Allisons Financial Planning LTD

Allisons Financial Planning LTD Independent Financial Consultants and Mortgage Specialists For life’s meaningful moments. There are many reasons why you’d seek out financial advice.

Whether you’re planning for those big life events, or looking to grow your business, we’re here to support you every step of the way. From finding the right mortgage, to planning your pension or protecting your business from taxes and loss. What you need to be sure of, is that the advice you get is expert and impartial. That’s where we come in. Whatever the ups, the downs, the joys or the challeng

es, we believe everyone should feel confident their future is taken care of. We specialise in helping you manage your money and navigate the maze of options. Moving home, investing, retirement and more. At Allisons, we’re with you for the entire journey. For all those meaningful moments, whatever life brings.

Does va**ng affect life insurance? 💨The short answer is: it can.Many UK life insurance providers treat va**ng in a simil...
28/08/2026

Does va**ng affect life insurance? 💨

The short answer is: it can.

Many UK life insurance providers treat va**ng in a similar way to smoking when assessing an application. This can mean being offered smoker rates, even if you don’t smoke ci******es.

Insurers have different criteria, but many will ask about va**ng, e-ci******es and ni****ne use within the last 12 months.

That’s why it’s important to be open about your va**ng habits when applying and why shopping around can make a difference.

With independent financial advice, we can explore your circumstances and compare suitable options from a range of providers.

📩 Get in touch to discuss your protection options.

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Please note for these insurance products, terms and conditions apply.

Salary sacrifice is a smart way to make pension saving more tax-efficient, for both your business and your employees 💷By...
26/08/2026

Salary sacrifice is a smart way to make pension saving more tax-efficient, for both your business and your employees 💷

By agreeing to reduce their salary by an amount equal to their pension contribution, employees benefit from a more efficient way to save for retirement, while increasing their take-home pay too.

For employers, it’s a valuable benefit that can help support your team’s financial wellbeing, boost engagement and show your employees that you’re invested in their future.

With independent financial advice, you can better understand how salary sacrifice could fit into your wider employee benefits and pension strategy, helping you make informed decisions for both your business and your team.

A simple change today could make a meaningful difference tomorrow.

Want to understand whether salary sacrifice could work for your business? Get in touch to speak with an independent financial adviser.

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Your income might not fit the usual 9–5 mould, but that doesn’t mean your mortgage options have to be limited.Whether yo...
24/08/2026

Your income might not fit the usual 9–5 mould, but that doesn’t mean your mortgage options have to be limited.

Whether you’re a contractor, tradesperson or self-employed, getting a mortgage can sometimes feel more complicated when your income is structured differently.

That’s where the right advice makes a real difference.

As independent mortgage advisers, we explore a wide range of lenders and help find options that suit your individual circumstances and the way you earn.

Let’s discuss your mortgage options and see what’s possible 🏠

Get in touch with Allisons today.

📞 01744 885555
✉ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

📖 ALMOST THERE | Chapter 3: The Turning PointThe breakthrough didn’t come from having more money.It came from finally ma...
23/08/2026

📖 ALMOST THERE | Chapter 3: The Turning Point

The breakthrough didn’t come from having more money.

It came from finally making sense of it.
After a recommendation from their daughter, David and Karen decided to speak to Allisons Financial Planning.

They weren’t expecting anything life-changing. But what they found surprised them.
No jargon.
No pressure.
Just a genuine conversation.

By taking the time to understand their pensions, savings, lifestyle and what they actually wanted from retirement, the picture slowly became clearer.

Some things were reassuring. Others needed a little fine-tuning.

But the biggest realisation? They weren’t as far off as they thought. With a little structure and a plan built together, retirement started to feel less uncertain and much more possible.

At Allisons, we’re insatiably curious about what matters to you, because better decisions come from truly understanding the full picture.

Sometimes, clarity changes everything ✨

Will David and Karen finally feel ready to take that next step into retirement?

Follow along to see how their story ends 👀

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Lock It In While You’re Young 🔒When it comes to insurance, your age can make a big difference.Taking out cover while you...
21/08/2026

Lock It In While You’re Young 🔒

When it comes to insurance, your age can make a big difference.

Taking out cover while you’re younger and in good health often means lower premiums helping you put valuable protection in place to cover your future 💷🛡️

It’s easy to think “I’ll sort it later”, but waiting could mean paying more for your cover.

