Haverfords Financial Advisers

21/10/2026

💬 𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐩𝐞𝐧𝐬𝐢𝐨𝐧𝐬 𝐚𝐧𝐝 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭?

Should you consolidate your pensions, or could keeping them separate be the better option?

Our latest blog explores why pension advice should be a personal conversation, not a sales pitch.

👉 Read more here: https://www.haverfords.co.uk/blog/pension-consolidation-a-personal-conversation-not-a-sales-pitch

Thinking about combining your pensions? Before making any decisions, understand what pension consolidation involves, when it may be beneficial, and why independent financial advice can help you make the right choice for your retirement.

08/10/2026

🏠 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗥𝗔𝗧𝗘𝗦 𝗔𝗥𝗘 𝗠𝗢𝗩𝗜𝗡𝗚 — 𝗖𝗢𝗨𝗟𝗗 𝗜𝗧 𝗕𝗘 𝗧𝗜𝗠𝗘 𝗧𝗢 𝗔𝗖𝗧?

If your mortgage deal is coming to an end in the next few months, now could be the right time to start looking at your options.

Recent market conditions have put upward pressure on mortgage pricing, and with rates moving, leaving your remortgage until the last minute could mean having fewer options or potentially paying more.

🔒 𝗧𝗵𝗲 𝗴𝗼𝗼𝗱 𝗻𝗲𝘄𝘀? 𝗬𝗼𝘂 𝗱𝗼𝗻'𝘁 𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝗶𝗹𝘆 𝗵𝗮𝘃𝗲 𝘁𝗼 𝘄𝗮𝗶𝘁.

Starting your remortgage early may allow you to secure a rate in advance, giving you greater certainty and some protection if rates rise further.
And securing a rate early doesn't necessarily mean you're locked into that deal. We can continue to monitor the market and, where possible and appropriate, look at better options if rates improve before your new mortgage completes.

𝗪𝗵𝘆 𝘀𝘁𝗮𝗿𝘁 𝗲𝗮𝗿𝗹𝘆?
✅ Protect yourself against potential rate increases
✅ Give yourself more time to consider your options
✅ Access a wider range of mortgage deals
✅ Avoid the pressure of leaving everything until the last minute
✅ Keep your options open if rates improve

💷 𝗔𝗻𝗱 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗮𝗻 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗛𝗮𝘃𝗲𝗿𝗳𝗼𝗿𝗱𝘀 𝗰𝗹𝗶𝗲𝗻𝘁, 𝘁𝗵𝗲𝗿𝗲'𝘀 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗯𝗲𝗻𝗲𝗳𝗶𝘁: we 𝗗𝗢𝗡’𝗧 charge our existing clients a broker fee.

Whether you're coming to the end of a fixed-rate deal, considering a remortgage, or simply want to know where you stand, we're here to help.

📩 𝗗𝗼𝗻'𝘁 𝘄𝗮𝗶𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗱𝗲𝗮𝗹 𝘁𝗼 𝗲𝘅𝗽𝗶𝗿𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝘀𝘁𝗮𝗿𝘁 𝗹𝗼𝗼𝗸𝗶𝗻𝗴. 𝗚𝗲𝘁 𝗶𝗻 𝘁𝗼𝘂𝗰𝗵 𝘄𝗶𝘁𝗵 𝗛𝗮𝘃𝗲𝗿𝗳𝗼𝗿𝗱𝘀 𝘁𝗼𝗱𝗮𝘆 𝗮𝗻𝗱 𝗹𝗲𝘁'𝘀 𝗿𝗲𝘃𝗶𝗲𝘄 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀.

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage rates and availability are subject to change and lender criteria. Securing a mortgage rate is subject to individual circumstances and lender approval.

01/10/2026

🌊 Dart10K – Help Us Choose a Children’s Charity! ❤️

Mark Chiva, one of our advisers at Haverfords and his daughter Ella Chiva, have signed up to take on the Dart10K in July 2027.

The Dart10K is the first and finest marathon-distance outdoor swim in the UK — a 10-kilometre open-water swimming challenge down the beautiful River Dart in Devon. It’s a serious test of endurance and a fantastic challenge!

We’d like to make their challenge even more meaningful by raising money for a local children’s charity.

👉 Do you know a local children’s charity that deserves our support? Nominate them in the comments below and tell us why they’re special to you or the local community. Maybe there’s a charity that has supported your family, made a difference in your community, or simply does fantastic work for local children and young people.

