Fox Lifestyle Financial Planning

27/05/2026

A lot of people assume Inheritance Tax planning is only something ultra-wealthy families need to think about.

That’s no longer really the case.

With property values rising and tax thresholds frozen, more families are finding themselves potentially affected by Inheritance Tax than ever before.

The good news is there are practical steps that can help reduce a future tax bill, including:

• making use of gifting allowances
• reviewing how assets are structured
• considering trusts
• charitable giving
• ensuring you have an up-to-date Will in place

The earlier planning starts, the more options are usually available.

We recently shared a blog covering 6 practical ways to reduce Inheritance Tax and protect more of your wealth for future generations.

Read more here:

https://foxlifefp.com/blog/6-practical-ways-to-reduce-inheritance-tax/

19/05/2026

Most people hear the word “risk” and immediately think “danger”.

But investment risk isn’t about avoiding risk completely, it’s about understanding what level of risk is right for you.

Keeping money in cash carries risks too:

• Inflation reducing spending power
• Missing long-term growth
• Outliving your savings in retirement

The key is finding the balance between protecting your money and giving it the opportunity to grow.

13/05/2026

One of the most rewarding parts of financial planning is hearing clients talk about the difference it’s made to their lives.

And it’s rarely just about the numbers.

For many people, it’s the confidence that comes from finally having a clear plan in place.

It’s the reassurance of knowing they’re moving in the right direction financially.

And often, it’s simply having greater peace of mind about the future.

26/03/2026

Asking the right questions is key to understanding and planning your financial future.

With our FAQs, we’ve covered key questions on our specialism - retirement planning - as well as FAQs about inheritance tax, financial protection, and investment advice.

Let us know if we’re missing any big ones. Or if you have specific questions you’d like to discuss privately, call us on 01772 956043.

👉 Fox Lifestyle Financial Planning FAQs: https://foxlifefp.com/faqs/

18/03/2026

We’ve now received over 50 𝙛𝙞𝙫𝙚-𝙨𝙩𝙖𝙧 Google reviews! 🎉

We’re grateful to everyone who has taken the time to share their experience. When people choose a financial adviser, they’re putting a lot of trust in someone they may not know yet. Reviews from real clients help give that reassurance.

If you’re one of our clients and have left a review, a big massive thank you. It genuinely means a lot.

If you’d like to see what people say about working with us, you can read the reviews on our Google page.

https://share.google/JCMUnMGKrutErG2EF

13/03/2026

Your £20,000 ISA allowance resets on 6th April.

If you don’t use it before the tax year ends, you can’t carry it forward.

ISAs are one of the simplest ways to grow money free from income tax and capital gains tax, but every March we speak to people who didn’t realise the deadline was coming up.

If you’re unsure whether you’ve used your ISA allowance, or you want to make the most of it before the tax year ends, now is the time to check.

Send us a message or get in touch for a chat.

📞 01772 956 149
🦊 www.foxlifefp.com

06/03/2026

When Tim and Jennifer first came to Fox Lifestyle Financial Planning, they weren’t looking for anything complicated.

They just wanted clarity and confidence about their future.

Now they feel more organised, more in control, and far less stressed about their money.

That’s what good financial advice should do.

https://foxlifefp.com/

03/03/2026

We are currently upgrading our telephone lines, which means our phone system is temporarily unavailable.

If you need to contact us in the meantime, please email [email protected] and we’ll respond as quickly as possible.

Our phone lines should be back up and running very soon. Thank you for your patience.

26/02/2026

2.5% is the average UK inflation rate over the past 30 years. That means if you have cash savings and they aren’t growing by about 2.5% each year, inflation is shrinking your cash.

Having enough cash for emergencies is important, we usually recommend having 3-6 months worth of living expenses tucked away safely. But keeping more than you need, probably means the value goes down over time.

In this blog we look beyond cash savings and explore smarter ways to grow your wealth.

🦊 https://foxlifefp.com/blog/financial-planning-2026-cash-inflation-investing/

19/02/2026

Inflation has fallen again. Sounds like good news, right?

Well…yes and no.

On the plus side, it means the cost of living isn’t rising as fast as it was. But if you’re holding large amounts in cash, there’s a downside - cash savings rates are likely to fall.

When interest drops below inflation, your money loses spending power over time. In simple terms, what your money can buy in the future, shrinks.

Cash absolutely has its place and you need easy access for emergencies and short-term plans. But holding too much for too long can be costly.

The key is balance. Making sure your money is in the right place, for the right purpose, at the right time.

If you’d like a clear plan for your savings and investments, please get in touch.

Tel: 01772 956043
Email: [email protected]

UK inflation falls sharply to 3% in January -

Data increases odds of a BoE rate reduction as soon as next month