The Money Woman

The Money Woman UK finance coach for women & enbies - helping you earn, save and invest with joy!

I see this advice EVERYWHERE and every time I cringe. It sounds so logical on the surface (and I love a gorgey new noteb...
03/06/2026

I see this advice EVERYWHERE and every time I cringe. It sounds so logical on the surface (and I love a gorgey new notebook as much as the next person). But when you actually look at what happens when people follow it?!

Track every single penny. Log every category. Review it weekly. Never miss a transaction.

And then... four days in, something goes wrong and you feel like you've already failed, and you simply ‘forget’ you ever started it.

It’s not a you problem but a system problem.
There is a much simpler way to get a handle on your money - and it doesn't require logging your morning coffee (unless you want to, in which case - enjoy!)

Full breakdown on the blog 👉 link in bio
Follow for budgeting advice that actually works in real life 👀

Nobody tell Dr Chris I’ve been looking up Swedish divorce. 😅You can get divorced through an app in Sweden... and that's ...
02/06/2026

Nobody tell Dr Chris I’ve been looking up Swedish divorce. 😅

You can get divorced through an app in Sweden... and that's not even the interesting part!

When somebody recently told me they'd completed a divorce through digital forms and BankID, I was amazed. Not because divorce should be easy, but because it highlighted something Sweden gets remarkably right: digital infrastructure.

BankID is a digital identity system used across Swedish banking, government services and businesses. If you need to sign a document, log into a government website, approve a payment, access tax information or check up when your next Swedish For Immigrants test is - there's a good chance you'll use BankID.

It's one of those things that sounds boring until you realise how much time, stress and admin it removes from everyday life.

We spend a lot of time talking about personal finance, investing, budgeting and savings. But the systems sitting underneath all of that matter too. The easier it is to prove who you are, access services and manage your financial life, the easier it becomes to actually get things done.

No system is perfect. Sweden is now developing a government-backed alternative because relying so heavily on a single, private, digital identity provider creates risks too.

Still, it's a fascinating example of how technology, finance and public services can work together to make life simpler.

Would you be comfortable using a digital ID for almost everything?

Follow me for more money insights, financial education, Swedish culture, UK money tips, behavioural finance and the fascinating ways different countries approach everyday life.

I say this with love but also... it's time someone said it.Not having a plan for if you can't work is not a personality ...
01/06/2026

I say this with love but also... it's time someone said it.

Not having a plan for if you can't work is not a personality trait. It's not brave or not carefree, it's not ‘I'll deal with it when it happens.’ It's just a gap in your security and it's one that hits women, the self-employed and the young hardest.

Statutory sick pay is £118.75 a week. For 28 weeks. After that? You get nothing. And if you're self-employed, you don't even get that.

I'm not here to scare you. I'm here to tell you that income protection insurance exists, it's more affordable than you think and only 6% of people in this country have it - mostly because nobody ever told them it was a thing.

Swipe through. Read the blog (link in bio). And then book a free call if you want to actually do something about it.

You deserve a plan.

Share this with someone who needs to hear it (with love, obvs).

The future is hard to plan for when you don't believe there'll be one. 💙Trigger warning: suicidal ideation is touched on...
13/05/2026

The future is hard to plan for when you don't believe there'll be one. 💙

Trigger warning: suicidal ideation is touched on gently in this post.

This is Mental Health Awareness Week and I want to say something the finance world rarely does - that saving, investing and pension planning all require you to imagine a future self.

And for a lot of us of the nutty persuasion, that's the hardest part of all.

I've been there. The future wasn't something I thought I'd have. I'm on the other side now - which means it's possible.

This week I'm exploring what financial planning really looks like when your mental health makes the future feel unreachable. And how the smallest acts - planting seeds, a yoga video, reaching out - can start to build something.

Including your investment portfolio. 🌱

Does thinking about the future feel hard for you - financially, emotionally, or both? I'd love to know in the comments.

12/05/2026

I'm a nutter and it's Mental Health Awareness Week. So I’ve been saving these plucky looking w**ds and giving them their own spot in my new planter.

Let’s see how they do.