With independent protection advice, you can explore options from across the market and find cover that’s suited to you, your circumstances and your budget 🤝

Protect your future self today.

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Please note for these insurance products, terms and conditions apply.

Are You Taking Too Much Risk With Your Pension? 📊Your pension is designed to support you through retirement, but do you ...
19/08/2026

Are You Taking Too Much Risk With Your Pension? 📊

Your pension is designed to support you through retirement, but do you know how your money is actually invested? 🤔

The right level of risk can depend on your circumstances, retirement goals and when you plan to access your pension. What suited you years ago may not necessarily be right for you today.

Our independent financial advisers can review your pension and investment strategy, helping you understand whether it remains aligned with your attitude to risk, objectives and retirement plans 🎯

When did you last review your pension? Get in touch to speak with one of our independent advisers 💬

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Why do mortgage prisoners still exist in 2026? 🤔You'd think this would be a thing of the past, but thousands of UK homeo...
17/08/2026

Why do mortgage prisoners still exist in 2026? 🤔

You'd think this would be a thing of the past, but thousands of UK homeowners are still trapped on expensive mortgage deals they can't switch away from.

A mortgage prisoner is someone who keeps up with their repayments but can't remortgage because they no longer meet today's lending criteria, even though they may have been accepted under different rules years ago.

The result?
💷 Higher monthly payments
📈 Limited access to competitive rates
🏡 Fewer options when finances are already stretched

While lenders and regulators have introduced measures to help some borrowers, many people still fall through the cracks.

That's why speaking to independent mortgage advisers can make all the difference. We can assess your circumstances, explore lenders across the market and help identify options you may not have considered.

If you’d like out help, please get in touch using the details below 👇

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Your home may be repossessed if you do not keep up repayments on your mortgage.

ALMOST THERE | Chapter 2: The Questions Get Louder 🤔Retirement isn't usually overshadowed by one big fear.It's the hundr...
16/08/2026

ALMOST THERE | Chapter 2: The Questions Get Louder 🤔

Retirement isn't usually overshadowed by one big fear.

It's the hundreds of little questions that quietly creep in.

Will our money last?
Can we still travel?
What if things don't go to plan?

For David and Karen, the closer retirement came, the louder those questions became.

Because sometimes the hardest part isn't the numbers...

It's the uncertainty.

They didn't just need answers.
They needed someone who would take the time to really understand their situation.

At Allisons Financial Planning, we believe the right answers come from asking better questions, listening carefully, and building a plan around the life you want to live, not just the numbers.

💬 If retirement is on your horizon and you've started asking yourself, "Are we really ready?", our independent financial advisers would love to help.

📖 Follow along as David and Karen's journey continues...

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Financial Awareness Day is the perfect reminder to take a step back and think about your financial future 💷Whether you'r...
14/08/2026

Financial Awareness Day is the perfect reminder to take a step back and think about your financial future 💷

Whether you're saving for retirement, investing for the future, protecting your family, or simply wanting to make your money work harder, understanding your finances is the first step towards achieving your goals.

As independent financial advisers, we provide impartial, personalised advice tailored to your individual circumstances, not tied to any one provider.

Our aim is to help you make informed financial decisions with confidence.

Swipe through our carousel for a quick financial health check, then ask yourself: Are you on track to achieve your financial goals?

If you're unsure, we're here to help.

Get in touch today to arrange a conversation with one of our advisers.

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

What would happen to your business if a shareholder died or became seriously ill?Without the right protection in place, ...
12/08/2026

What would happen to your business if a shareholder died or became seriously ill?

Without the right protection in place, shares could pass to family members or third parties, creating uncertainty around ownership, decision-making and control.

Shareholder Protection Insurance can provide the funds needed for the remaining shareholders to buy those shares, while helping ensure the shareholder’s family or estate receives fair value.

At Allisons Financial, our expert independent advisers provide clear, impartial advice to help business owners and directors put the right protection and legal arrangements in place.

Protect ownership. Maintain stability. Support the people who matter.

Book your consultation today to discuss how shareholder protection insurance could help safeguard your business.

📞 01744 885555
✉ [email protected]
🌐 allisonsfinancial.com

Please note for these insurance products, terms and conditions apply.

Address

The School House, 3 Cross Pit Lane
Rainford
WA118AH

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441744885555

Website

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