Edward Harris Chartered Certified Accountants

Edward Harris Chartered Certified Accountants Specialist Accountants in Property, Trades & Construction.

29/08/2026

Manchester Business owners, are you constantly chasing your accountant for answers?

You shouldn’t have to chase for replies, get surprised by tax bills, or only hear from your accountant when a deadline is coming up.

You should be getting fast responses, proactive tax advice, regular support and an accountant who genuinely understands your business and where you want to take it.

That’s how we work at Edward Harris Chartered Accountants.

If you feel like you’re not getting enough from your current accountant, comment CHAT for a free consultation.

02/08/2026

Manchester business owners, don’t wait until year-end to find out how your business is actually performing.

A lot of business owners only speak to their accountant once a year, when the accounts and tax return are due.

By then, it may be too late to fix poor cash flow, reduce an unexpected tax bill, or identify which parts of the business are losing money.

Every month, you should be checking at least three things:
Your profit, your cash position, and how much you need to put aside for tax.

Your year-end accounts tell you what has already happened.
Regular management information helps you decide what to do next.

01/08/2026

Here are three tax mistakes I regularly see costing businesses unnecessary money.

Mistake one:
Mixing personal and business spending.
This creates messy bookkeeping and makes it harder to identify what the business can genuinely claim.

Mistake two:
Treating the bank balance as profit.
Some of that money may already belong to HMRC for VAT, corporation tax or PAYE.

Mistake three:
Waiting until the year-end to think about tax.
By then, many tax-planning opportunities have already been missed.

25/07/2026

HMRC may be expecting money from you by 31 July 2026, and ignoring it could cost you interest.

The second Self Assessment payment on account is due by 31 July 2026.
This is the advance tax payment HMRC asks some people to make towards their next tax bill.
And if you miss the deadline, HMRC can charge interest.

You can login to your self assessment tax account to see what you owe and make the payment.

If you are unable to pay the balance in full then you can setup a payment plan.

If your income has reduced then you can apply to reduce the payment on account.

If you are unsure on how to do this then speak to your accountant.

18/07/2026

Catch flights not residency tests!
If you want to work with a proactive accountant comment the word CHAT.

09/07/2026

⭐️⭐️⭐️⭐️⭐️

Every 5-star review represents a business owner who trusted us with their finances.

We’re grateful for every client who chooses Edward Harris Chartered Certified Accountants to support their business.

If you’re looking for an accountant who explains things clearly, responds quickly, and genuinely cares about your business, let’s talk.

09/07/2026

Don’t lose money by incorrectly withdrawing from a Lifetime ISA!
A lot of people already have.

A Lifetime ISA can be a great way to save for your first home.
You can save up to £4,000 a year, and the government adds a 25% bonus.

But there are rules.

To use the money for your first home, the account must have been open for at least 12 months.
And if you withdraw the money for any reason other than buying your first home, after age 60, or if you’re terminally ill, you’ll usually pay a 25% withdrawal charge.

That charge doesn’t just take back the government bonus, it can also reduce some of your own savings.

The government has admitted that many people didn’t fully understand these rules.
In fact, more people have lost part of their savings through withdrawal charges than have successfully used a Lifetime ISA to buy their first home.
That’s why the government is now proposing a new First Time Buyers ISA.

Before opening any savings account, make sure you understand the conditions.
Knowing when you can access your money, and what happens if you can’t could save you from an expensive mistake later on.

08/07/2026

Could HMRC turn up at your business without warning?

The answer is… yes.

HMRC has announced plans to carry out more than 30,000 unannounced visits to businesses over the next year.

These visits are aimed at tackling tax fraud, undeclared sales, illegal workers and other non-compliance.

In fact, HMRC recently visited several businesses in London alongside the police, immigration officers and trading standards.

They downloaded till data, arrested individuals for immigration offences, issued financial penalties and seized illegal goods.

Now, this doesn’t mean every business owner has something to worry about.

But it is a reminder that keeping accurate records, declaring all of your income and staying on top of your tax obligations has never been more important.

If you’re running your business properly, you’ve got nothing to fear.

But if your records aren’t up to date, now is a good time to get them in order.

27/06/2026

Stop buying equipment just to save tax!

I’ve seen business owners spend thousands of pounds on equipment they didn’t really need, just because they wanted to reduce their tax bill.

Imagine spending £50,000 on a van or equipment.
You save some tax, which sounds great...
But you’ve still spent £50,000.

If that purchase isn’t helping you make more money, improve efficiency, or grow the business, what have you actually achieved?

You’ve reduced your tax bill, but you’ve also reduced your bank balance.

The goal isn’t to pay the least amount of tax possible. The goal is to keep as much money as possible.
If the equipment genuinely helps the business, great.
Buy it.

23/06/2026

Started a limited company recently? You might be surprised how many business owners don’t realise their first set of accounts needs to be filed with Companies House and HMRC.

I regularly speak to directors who have:
• Started trading but aren’t sure what records to keep
• Never received a reminder from Companies House
• Confused Corporation Tax with their personal tax return
• Left it until the last minute and are now rushing to get everything together

The reality is that your first year sets the foundation for everything that follows.

Good record keeping, understanding your deadlines, and having a clear picture of your finances can save a lot of stress later on.

If you’ve recently started a business, my advice is simple:
Don’t wait until your accounts are due before speaking to an accountant.

Even a short conversation early on can help you avoid costly mistakes and give you confidence that you’re on the right track.

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