Culverhouse & Co.

Culverhouse & Co. A Professional Services firm of Chartered Accountants and Chartered Financial Planners.

We are a Chartered Professional Services Practice of Chartered Accountants and Chartered Financial Planners, offering self assessments, Accounts preparation, Pension and Tax planning as well as Retirement planning, Investment planning, Financial protection and Inheritance tax planning.

๐—œ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ง๐—ฎ๐˜… ๐˜๐—ต๐—ฟ๐—ฒ๐˜€๐—ต๐—ผ๐—น๐—ฑ๐˜€ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฟ๐—ฒ๐—บ๐—ฎ๐—ถ๐—ป๐—ฒ๐—ฑ ๐—ณ๐—ฟ๐—ผ๐˜‡๐—ฒ๐—ป ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€, ๐˜„๐—ต๐—ถ๐—น๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐˜„๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฟ...
27/05/2026

๐—œ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ง๐—ฎ๐˜… ๐˜๐—ต๐—ฟ๐—ฒ๐˜€๐—ต๐—ผ๐—น๐—ฑ๐˜€ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฟ๐—ฒ๐—บ๐—ฎ๐—ถ๐—ป๐—ฒ๐—ฑ ๐—ณ๐—ฟ๐—ผ๐˜‡๐—ฒ๐—ป ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€, ๐˜„๐—ต๐—ถ๐—น๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐˜„๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฟ๐—ถ๐˜€๐—ฒ.

As a result, more estates are gradually being pulled into the scope of Inheritance Tax - even for families who may not consider themselves wealthy.

With additional changes to pension treatment arriving from April 2027, understanding your full estate value is becoming increasingly important.

Early planning can help families make informed decisions and potentially reduce unnecessary tax exposure in the future: https://www.culverhouse-accountants.co.uk/post/inheritance-tax-threshold-uk-explained-2026-update-with-2027-pension-changes

๐Ÿ“ž 01689 86 22 11
๐Ÿ“ง [email protected]
๐Ÿ“ 7 High Street, Farnborough Village, Orpington Kent. BR6 7BQ

๐—˜๐˜๐—ต๐—ถ๐—ฐ๐—ฎ๐—น ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ถ๐—ป๐—ด ๐—จ๐—ž: ๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐—š๐—ฒ๐˜ ๐—ฆ๐˜๐—ฎ๐—ฟ๐˜๐—ฒ๐—ฑIf youโ€™re looking at ethical investing in the UK, the goal is simple: grow your ...
25/05/2026

๐—˜๐˜๐—ต๐—ถ๐—ฐ๐—ฎ๐—น ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ถ๐—ป๐—ด ๐—จ๐—ž: ๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐—š๐—ฒ๐˜ ๐—ฆ๐˜๐—ฎ๐—ฟ๐˜๐—ฒ๐—ฑ

If youโ€™re looking at ethical investing in the UK, the goal is simple: grow your wealth while supporting the causes and values you care about.

Find out more: https://www.culverhouse-accountants.co.uk/post/ethical-investing-uk-how-to-get-started

If youโ€™re looking at ethical investing (UK), the goal is simple: grow your wealth while supporting the causes and values you care about.

๐— ๐—ฌ๐—ง๐—›: โ€œ๐—ข๐—ป๐—น๐˜† ๐˜„๐—ฒ๐—ฎ๐—น๐˜๐—ต๐˜† ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐—ถ๐—ฒ๐˜€ ๐—ฝ๐—ฎ๐˜† ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ฎ๐˜….โ€Rising property prices mean many ordinary homeowners across Kent and t...
24/05/2026

๐— ๐—ฌ๐—ง๐—›: โ€œ๐—ข๐—ป๐—น๐˜† ๐˜„๐—ฒ๐—ฎ๐—น๐˜๐—ต๐˜† ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐—ถ๐—ฒ๐˜€ ๐—ฝ๐—ฎ๐˜† ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ฎ๐˜….โ€

Rising property prices mean many ordinary homeowners across Kent and the South East may now exceed inheritance tax thresholds without realising it.

For many families, the family home is now their largest asset - and potentially their biggest tax exposure too.

What you need to know: https://www.culverhouse-accountants.co.uk/post/inheritance-tax-planning-in-kent-what-you-need-to-know

๐Ÿ“ž 01689 86 22 11
๐Ÿ“ง [email protected]
๐Ÿ“ 7 High Street, Farnborough Village, Orpington Kent. BR6 7BQ

๐—›๐—ผ๐˜„ ๐— ๐˜‚๐—ฐ๐—ต ๐——๐—ผ ๐—œ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ?One of the most common questions people ask when planning for retirement is: โ€œHow much mone...
22/05/2026

๐—›๐—ผ๐˜„ ๐— ๐˜‚๐—ฐ๐—ต ๐——๐—ผ ๐—œ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ?

