Riverfall Financial Ltd

24/10/2026

After years of diligently saving into a Junior ISA (JISA) for your child, handing them control of the account might feel daunting.

Will they appreciate your efforts and continue growing this fund to pay for something meaningful, such as university or their first home? Or might they splurge it all on something frivolous like extravagant holidays and clothes?

Taking the time to prepare your child for this responsibility could help them make informed decisions about managing their savings and investments.

Read our latest blog, linked below, to learn more about how JISAs work, and discover 4 practical steps to take before your child accesses the account to help them make the most of their money.

https://www.riverfall-financial.co.uk/our-blog/4-steps-to-take-before-your-child-can-access-their-jisa

23/10/2026

44% of young adults (18 to 29) are reliant on family to feel wealthy, according to IFA Magazine.

While you might be keen to lend a helping hand to younger family members, you may not have expected to provide support for so long.

Updating your financial plan could help you assess tax-efficient ways to pass on wealth and feel confident about your decisions.

Read our blog, linked below, to find out more.

https://www.riverfall-financial.co.uk/our-blog/are-you-supporting-adult-children-heres-why-it-should-be-part-of-your-financial-plan

21/10/2026

You’ve no doubt heard many of Queen’s greatest hits countless times.

You might have danced to ‘Don’t Stop Me Now’ at weddings, sung along to ‘Bohemian Rhapsody’ in the car, or stomped your feet to ‘We Will Rock You’.

What you probably didn’t realise is that you were absorbing some poignant lessons about how to approach your finances.

Read our latest guide, linked below, to discover how Queen's most famous lyrics could inspire you to create "a kind of magic" by helping you take control of your money.

https://www.riverfall-financial.co.uk/our-blog/guide-5-financial-lessons-to-learn-from-queen-lyrics

17/10/2026

3 psychological reasons you might prefer cash to investments:

1. Market movements can make investing feel uncertain
2. The fear of losing money could mean you favour cash
3. Cash is tangible, which may make it feel safer

Read our blog, linked below, to learn more about why cash might feel safer, and the potential impact of overlooking investing.

https://www.riverfall-financial.co.uk/our-blog/the-psychology-behind-favouring-cash-instead-of-investing

16/10/2026

4 practical reasons to regularly contribute to your child's pension:

1. You could support their future
2. Your additional contribution could grow
3. Your contributions will usually benefit from tax relief
4. Your contributions could be efficient for Inheritance Tax

Read our latest blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/4-practical-reasons-to-regularly-contribute-to-your-childs-pension

14/10/2026

Could Capital Gains Tax take more of your wealth than you expect?

According to the Office for Budget Responsibility, HMRC is forecast to collect £29.8 billion in Capital Gains Tax by 2030/31, more than double the £13.7 billion collected in 2024/25.

With the Annual Exempt Amount now just £3,000 and tax rates higher than they were a few years ago, more people could find themselves with a bill when disposing of investments, property, or other assets.

Read our latest blog, linked below, to discover 5 ways you might reduce a future Capital Gains Tax liability.

https://www.riverfall-financial.co.uk/our-blog/explained-capital-gains-tax-and-how-you-could-reduce-your-liability

10/10/2026

4 steps to take before your child can access their JISA:

1. Talk to them about the goals you had when setting it up
2. Listen to how they might want to use the money - and plan together
3. Consider a gradual approach to handing over control
4. Demonstrate the value of leaving their JISA untouched

Read our blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/4-steps-to-take-before-your-child-can-access-their-jisa

09/10/2026

Are you financially supporting your adult children?

Stagnant wages, the rising cost of living, and difficulties getting on the property ladder mean younger generations are finding it difficult to achieve financial security.

Updating your financial plan could help you understand the impact supporting your loved ones has on your finances now, as well as in the future.

Read our blog, linked below, to learn more.

https://www.riverfall-financial.co.uk/our-blog/are-you-supporting-adult-children-heres-why-it-should-be-part-of-your-financial-plan

09/09/2026

Buy-to-let property may seem like an attractive asset to invest in.

However, there are a lot of important areas to consider, from how it could affect your tax liability to your responsibility as a landlord.

Read our latest guide, linked below, to discover the important questions you need to answer before you purchase a buy-to-let property.

https://www.riverfall-financial.co.uk/our-blog/guide-the-pros-and-cons-of-investing-in-buy-to-let

07/09/2026

Niamh tells us all about her fantastic month long adventure to Kenya.

So many of our clients sponsored her or gave good wishes and advice. Here's how she got on... 🇰🇪

After an incredible month in Kenya, Niamh writes to thank everyone for their support