My Pension Choices

My Pension Choices Before you make a decision regarding your personal pension savings, get all the facts you need by speaking to an independent financial advisor.

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24/04/2019

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07/02/2019

How will you spend your time during retirement? Let us know in the comments below!

Could you be better off with drawdown? Pension drawdown could help you maximise your retirement income. Discover your op...
25/01/2019

Could you be better off with drawdown? Pension drawdown could help you maximise your retirement income. Discover your options today.

According to the Institute for Fiscal Studies, more than a million women are losing, on average, £32.00 a week due to ch...
06/10/2017

According to the Institute for Fiscal Studies, more than a million women are losing, on average, £32.00 a week due to changes to the state pension age.

The thinktank found both richer and poorer households were losing out by roughly the same amount of money. No evidence of material deprivation was found, suggesting that families were adjusting to lower spending habits.

IFS says increased UK state pension age is lifting earnings from employment but only partially offsetting reduced incomes from other benefits

Millions of UK women in their 60's are now financially worse off due to the rise in the state pension age. An overwhelmi...
11/08/2017

Millions of UK women in their 60's are now financially worse off due to the rise in the state pension age. An overwhelming number of these women have written to the Guardian to share their stories of employment, ageism, debilitating health problems, bearing the brunt of gender inequality and the prospect of losing the retirement they were once guaranteed.

Millions of UK women in their early 60s are worse off. Guardian readers share their frustrations at the rise in the state pension age

If you make Class 3 NI contributions you can fill in missing years in your NI record. How much extra pension you can buy...
14/05/2017

If you make Class 3 NI contributions you can fill in missing years in your NI record. How much extra pension you can buy depends on whether you fall under the old or new state pension system.

For those under the new system, applying to anyone whose state pension age falls after April 2016, the cost to buy a missing year is £741. In turn that gives you a 32% annual return on your investment.

If someone offered you a 30pc return on your money you'd probably assume it was a scam. That's exactly what the Government offers through its state pension top-up scheme.

The Government was legally mandated to review the state pension age by 7th May, as outlined by the 2014 Pensions Act. Tw...
12/05/2017

The Government was legally mandated to review the state pension age by 7th May, as outlined by the 2014 Pensions Act. Two days after the deadline, the Government has failed to announce its plan, leaving millions of voters in the dark about their futures.

SNP MP Mhairi Black tweeted her opinion: "This kind of thing is the exact reason we need MPs who will fight the Tories."

The Government has broken a legal deadline to announce any changes to the state pension age, leaving millions of voters in the dark about their future pension pots.

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