Ridgefield Consulting

17/06/2026

We are delighted to welcome Haider, our newest addition to the Henley team. 🎉

After completing his Master's at Royal Holloway, University of London, Haider has joined Ridgefield Consulting as a Trainee Accountant.

He is eager to build his experience in practice and will be working closely with our accountants as he begins this new chapter.

In just his first week, Haider has already demonstrated his enthusiasm and readiness to hit the ground running. We are confident he will be a valuable asset to our team.

17/06/2026

Can you extend your Companies House filing deadline?

In some situations, it is possible to request an extension to your Companies House accounts filing deadline — but it’s important to understand that this is only granted in limited and exceptional circumstances.

Typically, Companies House will only consider an extension where there has been something genuinely outside of your control, such as serious illness, fire, theft, or the loss of accounting records.

A few key points to be aware of:

• Extensions are not automatic
• You must apply before the filing deadline has passed
• You will need to provide a clear reason and, where possible, supporting evidence
• Approval is only granted in exceptional cases

The key takeaway is that extensions should not be relied on, and companies should always aim to file on time where possible.

We’ve covered the process in more detail in our latest guide:

15/06/2026

🏡 Should you buy property through a limited company?

This is one of the most common questions among UK landlords right now — and for good reason.

With ongoing tax reforms and changing mortgage conditions, more investors are considering incorporation as a way to improve efficiency and structure their portfolios. But while it can offer real advantages, it isn’t the right choice for everyone.

In this carousel, we break down:
👉 How a property limited company actually works
👉 Why it has become increasingly popular
👉 The key tax and portfolio benefits
👉 The potential drawbacks you need to consider
👉 Who it may (and may not) be suitable for

The key takeaway?
There is no one-size-fits-all approach. The right structure depends on your income, portfolio size, and long-term investment goals.

12/06/2026

Simon stepped out of the office yesterday to attend the Experience Oxfordshire Venues Partner Meeting at the Curzon Cinema.

The event offered an excellent opportunity to hear updates from the Experience Oxfordshire team on their MICE activities—including meetings, business incentives, conferences, and the exhibition calendar—alongside an array of guest speakers sharing their latest insights.

Nearly 50 Oxfordshire businesses attended, enjoying a productive morning of networking and insightful talks in the cinema, all while being treated to a delicious breakfast spread.

10/06/2026

Our latest press release has now also been featured in Property Reporter, exploring why landlords are increasingly reassessing limited company structures ahead of upcoming tax changes — and why incorporation is not always the straightforward solution it is often presented as online.

As Simon Thomas highlights, while tax pressures are driving more landlords to explore corporate structures, decisions should be based on long-term strategy rather than short-term reactions to policy change, with a range of alternative planning approaches also available depending on individual circumstances.

Read the feature here:

A record 66,587 buy-to-let limited companies were formed in 2025, but chartered accountants are urging landlords not to rush into incorporation ahead of property income tax changes due in April 2027.

05/06/2026

When it comes to taking money you have earned out of your business, it’s not always as straightforward as you may think. Your business finances cannot be treated in the same way as your personal finances, as a limited company is its own legal entity.

One of the most common things we see clients asking for guidance on is how to withdraw money from their business in the most tax-efficient way.
There are five main ways company directors can take money out of a limited company:

👉 Salary
👉 Dividends
👉 Pension contributions
👉 Director’s loans
👉 Expenses and benefits

Each option comes with different tax implications, reporting requirements and long-term financial considerations, so understanding the most suitable approach for your circumstances is key.

In our latest guide, we break down each method to help business owners make informed decisions when extracting profits from their company.

www.ridgefieldconsulting.co.uk/tax-guides/ways-to-take-money-out-of-a-limited-company/

01/06/2026

While many tax allowances and reliefs have been reduced or frozen in recent years, pensions have remained one of the few areas where significant tax advantages are still available.

As more individuals are drawn into higher tax brackets through fiscal drag, pension contributions can do more than build retirement savings.

In our latest article, we explore why pensions continue to be such an effective tool for company directors, business owners and employees, including:

✔ Tax relief on contributions at your highest marginal rate
✔ Tax-free growth from Income Tax and Capital Gains Tax
✔ The ability to reduce adjusted net income, potentially helping to restore lost personal allowance and mitigate other tax charges
✔ Tax-efficient employer contributions for company directors

Read the full article below.

22/05/2026

With the new tax year now underway, many of the UK’s key tax allowances have reset for another year.

While some of these reliefs are widely known, others are frequently overlooked despite having the potential to improve an individual’s or a business owner’s overall tax position.

👉One of the simplest ways to become more tax-efficient is to ensure you are making full use of the allowances available. When used correctly, they can help you retain more of what you earn.

To help simplify this, we have outlined 10 key UK tax allowances to be aware of in the new tax year, along with how they may be used in practice.

20/05/2026

As part of a much-needed technology upgrade across both of our offices, we’re modernising our setup to make day-to-day work even smoother for our team at Ridgefield Consulting.🧑‍💻

Simon has kindly organised new laptops and dual-screen setups for everyone, giving us faster, sleeker and more efficient equipment to support the way we work.

In the process, we’re clearing out our existing monitors. Rather than letting them go to waste, we’d love to see if they could be put to good use by local businesses, schools, or for educational purposes.

All monitors are still in perfect working condition — the only reason for replacement is lack of storage and our wider upgrade programme.

If you or your organisation could make use of them, please get in touch directly at: [email protected]

18/05/2026

Very nice surprise to wake up to — Ridgefield Consulting has now also been featured in the Daily Express. 🚀

Ridgefield Consulting has now also been featured in the Daily Express, alongside recent coverage in MSN, GB News and other national and regional outlets.

It’s been great seeing our campaigns continue to gain traction and prove that useful, relevant tax insights can genuinely cut through nationally.

https://www.express.co.uk/finance/personalfinance/2206139/hmrc-4-groups-july-31