One of the most common questions people ask when planning for retirement is: โ€œHow much money will I actually need?โ€

The truth is, thereโ€™s no single figure that works for everyone.

The amount you need for retirement depends on your lifestyle, future plans, existing pensions, and how long your money may need to last. But whatโ€™s important is understanding whether your current plans are likely to support the future you want.

Read more: https://www.culverhouse-accountants.co.uk/post/how-much-do-i-need-to-retire

One of the most common questions people ask when planning for retirement is: โ€œHow much money will I actually need?โ€

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฎ๐—ฏ๐—ผ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ฎ๐˜… ๐˜๐—ต๐—ฟ๐—ฒ๐˜€๐—ต๐—ผ๐—น๐—ฑ?Many people simply donโ€™t know. Property values alone can push estates...
20/05/2026

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฎ๐—ฏ๐—ผ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ฎ๐˜… ๐˜๐—ต๐—ฟ๐—ฒ๐˜€๐—ต๐—ผ๐—น๐—ฑ?

Many people simply donโ€™t know. Property values alone can push estates closer to inheritance tax exposure - particularly across Kent and the South East.

Understanding your position early can help families plan more effectively for the future.

What you need to know: https://www.culverhouse-accountants.co.uk/inheritance-tax-planning-kent

๐Ÿ“ž 01689 86 22 11
๐Ÿ“ง [email protected]
๐Ÿ“ 7 High Street, Farnborough Village, Orpington Kent. BR6 7BQ

๐—ช๐—ฒ'๐—ฟ๐—ฒ ๐—ฑ๐—ฒ๐—น๐—ถ๐—ด๐—ต๐˜๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฎ๐—ป๐—ป๐—ผ๐˜‚๐—ป๐—ฐ๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ฒ'๐˜ƒ๐—ฒ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐—ฎ๐˜„๐—ฎ๐—ฟ๐—ฑ๐—ฒ๐—ฑ Xero ๐—ฆ๐—ถ๐—น๐˜ƒ๐—ฒ๐—ฟ ๐—ฃ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ ๐˜€๐˜๐—ฎ๐˜๐˜‚๐˜€!An invaluable software, clients can see a...
18/05/2026

๐—ช๐—ฒ'๐—ฟ๐—ฒ ๐—ฑ๐—ฒ๐—น๐—ถ๐—ด๐—ต๐˜๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฎ๐—ป๐—ป๐—ผ๐˜‚๐—ป๐—ฐ๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ฒ'๐˜ƒ๐—ฒ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐—ฎ๐˜„๐—ฎ๐—ฟ๐—ฑ๐—ฒ๐—ฑ Xero ๐—ฆ๐—ถ๐—น๐˜ƒ๐—ฒ๐—ฟ ๐—ฃ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ ๐˜€๐˜๐—ฎ๐˜๐˜‚๐˜€!

An invaluable software, clients can see all their invoices & expenses in one place and integrations to other software (including the ability to use bank feeds and smart invoice capturing) makes the recording of invoices and expenses an easier process.

Our clients have therefore greatly reduced their administrative burden by using the software, allowing them to focus on their primary business activities.

Read more: https://www.culverhouse-accountants.co.uk/post/xero-silver-partner-status-achieved

We're delighted to announce that we've been awarded Xero Silver Partner status!

๐—ง๐—ฅ๐—จ๐—˜ ๐—ผ๐—ฟ ๐—™๐—”๐—Ÿ๐—ฆ๐—˜?โ€œOnly very wealthy families need to worry about inheritance tax.โ€โŒ False.For many families, property is no...
17/05/2026

๐—ง๐—ฅ๐—จ๐—˜ ๐—ผ๐—ฟ ๐—™๐—”๐—Ÿ๐—ฆ๐—˜?

โ€œOnly very wealthy families need to worry about inheritance tax.โ€

โŒ False.

For many families, property is now their largest asset - and rising house prices mean more estates may exceed inheritance tax thresholds than people realise.

Planning early can help families understand their options clearly.

What you need to know: https://www.culverhouse-accountants.co.uk/post/inheritance-tax-planning-in-kent-what-you-need-to-know

๐Ÿ“ž 01689 86 22 11
๐Ÿ“ง [email protected]
๐Ÿ“ 7 High Street, Farnborough Village, Orpington Kent. BR6 7BQ

๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ฎ๐—ฏ๐—น๐—ฒ.Whether your goal is to:๐Ÿ–๏ธtravel more ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆspend time with familyโœ…enjoy greate...
16/05/2026

๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ฎ๐—ฏ๐—น๐—ฒ.

