Sean Connolly

31/05/2022

What exactly is HM Land Registry?

The Land Registry is a government department that holds records of property titles registered in England and Wales.

It holds details such as the date the current owner was registered as the owner, the property address, whether the property is freehold or leasehold and other information relating to the property title.

You can search HM Land Registry for property ownership details, title deeds as well as searching for house prices.

30/05/2022

Make choices you're happy with, long after you've made them.

27/05/2022

Have you ever wondered how to make your savings work for you and the planet?

26/05/2022

What did you think of the 3D pavement drawing of our famous Sea Dragon, in Mill Street?

The huge artwork is based on a ichthyosaur fossil discovered in Rutland last year.

25/05/2022

🏖 Summer officially arrives when the Rutland Water Beach opens on Saturday, 25th June! Will you be going?

24/05/2022

Demand for Bungalows has surged as supply has fallen.*
In the past, these types of homes have been more popular with older buyers but that trend is changing.

*Source: Zoopla

23/05/2022

There's been a lot of talk about a recession. But what exactly is a recession?

When a country is running smoothly, the value of the goods and services it produces – its gross domestic product – grows.

But during times of an economic downturn, this value falls. A recession is when GDP drops for two three-month periods in a row, and is a sign that the economy is weakening.

20/05/2022

What's the biggest shopping regret you've ever had?

19/05/2022

People often think that there are right and wrong answers to every question; that everything is black or white.

Whilst true in some instances, when it comes to planning ahead to buy a home, making the most of your savings and thinking towards your retirement, there are lots of things to take into consideration.

That's why you'll often hear me say "It depends."

I've always preferred to look at the bigger picture and to discuss all the different aspects of what you might need in the future. "What if things go wrong" but also "what if things go better than you expect?"

Making an informed decision isn't just about gathering facts and figures. It's about really examining what you want out of life and finding the best way to achieve it.

18/05/2022

Corporation Tax is paid by UK Limited companies & it's based on the annual profits that the business makes.

All profits, after expenses, are taxable.

Sole traders and partnerships don't pay Corporation Tax.

The Corporation Tax main rate is currently 19%. However, from 1 April 2023, it will rise to 25% if your company profits are over £250,000. If your company profits are less than £50,000, it remains set at 19%.

17/05/2022

Did you know that you can check your National Insurance record online to see:

❇️ What you’ve paid, up to the start of the current tax year (6 April 2022)
❇️ Any National Insurance credits you’ve received
❇️ If gaps in contributions or credits mean some years do not count towards your State Pension (they are not ‘qualifying years’)
❇️ If you can pay voluntary contributions to fill any gaps and how much this will cost

Find out if you've paid enough National Insurance to qualify for the full State Pension - check gaps, contributions and credits, get a National Insurance statement, call the helpline

16/05/2022

An annuity is an amount paid out every year to someone. Usually, it's the money from an insurance policy.

It can be split up into smaller amounts and paid out more frequently, such as monthly and is usually paid for the rest of the beneficiary's life.