The Money Woman

The Money Woman UK finance coach for women & enbies - helping you earn, save and invest with joy!

The vocabulary is the bit nobody gives you. You can Google 'how to start an ISA' and end up more confused than when you ...
21/06/2026

The vocabulary is the bit nobody gives you.

You can Google 'how to start an ISA' and end up more confused than when you started, because half the words on the page are other words you don't know yet.

This carousel is the glossary. High-street banks vs. dedicated savings apps. Moneybox vs. Vanguard. Global tracker vs. S&P 500. Passive vs. active. All of it, in plain language, with no assumption that you already know.

I'm not telling you which one to pick - that genuinely depends on your situation, and anyone who tells you otherwise is being a bit extra with their confidence. But now you know what you're looking at.

💙You're not too stupid for this.
💙You never were.
💙The words just weren't explained properly.

Save this for when you're actually sitting down to open something. And if you want to talk through what makes sense for your specific situation - your income, your savings, what you've already got - my coaching sessions are in the bio.

20/06/2026

A few of you asked where that £50 from the last video actually goes. Before we get there you need to ask yourself one question -

How soon would you need it? Because if you might need it in weeks then it goes in a very different place to if you're happy to leave it for years and decades.

Once you know that, the order is simple:

1. A savings account or maybe a Cash ISA for your safety net/emergency fund. (Much more on that on the blog).

2. Your workplace pension match. Your employer might give you free money!! 🤯

3. ALifetime ISA. The government might give you free money! 🤯🤯

4. A Stocks and Shares ISA. The start of real investing. Some decisions need to be made though. This is money you leave for 5+ years.

5. General investment account. If you've maxed out your ISA allowance.

Next time I'm going to show you what these actually look like when you go searching for them - because nobody tells you what to type into the app, and the first time you open one it's a bit bewildering. So stay with me.

Follow so you catch the next one - it's the practical bit that nobody ever explains.

I see this advice EVERYWHERE and every time I cringe. It sounds so logical on the surface (and I love a gorgey new noteb...
03/06/2026

I see this advice EVERYWHERE and every time I cringe. It sounds so logical on the surface (and I love a gorgey new notebook as much as the next person). But when you actually look at what happens when people follow it?!

Track every single penny. Log every category. Review it weekly. Never miss a transaction.

And then... four days in, something goes wrong and you feel like you've already failed, and you simply ‘forget’ you ever started it.

It’s not a you problem but a system problem.
There is a much simpler way to get a handle on your money - and it doesn't require logging your morning coffee (unless you want to, in which case - enjoy!)

Full breakdown on the blog 👉 link in bio
Follow for budgeting advice that actually works in real life 👀

Nobody tell Dr Chris I’ve been looking up Swedish divorce. 😅You can get divorced through an app in Sweden... and that's ...
02/06/2026

Nobody tell Dr Chris I’ve been looking up Swedish divorce. 😅

You can get divorced through an app in Sweden... and that's not even the interesting part!

When somebody recently told me they'd completed a divorce through digital forms and BankID, I was amazed. Not because divorce should be easy, but because it highlighted something Sweden gets remarkably right: digital infrastructure.

BankID is a digital identity system used across Swedish banking, government services and businesses. If you need to sign a document, log into a government website, approve a payment, access tax information or check up when your next Swedish For Immigrants test is - there's a good chance you'll use BankID.

It's one of those things that sounds boring until you realise how much time, stress and admin it removes from everyday life.

We spend a lot of time talking about personal finance, investing, budgeting and savings. But the systems sitting underneath all of that matter too. The easier it is to prove who you are, access services and manage your financial life, the easier it becomes to actually get things done.

No system is perfect. Sweden is now developing a government-backed alternative because relying so heavily on a single, private, digital identity provider creates risks too.

Still, it's a fascinating example of how technology, finance and public services can work together to make life simpler.

Would you be comfortable using a digital ID for almost everything?

Follow me for more money insights, financial education, Swedish culture, UK money tips, behavioural finance and the fascinating ways different countries approach everyday life.

