CRS Consultants Ltd

CRS Consultants Ltd Insurance Brokers & Independent Financial Advisers based in Northwich in Cheshire since 1977 - account does not constitute advice

Financial Services
Ensuring a secure financial future for yourself and your family is not something that can be left to chance. Proper planning is essential, as are regular reviews. This section will introduce many different areas of finances including savings, investments and mortgages for private and commercial clients. Although the Internet can be an amazing source of information, it can someti

mes be difficult to find the correct web site to meet your specific needs. Many sites that claim to offer the consumer 'impartial' advice have the simple objective of trying to sell you a product. Our site and our services are different. As Independent Financial Advisers, we are subject to firm financial regulations, which require us to match your needs to the products we arrange for you. This means that some of your needs cannot be fully satisfied by using only the content of this web site. We are always happy to meet with you to discuss your needs. We are equally happy to discuss with you any aspect of this web site that you may not understand. Commercial Insurance
Our experienced Commercial Team deal with a whole range of business insurances such as Office insurance, liability cover, Professional Indemnity and Personal Accident Cover. Our clients deal with a single contact who will understand all of the risks that your business is exposed to, this is in stark contrast to the impersonal and often indifferent service provided by many insurance providers call centres and regional offices. We act for a substantial number of corporate bodies and small businesses, representing all aspects of industry and services - manufacturers, importers, distributors, motor traders, the professions, shopkeepers, publicans plus people working from home. We have access to insurance companies and Lloyds, including specialist underwriters with schemes to suit unusual and unique businesses. We offer a local, professional service and wherever possible prefer to visit client's premises in order to assess their needs at first hand. CRS Consultants are also members of the Westinsure network. Westinsure is a group of nearly 150 regional insurance brokers that have a combined premium income of well over £200m; which allows us to compete on a level playing field with large national brokers whilst retaining our local service and independence. Our service does not stop when the policy is in place - after sales service is most important. We monitor clients changing circumstances to ensure that their insurances are always up to date and continue to match their needs. Personal Insurance
Our dedicated Personal Lines team are trained to deal with all aspects of General Insurance ranging from Motor, Household and Travel to Pet, Event and Wedding Insurance. We also specialise in arranging bespoke insurance solutions for many of our high net worth clients. We act on behalf of a vast number of Insurance Companies, to enable us to offer you the client competitive premiums with no compromise on the policy cover and product. Our Personal Lines team are constantly monitoring our existing Insurance markets and enlisting new Insurers to ensure competitive future premiums. We offer a local, professional service and pride ourselves on looking after you to the highest possible standards in the unfortunate event of an accident or claim. Our after care service also extends to changing circumstances within your insurance year.

With temperatures expected to remain exceptionally high, we wanted to let our clients know that our office will be close...
24/06/2026

With temperatures expected to remain exceptionally high, we wanted to let our clients know that our office will be closed from 1pm today (Wednesday 24th June) and all day tomorrow (Thursday 25th June).

Whilst the office itself will be closed, our team will still be working remotely, meaning phone lines will remain open and we will continue to be available via phone and email as normal.

We kindly ask that clients do not visit the office during this time and instead contact us remotely. The safety and wellbeing of our clients and staff is our priority, and we encourage everyone to take care and stay safe in the heat.

We will reopen and resume normal office operations on Friday.

Thank you for your understanding.

Phone: 01606 48521
Website: https://crs-consultants.com
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

We all picture retirement differently; more time, more freedom, less work.But for many people, the reality looks very di...
22/06/2026

We all picture retirement differently; more time, more freedom, less work.

But for many people, the reality looks very different and often comes down to whether the planning started early enough.
Retirement isn’t just about when you stop working, it’s about whether your money lasts when you do.

From multiple pensions, tax, inflation, and income options to understanding how you’ll actually draw money later in life, there’s a lot more to consider than most people realise.

Whether you want a secure income, flexible drawdown, or help understanding your pension pots, getting advice early can make a huge difference to your future lifestyle.

At CRS Consultants, we help you build a retirement plan that’s shaped around your goals, your circumstances, and your long-term income needs.

Because the earlier you plan, the more options you give yourself later in life.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

Property deals don’t always fall through because of price…Often it’s timing, cashflow, or access to funding at the right...
18/06/2026

Property deals don’t always fall through because of price…
Often it’s timing, cashflow, or access to funding at the right moment.

That’s where short term finance, such as bridging loans, can help unlock opportunities quickly.

Bridging finance is designed for short term borrowing, but it’s important to understand the options available and what may suit your circumstances.

At CRS Consultants, Rebecca and the team are here to help you understand how it works and guide you through the process clearly, so you can make informed decisions with confidence.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

Your home may be repossessed if you do not keep up repayments on your mortgage (if applicable). Equity Release is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Bridging loans can be either regulated or unregulated depending on the circumstances. Regulated bridging loans are typically secured against a property you live in or intend to live in and are regulated by the Financial Conduct Authority (FCA), offering additional consumer protections. Unregulated bridging loans are usually secured against investment or commercial property and are not covered by FCA consumer credit rules.

Bridging loans may be structured as closed (with a fixed repayment date) or open (typically up to 12 months, requiring a clear exit strategy).

If your business lost you tomorrow…what happens next?Many businesses rely heavily on key directors, shareholders, or emp...
15/06/2026

If your business lost you tomorrow…what happens next?

