Smith & Pinching, Chartered Financial Planners

Smith & Pinching, Chartered Financial Planners One of Norfolk's leading firms of Chartered Financial Planners providing expert financial advice.

At S&P, we aim to provide all our clients with accurate, focused, personalised and impartial financial advice in a professional and friendly manner. We are happy to advise you on any aspect of your finances and we also offer a very special comprehensive financial planning and investment service, which is linked to lifestyle planning.

20/05/2026

ONE MONTH TO GO
The countdown is ON. In just 1 month, First Light Festival returns to Lowestoft's South Beach and we cannot wait to see you there. Join us for 2 days of music, performance, art, ideas, and community.
From the first beat to the first light of dawn, we'll be dancing the shortest night away together — eyes on the horizon, feet in the sand, hearts wide open.
📍 South Beach, Lowestoft
📅 20 & 21 June
🎟️ Free entry
See you on the beach. 🌞

AI is reshaping industries but is it creating a market bubble?Markets are being driven by powerful narratives once again...
20/04/2026

AI is reshaping industries but is it creating a market bubble?
Markets are being driven by powerful narratives once again and history tells us that's when things get interesting. Instead of trying to time the next rise or fall, smart investors focus on what they can control.

For example:
A clear financial plan
The right level of risk
Staying disciplined through uncertainty.

Take a closer look at what investors can learn from past market cycles by reading our latest article by clicking the link below.

https://loom.ly/Z-bCFKA

Today we had the pleasure of hosting our annual lunch for some of our retired colleagues at Smith & Pinching. It was gre...
16/04/2026

Today we had the pleasure of hosting our annual lunch for some of our retired colleagues at Smith & Pinching.

It was great to catch up, share stories and see so many familiar faces who have played such an important role in shaping the firm we are today. Their contributions remain a valued part of our history and lovely to spend time together reflecting on that shared journey.

A big thank you to everyone who joined us.

Many people aim for £1 million in retirement savings but few stop to ask what that actually delivers.With inflation, lon...
13/04/2026

Many people aim for £1 million in retirement savings but few stop to ask what that actually delivers.

With inflation, longevity and changing pension rules, it’s worth taking a closer look. We explore what £1million could mean for you in our latest blog. Click the link below.

https://loom.ly/UehLEUo

Mortgage rates are on the rise again and global events are the reason. At the end of February lenders were offering rate...
26/03/2026

Mortgage rates are on the rise again and global events are the reason.

At the end of February lenders were offering rates from:
3.67% (2yr fixed 60% LTV)

Now for the same type of deal, rates offered are from 4.37%

This is a sharp increase in just a few weeks.

What has changed?

While inflation has just been confirmed as holding at 3%, higher oil prices are expected to feed through in the coming months increasing inflationary pressure and influencing rate expectations now.

Need advice?
If you are unsure how these changes affect you, seeking tailored advice can make a significant difference, especially in a fast-moving market. To arrange a free initial chat without obligation please email: [email protected]

Is It Time to Rethink Your Retirement Strategy ? Changes announced in last year’s Budget mean unused pension funds will ...
12/03/2026

Is It Time to Rethink Your Retirement Strategy ?

Changes announced in last year’s Budget mean unused pension funds will form part of an individual’s estate for inheritance tax from April 2027.

For those investors with larger pension funds, this could change how pensions fit within a wider financial plan. Read our latest blog to find out what this could mean for you.

To read more click the link below

https://loom.ly/Pi3TMVQ

05/03/2026

Our A_Z of investing series continues with F – Funds.

Matt talks through how investment funds work. In simple terms, it means pooling money from different assets to help build a diversified portfolio that makes investing simpler!

26/02/2026

Next in our A_Z of investing series is ESG (Environmental Social Governance).

Matt describes what ESG really means and how this can help investors make decisions that reflect both long-term financial goals and personal values!

Proud to support Little LiftsThe S&P team rolled up their sleeves yesterday to help pack surgery care boxes filled with ...
19/02/2026

Proud to support Little Lifts

The S&P team rolled up their sleeves yesterday to help pack surgery care boxes filled with thoughtful little comforts for people undergoing breast cancer treatment. It’s amazing how small acts of kindness can make such a big difference during a difficult time.

Thank you to Little Lifts for the incredible work you do in our community.

19/02/2026

Our next video in the A_Z of investing series explores diversification.

Matt explains the concept in plain English, showing how spreading your investments across different markets and companies can help reduce risk!

Address

295 Aylsham Road
Norwich
NR32RY

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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