Keith A Jones, Equity Release Specialist.

15/04/2024

Another thank you from my clients, very kind words and glad I could help ….

Good evening Keith,
Kate has been in touch and the funds will be released to us on Thursday afternoon. Just to say a big thank you for your help and professionalism during the whole process. You have made what seemed a daunting venture to us run smoothly from start to finish.
Many thanks again,
T & J.

26/03/2024

Very happy to have received my updated accreditation.

04/08/2023

Unlock Financial Freedom: 5 Reasons Why Equity Release Is Right For You
➡ Discover how much equity you could release & get quotes from an adviser
All over the UK, people aged 55+ are exploring Equity Release to release tax free cash from their homes. Equity Release offers the chance to supplement income, repay debts, fund dreams, support family, and enjoy a fulfilling retirement. With the value of your property at your disposal, equity release empowers you to make the most of your golden years.
✅ Supplement Retirement Income: Access the value in your property to support a comfortable lifestyle during retirement.
✅ Repay Debts and Mortgages: Relieve the burden of financial obligations and enjoy a debt-free retirement.
✅ Fund Home Improvements: Enhance your living space by utilizing equity release for renovations or necessary adaptations.
✅ Help Loved Ones Financially: Provide financial support to family members for education, homeownership, or during challenging times.
✅ Enjoy Bucket-List Experiences: Fulfil lifelong dreams and create lasting memories with funds from equity release.

31/05/2023

Martin Lewis has once again encouraged consumers to use a Council member if they take out equity release. In an update on the website, written by Martin, he advised people to look out for Council members that display our logo, which bears the phrase Proud to be a member of the Equity Release Council.

He said: "If you do opt for equity release, make sure it's from a provider approved by the Equity Release Council. The Equity Release Council is a body that exists to ensure lenders and advisers provide the highest possible standards to borrowers.

"Lenders who are members of the Council and carry its trustmark must abide by certain rules and regulations, such as the 'no negative equity' guarantee, which means your estate will never owe more than your home is worth."

So if you’re thinking about equity release, read what else Martin had to say then head to our website to find an adviser. And if you’re a member of the Council make sure you're displaying the trustmark, so consumers know where they can benefit from robust product safeguards and high consumer standards.

19/05/2023

Something to think about:

According to Martin Lewis, the Money Saving Expert himself...

"Lenders who are members of the ERC and carry its TrustMark (seen on the right) must abide by certain rules and regulations, such as the 'no negative equity' guarantee, which means your estate will never owe more than your home is worth. So if you're seriously considering a lifetime mortgage or home reversion plan, make sure it's one from a lender that's an ERC member (virtually all equity release lenders are)."

If you would like to discuss any aspect of Equity Release please contact me directly, I’ll be glad to help.

17/05/2023

17/05/2023

Do you have clients over 55, their fixed rate mortgage is coming to an end and they are faced with a rate around 6% and a contractual monthly payment they cannot afford but do not want to downsize? We may be able to help. Although lifetime mortgages have not avoided the recent rate hikes,payments are not a legal requirement. Your client can pay what they can afford and carry on living in their home. Message me if you have clients in this position and I can quickly assess if we can help.

08/03/2023

I want to raise money to give my family, is equity release an option?

In this article by the Mail online helps answer this question: I'm a 72-year-old who owns a £650,000 mortgage-free home, with a healthy pension pot producing an income of more than £30,000 a year. It means I have a very comfortable standard of living that allows me to travel extensively and enjoy frequent meals out. I would like to gift some money to my children while maintaining this standard of living, is equity release an option?

Does this sound like this would help, if so please contact me for a no obligation chat .

16/02/2023

Did you know there has been a rise in homeowners using equity release to combat the cost of living crisis?

According to The Property Reporter online, the amount of over 55's are using the value of their property to help financially support their families.

If you or a client of yours is concerned about the continued rise in their cost of living and considering equity release, contact me today for some free, no-obligation advice.

Keith

18/01/2023

What is equity release?
It’s a way of taking cash out of the home you own without having to move.

The one we offer is a lifetime mortgage, which you can apply for once you turn 55. This is a long-term loan secured against your home. When you (and your partner, if you’ve taken it out jointly) pass away or need to go into long-term care, the loan and any interest that’s built up is paid back – normally using money from your home’s sale, subject to terms and conditions.

You need to know that taking out any type of equity release will mean you can leave a lower amount behind to loved ones. It may also have a tax impact and affect whether you’re still eligible for welfare benefits.

What you can borrow is based on things like:

Your age
Your health and lifestyle
What your home’s worth
The type of property you own and where it is

If you would like to discuss Equity Release in more detail please get in touch.

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

A fee may be charged for equity release advice. The exact amount will depend on your circumstances, but we estimate this will be £995 on completion.

15/01/2023

If you are over 55 and think Equity Release may benefit you, please don’t hesitate to get in touch for a chat. I will be happy to help, you never know until we have a no obligation discussion. Thanks….

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

A fee may be charged for equity release advice. The exact amount will depend on your circumstances, but we estimate this will be £995 on completion.