The thing about gardening is that it's one of the best ways I've found to prove to yourself that the future exists. That you have a hand in shaping it. That things want to grow, given half a chance.

And that matters in this space because the future is at the heart of everything we do with money.

Saving. Investing. Pensions. Planning.

All of it asks you to believe in a future self. To care enough about them to plant something today that they'll benefit from later.

When you're struggling with your mental health, that can feel like the biggest ask in the world. But it can also actually become part of the proof that a future worth hoping for actually exists.

Start with a w**d in a pot if you have to. 🌱

Save this if it resonates - and tell me in the comments: what's your unexpected thing that helps you believe in the future?

Money stress and mental health are not separate problems - they feed each other, and most of us are dealing with both at...
11/05/2026

Money stress and mental health are not separate problems - they feed each other, and most of us are dealing with both at the same time without anyone telling us that it’s completely normal.

This week I'm writing a full series on money and mental health - anxiety, depression, shame and why none of this is a personal failing.

Today's post covers how different mental health experiences show up in our money lives - and why fixing it doesn't mean overhauling everything at once.

Save this post for the next time it all feels like too much. 💛

👇 Tell me in the comments - which one of these hit closest to home?

11/05/2026

I am a mental. 🧠 Maybe you are too?

ADHD. Anxiety. Depression. Medicated. Managed. And happy to talk about it.

It's Mental Health Awareness Week in the UK and I think we're all well aware that mental health and money are absolutely intertwined - each affecting and being affected by the other.

This morning I rode my bike to the lake, took a freezing cold dip, and rode home. Not because I'm a wellness girlie, I'm not, but because managing my brain costs me nothing and everything at the same time.

This week I'm talking about the intersection of mental health and money. From the perspective of somebody who has very much been in it.

How your ADHD affects your spending. How anxiety keeps you stuck. How depression makes budgeting feel impossible. And how financial independence can change everything.

If you're ready to talk about money in a way that actually accounts for YOUR brain - earning it, saving it, investing it, enjoying it - you're in the right place.

🧡 Tell me in the comments - does your mental health affect your relationship with money?

💙 Like this if you needed to hear it today

🩵 Follow for money coaching that meets you where you actually are

Eleanor. The Money Woman. Financial Coach

This book! 🥺I forgot I ordered it so it was a nice surprise when I got the text message that it was ready to be collecte...
29/04/2026

This book! 🥺

I forgot I ordered it so it was a nice surprise when I got the text message that it was ready to be collected from the library.

As it says, it's a guide to 'keeping your house' (not necessarily tidy, mind you...) whilst life feels overwhelming.

It incorporates dishes, washing, cleaning, brushing your teeth, showering, rest, activism, hair care, prioritising stuff and self-compassion. She's speaking to new parents, depressed people, anxious people, busy people, poor people, neurodivergent people and it's written in a way designed to be accessible - short chapters, sign-posted short cuts, any metaphors are explained literally too.

It's really blowing my mind how comprehensive it is! I can't wait to get my thoughts down.

Have you read it?

Money anxiety is real - and it's more common than you think. Here are five things that actually help. 💛From financial co...
28/04/2026

Money anxiety is real - and it's more common than you think. Here are five things that actually help. 💛

From financial coaching to automating your finances, building credit and shifting your money mindset - small steps create big change.

Save this for the next time anxiety spikes.

Follow for tips on financial wellbeing, money confidence and building a life you trust yourself to manage.

28/04/2026

That feeling when you finally get to do your first get-to-know-you call for your financial coaching business!!

It's been a long time coming!

I don't want these too feel scary or salesy, I want them to feeling exciting and buzzy. A proper conversation, no pressure, just figuring out whether we're a good fit.

If you've been sitting on the fence about working with a financial coach, this is your sign to just book the free call first. No commitment or awkward pitch (I wouldn't know how if I tried!) Just a chance to talk it through.

And if you're ready to go deeper, my 90-minute 1 to 1 coaching sessions are now open. You'll come away with a personalised PDF breaking down your main money themes and practical steps to keep the momentum going between sessions.

A single session is £120
Three sessions are £300 (saving £60)

Link to book is in my stories - go grab a spot!!

Address

Nottingham

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