Let’s get behind Mark and Ella and turn 10km of swimming into something that makes a real difference!

10/09/2026

🏡 Have a mortgage? Have you thought about what would happen if you could no longer manage it yourself?

A Lasting Power of Attorney can give someone you trust the legal authority to help manage your mortgage and other financial matters if you lose mental capacity.

It’s something many of us put off thinking about — but planning ahead could make a difficult time much easier for your family.

👉 Read our latest blog to find out why a Power of Attorney matters if you have a mortgage: https://www.haverfords.co.uk/blog/why-a-power-of-attorney-matters-if-you-have-a-mortgage

Your mortgage is one of your biggest financial commitments. Discover why having a Property and Financial Affairs Lasting Power of Attorney in place can help protect your home, support your loved ones, and ensure important financial decisions can still be made if life takes an unexpected turn.

26/08/2026

🐾 Happy National Dog Day 2026! 🐾

Today, we’re celebrating two very special members of the Haverfords family — Mango and Willow! 🐶❤️

You might occasionally spot these two furry friends around our office, keeping an eye on things, greeting the team, and generally making the working day a little more enjoyable! 🥰

At Haverfords, we’re proud to be animal lovers, so here’s a little reminder to our clients: your four-legged friends are always welcome too! 🐕🐾

If you’re coming in for a meeting and don’t want to leave your furry companion at home, feel free to bring them along. We’re always happy to welcome another wagging tail through our doors! 🐶❤️

05/08/2026

☎️ Great news – our phones are back up and running!

Our main telephone line 01733 308 666 is now working again, and we’re delighted to say that everything is back to normal.

Thank you so much for your patience and understanding over the last few days while we worked through the issue. We know it was frustrating, and we really appreciate everyone who contacted us using our alternative numbers.

A special thank you to our brilliant specialist, Anna ɱʋʅɩɒɭɩʞ, who tackled the problem quickly and professionally and managed to get everything back on track (after a few rounds with Microsoft and Teams! 💻).

You can now reach us as normal on 📞01733 308 666.

Thanks again for your continued support,
Team Haverfords

31/07/2026

📢 Important Customer Update

We are currently experiencing a fault with our main telephone line, which began on Friday 31 July 2026.

We are working closely with our provider to have the issue resolved as quickly as possible. Unfortunately, we have been advised that it may take a few days to fully repair the fault.

In the meantime, please continue to contact us using the numbers below:

📞 01733 911 145 – Mark
📞 01733 911 148 – Kat

We apologise for any inconvenience and appreciate your patience whilst we work to get everything back up and running.

Please keep an eye on our page for the latest updates.

Thank you for your understanding and continued support.

21/07/2026

📊 Pensions don't have to be confusing.

If you're over 50 and starting to think more seriously about retirement, this simple guide explains the different types of pensions and the key things to consider before making any decisions.

Read the guide here: 👉https://www.haverfords.co.uk/blog/making-sense-of-pensions-after-50-a-simple-guide

Confused by pensions? This straightforward guide explains the different types of pensions, how they work, and what to consider as you plan for retirement. Gain the knowledge you need to make informed decisions with greater confidence.

02/07/2026

💼 You've worked hard to build your pension and investments—but who could manage them if you couldn't?

Our latest blog explains why a Property and Financial Affairs Lasting Power of Attorney is an important part of protecting your financial future and supporting those closest to you.

Read more: https://www.haverfords.co.uk/blog/why-a-power-of-attorney-matters-for-your-pension-investments-and-peace-of-mind

A Property and Financial Affairs Lasting Power of Attorney can help ensure your pensions, investments and everyday finances continue to be managed if you're unable to make decisions yourself. Learn why planning ahead can provide reassurance for both you and your family.

23/06/2026

Struggling to sleep in this heat? ☀️🌙

When the temperature refuses to drop at night, getting a good night's sleep can be a challenge. One simple tip that's been around for generations is the "Egyptian method".

Simply dampen a bedsheet with cold water, wring it out well, and use it as a light cover. The gentle cooling effect can help lower your body temperature and make it easier to drift off to sleep.

A simple, cost-free way to stay cool during these warm summer nights!

Do you have any tried-and-tested hot weather tips? Share them in the comments below. 😊