01/12/2025

The deadline for submitting your 2024/25 tax returns is 31st January 2026. Whether you’re filing as an individual, freelancer, or business, ensure compliance and avoid penalties by acting now.

Key Dates to Remember:
✅ Online Submission & Payment Deadline: 31 January 2026
✅ Paper Returns Deadline: 31 October 2025

Why Act Now?
🔹 Avoid last-minute stress and £100+ penalties for late filing.
🔹 Plan ahead for tax liabilities or claim refunds faster.

27/11/2025

🚨 Attention Self-Employed Professionals: MTD Compliance Starts April 2026 🚨

Starting in April 2026, Making Tax Digital (MTD) will apply to all self-employed individuals and landlords with an annual turnover of £50,000 or more. This means you’ll need to submit quarterly income/expense updates to HMRC digitally using MTD-compatible software. Here’s why proactive preparation is essential:

📊 Why Record-Keeping Matters

1. Avoid Penalties: Late or inaccurate submissions can lead to fines. Clean, organized records ensure you meet deadlines and report correctly.

2. Real-Time Visibility: Quarterly updates mean no year-end surprises. Accurate records help you track cash flow, claim deductions, and plan taxes.

3. HMRC Compliance: Digital records are mandatory. Paper receipts or spreadsheets alone won’t cut it—you’ll need software that links directly to HMRC’s systems.

💻 Software Is Non-Negotiable

MTD requires using HMRC-approved software to:

• Automatically calculate tax owed.

• Submit updates every quarter (deadlines will be fixed, like VAT MTD).

• Store digital records for at least 6 years.

Popular options: QuickBooks, Xero, FreeAgent, or HMRC’s own tools. Choose one that fits your business needs now to avoid last-minute stress.

🗓️ Key Steps to Prepare

1. Digitize Records: Start transitioning from spreadsheets/paper to software today.

2. Understand Deadlines: Mark quarterly submission dates in your calendar (exact deadlines TBC by HMRC).

3. Test Your Workflow: Ensure your software syncs with bank accounts, categorizes expenses, and generates MTD-compliant reports.

🔍 The Bigger Picture

MTD aims to reduce errors and simplify tax reporting, but the shift demands discipline. Investing in the right tools and habits now will save time, stress, and money in the long run.

👉 Act Now: Review HMRC’s guidance, explore software options, and train yourself (or your accountant) to avoid the 2026 scramble!

Stay compliant, stay confident! 💼✨

Need software recommendations? Drop a comment below! 👇

19/09/2025

"Navigating MTD can be tricky! 🤔 Let us handle your bookkeeping and tax returns, so you can focus on what you do best. ✅ Get ready for April 2026 with confidence! Contact us today! "

Address

Campleshon Road
Rainham
ME89LF

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+447907684993

Website

https://www.jandmaccountingservices.com/

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