18/05/2026
From today, Halifax has launched a new low deposit mortgage scheme designed to help First-Time Buyers get onto the property ladder with a minimum personal deposit of just £5,000.
Key features include:
🟢Available up to a maximum purchase price of £300,000
🔵Minimum personal deposit of £5,000 (cannot be gifted)
🟢Proof of deposit may be required
🔵Available for employed and self-employed applicants
🟢No minimum income requirement
🔵Only one applicant on a joint application needs to be a First-Time Buyer
🟢The property must be your only residence – applicants cannot own or have an interest in another property, including buy-to-lets or second homes.
If you would like more information or would like to discuss whether this scheme could work for you, please do not hesitate to get in touch.
🗨Message today to find out more
📱01733 857785
✉ [email protected]
Your property may be repossessed if you do not keep up repayments on your mortgage
FP22460