Whether your goal is to:
๐Ÿ–๏ธtravel more
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆspend time with family
โœ…enjoy greater financial freedom..effective retirement planning can help turn those ambitions into reality.

Our pension specialists take the time to understand your circumstances and assess how your current pension arrangements are performing.

We can help you plan for retirement more effectively, review your options, and provide ongoing support to help your pension work harder for you over the long term.

Start planning for your future with confidence: https://www.culverhouse-accountants.co.uk/pensionandretirementplanning

Our Financial Advisers can help you with pension planning. They can assess the performance of your current pension and recommend suitable portfolios and investment opportunities to help you to maximise capital and income from your pension.

๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐˜€๐—บ๐—ฎ๐—ฟ๐˜๐—ฒ๐—ฟ ๐˜๐—ฎ๐˜… ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†! Transform your future financial plans with our team's innovative insights and str...
15/05/2026

๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐˜€๐—บ๐—ฎ๐—ฟ๐˜๐—ฒ๐—ฟ ๐˜๐—ฎ๐˜… ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†!

Transform your future financial plans with our team's innovative insights and strategic tax planning at Culverhouse & Co.

We tailor solutions that safeguard and grow your finances, providing practical, tailored tax planning support designed around your personal and/or business objectives.

Find out more: https://www.culverhouse-accountants.co.uk/taxation

๐Ÿ“ž 01689 86 22 11
๐Ÿ“ง [email protected]
๐Ÿ“ 7 High Street, Farnborough Village, Orpington Kent. BR6 7BQ

Many business owners and individuals are unaware of the tax planning opportunities available to them. Speak to our Chartered experts about tax planning.

๐— ๐—ฎ๐—ป๐˜† ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐—ถ๐—ฒ๐˜€ ๐—บ๐—ฎ๐˜† ๐—ฏ๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ๐—ฑ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ฎ๐˜… ๐—บ๐—ฎ๐˜† ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐—ป ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ.Rising property prices and...
13/05/2026

๐— ๐—ฎ๐—ป๐˜† ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐—ถ๐—ฒ๐˜€ ๐—บ๐—ฎ๐˜† ๐—ฏ๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ๐—ฑ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—ถ๐—ป๐—ต๐—ฒ๐—ฟ๐—ถ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ฎ๐˜… ๐—บ๐—ฎ๐˜† ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐—ป ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ.

Rising property prices and frozen tax thresholds mean even ordinary homeowners across Kent could now be impacted.

Understanding your position early is an important first step in protecting family wealth for the future.

Here's what you need to know: https://www.culverhouse-accountants.co.uk/post/inheritance-tax-planning-in-kent-what-you-need-to-know

๐Ÿ“ž 01689 86 22 11
๐Ÿ“ง [email protected]
๐Ÿ“ 7 High Street, Farnborough Village, Orpington Kent. BR6 7BQ

๐—” ๐—บ๐—ฎ๐˜€๐˜€๐—ถ๐˜ƒ๐—ฒ ๐—ฐ๐—ผ๐—ป๐—ด๐—ฟ๐—ฎ๐˜๐˜‚๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜๐—ผ ๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐—ฎ๐—ป๐˜๐˜€ ๐—๐—ฒ๐—ป๐—ป๐—ถ๐—ณ๐—ฒ๐—ฟ, ๐—ก๐—ฎ๐˜๐—ฎ๐—น๐—ถ๐—ฒ, ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป! Jennifer and Ben have both completed their Leve...
11/05/2026

๐—” ๐—บ๐—ฎ๐˜€๐˜€๐—ถ๐˜ƒ๐—ฒ ๐—ฐ๐—ผ๐—ป๐—ด๐—ฟ๐—ฎ๐˜๐˜‚๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜๐—ผ ๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐—ฎ๐—ป๐˜๐˜€ ๐—๐—ฒ๐—ป๐—ป๐—ถ๐—ณ๐—ฒ๐—ฟ, ๐—ก๐—ฎ๐˜๐—ฎ๐—น๐—ถ๐—ฒ, ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป!

Jennifer and Ben have both completed their Level 7 ICAEW Apprenticeship. The program combined full-time employment with high-level training, providing a structured route to gain professional, technical skills in tax, audit, and finance.

As for Natalie, she has completed her AAT qualification and is now studying hard for her Level 7 ICAEW Apprenticeship.

Well done!

Read more: https://www.culverhouse-accountants.co.uk/post/jennifer-natalie-ben-have-completed-their-level-7-icaew-apprenticeship

Congratulations to Jennifer, Natalie, and Ben on achieving important milestones in their careers.

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