I say this with love but also... it's time someone said it.Not having a plan for if you can't work is not a personality ...
01/06/2026

I say this with love but also... it's time someone said it.

Not having a plan for if you can't work is not a personality trait. It's not brave or not carefree, it's not ‘I'll deal with it when it happens.’ It's just a gap in your security and it's one that hits women, the self-employed and the young hardest.

Statutory sick pay is £118.75 a week. For 28 weeks. After that? You get nothing. And if you're self-employed, you don't even get that.

I'm not here to scare you. I'm here to tell you that income protection insurance exists, it's more affordable than you think and only 6% of people in this country have it - mostly because nobody ever told them it was a thing.

Swipe through. Read the blog (link in bio). And then book a free call if you want to actually do something about it.

You deserve a plan.

Share this with someone who needs to hear it (with love, obvs).

The future is hard to plan for when you don't believe there'll be one. 💙Trigger warning: suicidal ideation is touched on...
13/05/2026

The future is hard to plan for when you don't believe there'll be one. 💙

Trigger warning: suicidal ideation is touched on gently in this post.

This is Mental Health Awareness Week and I want to say something the finance world rarely does - that saving, investing and pension planning all require you to imagine a future self.

And for a lot of us of the nutty persuasion, that's the hardest part of all.

I've been there. The future wasn't something I thought I'd have. I'm on the other side now - which means it's possible.

This week I'm exploring what financial planning really looks like when your mental health makes the future feel unreachable. And how the smallest acts - planting seeds, a yoga video, reaching out - can start to build something.

Including your investment portfolio. 🌱

Does thinking about the future feel hard for you - financially, emotionally, or both? I'd love to know in the comments.

12/05/2026

I'm a nutter and it's Mental Health Awareness Week. So I’ve been saving these plucky looking w**ds and giving them their own spot in my new planter.

Let’s see how they do.

The thing about gardening is that it's one of the best ways I've found to prove to yourself that the future exists. That you have a hand in shaping it. That things want to grow, given half a chance.

And that matters in this space because the future is at the heart of everything we do with money.

Saving. Investing. Pensions. Planning.

All of it asks you to believe in a future self. To care enough about them to plant something today that they'll benefit from later.

When you're struggling with your mental health, that can feel like the biggest ask in the world. But it can also actually become part of the proof that a future worth hoping for actually exists.

Start with a w**d in a pot if you have to. 🌱

Save this if it resonates - and tell me in the comments: what's your unexpected thing that helps you believe in the future?

Money stress and mental health are not separate problems - they feed each other, and most of us are dealing with both at...
11/05/2026

Money stress and mental health are not separate problems - they feed each other, and most of us are dealing with both at the same time without anyone telling us that it’s completely normal.

This week I'm writing a full series on money and mental health - anxiety, depression, shame and why none of this is a personal failing.

Today's post covers how different mental health experiences show up in our money lives - and why fixing it doesn't mean overhauling everything at once.

Save this post for the next time it all feels like too much. 💛

👇 Tell me in the comments - which one of these hit closest to home?

11/05/2026

I am a mental. 🧠 Maybe you are too?

ADHD. Anxiety. Depression. Medicated. Managed. And happy to talk about it.

It's Mental Health Awareness Week in the UK and I think we're all well aware that mental health and money are absolutely intertwined - each affecting and being affected by the other.

This morning I rode my bike to the lake, took a freezing cold dip, and rode home. Not because I'm a wellness girlie, I'm not, but because managing my brain costs me nothing and everything at the same time.

This week I'm talking about the intersection of mental health and money. From the perspective of somebody who has very much been in it.

How your ADHD affects your spending. How anxiety keeps you stuck. How depression makes budgeting feel impossible. And how financial independence can change everything.

If you're ready to talk about money in a way that actually accounts for YOUR brain - earning it, saving it, investing it, enjoying it - you're in the right place.

🧡 Tell me in the comments - does your mental health affect your relationship with money?

💙 Like this if you needed to hear it today

🩵 Follow for money coaching that meets you where you actually are

Eleanor. The Money Woman. Financial Coach

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Nottingham

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