Many businesses rely heavily on key directors, shareholders, or employees to keep things moving day-to-day. But without the right protection in place, unexpected illness or loss could have a serious impact on business continuity.

At CRS Consultants, we help businesses understand protection options including:
• Shareholder Protection: Helping remaining shareholders retain control of the business if a shareholder passes away or becomes critically ill.
• Partnership Protection: Helping business partners buy back shares and protect the future of the company.
• Loan Protection: Helping cover outstanding business loans if a key individual becomes critically ill or passes away.
• Key Person Insurance: Providing financial support if a crucial employee or director is suddenly unable to work.

Because protecting your business isn’t just about growth, it’s about making sure everything can continue if the unexpected happens.

Protect your business as well as you protect your clients.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

Wealth management isn’t just about growing your money, it’s about making it work for you now and in the future.Without t...
11/06/2026

Wealth management isn’t just about growing your money, it’s about making it work for you now and in the future.

Without the right advice, it can be difficult to know how to structure your investments, manage risk, or plan for long term financial security.

At CRS Consultants, we help individuals, businesses, and trusts build tailored wealth management strategies including investment planning to align your portfolio with your goals and risk tolerance, tax efficient investing to help you make the most of available allowances and structures, portfolio management to balance growth, income, liquidity and risk, and wealth preservation to help protect and pass on your assets efficiently for future generations.

Because investment values can go down as well as up, having the right guidance in place is essential.

At CRS, we help you make informed decisions with a clear strategy built around your circumstances.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

As a local business ourselves, we know just how much courage it takes to start something new in the town you call home. ...
10/06/2026

As a local business ourselves, we know just how much courage it takes to start something new in the town you call home. That’s why we love seeing independent businesses grow and thrive.

It was great to visit the newly named Laundry Lounge and see first-hand the passion Joe Terry is bringing to both the shop and Clean Kickz Club 👟

After eight incredible years of building a trusted local business, it’s fantastic to see Paul handing over the reins and Joe continuing that legacy with fresh ideas and plenty of enthusiasm.

And if you’re starting, growing or protecting your own business, our Commercial Insurance team are always here to help with tailored cover and advice to give you peace of mind along the way.

Phone: 01606 48521

Website: https://crs-consultants.com/

Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

If your income suddenly stopped due to illness or injury…there isn’t a magic money tree waiting to cover the bills.For m...
08/06/2026

If your income suddenly stopped due to illness or injury…there isn’t a magic money tree waiting to cover the bills.

For most people, their salary pays for everything, the mortgage or rent, food shopping, childcare, household bills and everyday living costs.

But without the right protection in place, many families could be left facing a significant gap between their usual income and what support may actually be available.

Income protection is designed to help provide a regular income if you’re unable to work, helping you stay on top of essential financial commitments while you focus on recovering.

At CRS Consultants, we can help you understand the different protection options available and find cover that suits your circumstances, whether that’s protecting your income, your home, or your family.

Because unfortunately, there’s no real magic money tree.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

What an incredible opportunity to support  with their business insurance — and to celebrate the opening of a gorgeous ne...
04/06/2026

What an incredible opportunity to support with their business insurance — and to celebrate the opening of a gorgeous new shop on Northwich High Street.

Amy’s journey is nothing short of inspirational. Starting in lockdown from her spare room, she’s built one of the strongest communities around fitness, confidence, and luxury activewear.

Our Team Leader and Account Executive, Emma, met with Amy to get all her insurance sorted and may have treated herself to something lovely while she was there!

Here’s to local success stories and the businesses that make our high street shine ✨

Unlock the value in your home without having to move…Equity release could allow you to access funds tied up in your prop...
04/06/2026

Unlock the value in your home without having to move…

Equity release could allow you to access funds tied up in your property to support the things that matter most, whether that’s helping family financially, travelling more, making home improvements, or simply enjoying retirement with greater flexibility.

At CRS Consultants, Rebecca Massey and the team are here to guide you through the process, helping you understand your options clearly and whether equity release is suitable for your personal circumstances.

Contact Rebecca Massey, Member of the Equity Release Council.

If you’d like to discuss your options, we’re always happy to help.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

Your home may be repossessed if you do not keep up repayments on your mortgage (if applicable). Equity Release is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Simplifying Your InsuranceInsurance can often feel confusing and overwhelming, with multiple policies and complex inform...
01/06/2026

Simplifying Your Insurance

Insurance can often feel confusing and overwhelming, with multiple policies and complex information creating unnecessary noise.

We take a more considered approach, providing clear, straightforward guidance to help you make informed decisions with confidence.

Are your current insurance arrangements easy to manage?
Do you have clarity on what your policies cover?
Could your cover be structured more efficiently under one solution?

Bringing your insurance together and reviewing it regularly can help ensure it remains aligned with your needs, while reducing complexity.

Our focus is on clear guidance, practical solutions, and a straightforward approach, without unnecessary jargon.
If you would like to review your current arrangements, the team at CRS Consultants Ltd is here to help.

Phone: 01606 48521
Website: https://crs-consultants.com/
Email: [email protected]

CRS Consultants Limited are Authorised and Regulated by the Financial Conduct Authority (474097).

Address

Parrs Bank Buildings, 8/10 Dane Street
Northwich
CW95HA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

01606 48521

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