Balance: Wealth Planning Limited

01/06/2026

Our Trent Dementia charity challenge has officially begun! 💙👟

As a team at Balance Wealth, we’ll be coming together over the next month to walk, run, and cycle in support of an amazing cause. We’ll be sharing our progress, photos, updates, and, hopefully, plenty of motivation along the way, too!

Every mile counts, and we’re excited to take on this challenge together while raising awareness and support for Trent Dementia.

If you would like to support us over this month, you can do so by donating through the link below

https://www.justgiving.com/page/balance-wealth-planning-5?utm_medium=FA&utm_source=CL

27/05/2026

Many people assume estate planning is something they can revisit later.

But with recent changes to Inheritance Tax, frozen allowances, and pensions due to form part of many estates from April 2027, it may be worth reviewing whether existing plans still reflect your wishes and wider financial position.

In this month's Balance Briefing, Chartered Financial Planner Sarah Coulson explores key considerations for families looking to preserve wealth and pass it on effectively.

Watch the full video below 👇

22/05/2026

This June, the team are taking on our Miles for Memories challenge 🚶‍♂️

Throughout the month, we’ll be walking, running, or cycling as many miles as possible to raise money and awareness for Trent Dementia and the incredible work they do supporting individuals and families affected by dementia.

If you’d like to support us and donate, you can do so here:
https://www.justgiving.com/page/balance-wealth-planning-5?utm_medium=FA&utm_source=CL

We’ll be sharing updates throughout the month. Thank you in advance for any support, donations, or encouragement!

21/05/2026

Traditional estate planning may no longer be enough.

With pensions expected to be included within estates for inheritance tax from April 2027, many families could face larger tax liabilities than expected.

Estate planning today needs to look beyond just wills and trusts — considering pensions, property, tax thresholds and long-term family wealth together.

A joined-up plan can make a significant difference.

Read our latest blog for a more in-depth look at the latest estate planning considerations 👇

https://balancewealth.uk/estate-planning/

Traditional financial planning is evolving with modern estate planning, considering inheritance tax thresholds aligned with wills and trusts.

14/05/2026

How often should you check your pension?

For many people, it’s either something they rarely look at or something they check too often when markets feel uncertain.

In reality, pensions work best with regular, structured reviews rather than constant monitoring.

Checking your contributions, reviewing old pension pots, understanding fees, and ensuring your pension still aligns with your long-term goals can make a significant difference over time.

It’s also worth reviewing your State Pension forecast to make sure there are no missing contribution years.

A pension isn’t just a savings pot — it’s a key part of your future financial security.

Read our latest blog for a practical guide to what to review and how often 👇

https://balancewealth.uk/pension-planning/

How often you should check your pension? From State Pensions to Personal or Private Pensions, see our check list for your pension planning.

12/05/2026

We’re delighted to share this lovely feedback for Caroline, one of our Chartered Financial Planners.

Building long-term, trusted relationships and helping clients feel confident about their financial future is at the heart of what we do.

Hearing feedback like this means a great deal to our team — thank you for your trust and continued support.

07/05/2026

What would happen financially if you were suddenly unable to work?

It’s something many people avoid thinking about — but illness, injury and unexpected life events can happen at any time.

Without the right protection in place, the impact on your income, mortgage, household bills and long-term financial plans can be significant.

From life insurance and critical illness cover to income protection and business policies, having the right cover in place can provide valuable peace of mind for both you and your family.

Protection planning is just as important as saving and investing, because it helps protect the income that funds your future.

Read our latest blog for a more in-depth look at the different types of cover and what to consider 👇

https://balancewealth.uk/protecting-your-wealth/

Are you protected if you were unable to work? We look at protecting your wealth and your business, including life and critical illness cover.

29/04/2026

In this month’s Balance Briefing, Managing Director Rebecca Aldridge explores why inflation remains such an important part of long-term financial planning — and what it means when rising costs begin to affect the spending power of your money.

From savings and investing to income planning and making your money last, this briefing offers a practical perspective on decisions many people are facing right now.

A clear and concise update for anyone thinking about how to protect long-term financial confidence.

Watch the full video below 👇

28/04/2026

We wanted to share the story of one of our clients, Nic, who is taking on an incredible fundraising challenge for Vasculitis UK.

In 2021, Nic was diagnosed with Granulomatosis with Polyangiitis (GPA), a rare autoimmune condition and one of the vasculitides, affecting around 3 in every 100,000 people in the UK. Since then, he has faced some incredibly tough challenges, including a relapse that has affected his hearing.

Despite this, Nic is now pushing himself to complete the equivalent of 30 Olympic-distance triathlons in 30 days — covering more than 950 miles to raise awareness and vital funds for Vasculitis UK, a charity that has been a huge source of support for him.

This Thursday, we’ll be joining Nic for a walk to help him clock up the miles and show our support for his incredible challenge. We’re proud to be sponsoring one of his challenge days and supporting him along the way.

It’s a huge physical and mental test, and an inspiring cause.

If you’d like to join us in supporting Nic and help make a difference, please consider donating via his JustGiving page 👇

https://www.justgiving.com/page/nic-rotton

Help Nicolas Rotton raise money to support Vasculitis UK

24/04/2026

Consumer Duty… but make it fun 🐾

This week, we brought Consumer Duty to life with a day full of energy, teamwork, and a little help from our favourite mascot — Cedricio the Consumer Duty Capybara 🐹

From putting our knowledge to the test in a quiz to getting stuck into games and activities across the office, it was all about making Consumer Duty engaging, memorable, and part of what we do every day.

And of course… no great event is complete without a buffet 🍽️

A big thank you to everyone, our compliance director, Carolyn, and those involved, who helped turn an important topic into something genuinely fun. Cedricio would be proud!