Themis Wealth Management

02/06/2026

A client recently asked whether they should combine their pensions.
It’s a good question, and the answer depends on several factors.
In some cases, consolidation can simplify things.
In others, it may not be appropriate.
It’s important to consider:
• Fees and charges
• Existing benefits
• Investment performance
It’s not just about bringing everything together but making the right decision.

If you’re thinking about it, message “COMBINE” and I’ll help you weigh it up.
Past performance is not a guide to future performance and should not be relied upon


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).

28/05/2026

“I’ll deal with my pension later.”
It’s a common thought.
But delaying can mean:
• Less time for growth
• Greater pressure to contribute more later
• Reduced flexibility
Starting earlier allows time to do more of the work for you.

If you’ve been meaning to get started, comment “NOW” and I’ll help you take the first step without overcomplicating things.
The value of investments and the income derived from them can fall as well as rise. You may not get back what you invest.


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).

26/05/2026

Saving and investing are often used interchangeably, but they serve different purposes.
Saving is typically suited to:
• Short-term needs
• Accessibility
• Lower risk
Investing is designed for:
• Long-term growth
• Exposure to markets
• Accepting some level of volatility
Both play an important role in a well-rounded financial plan.

If you’re unsure how to balance the two, comment “BALANCE” and I’ll help you think it through.
The value of investments and the income derived from them can fall as well as rise. You may not get back what you invest.


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).

21/05/2026

A common belief in investing is that success comes from timing the market.
In reality, a consistent, long-term approach tends to be far more effective.
Short-term market movements are unpredictable.
A structured plan helps remove the need to react to them.

If you’d like a straightforward way to approach investing with more clarity, comment “PLAN.”

The value of investments and the income derived from them can fall as well as rise. You may not get back what you invest.


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).

20/05/2026

The UK inflation rate has eased to 2.8%, lower than expected and down from 3.3% previously. While this is a positive sign, inflation remains above the Bank of England’s 2% target.

What’s driving things now?
Lower gas and electricity costs helped bring inflation down
Food inflation has also slowed compared to recent months
However, fuel prices and wider global uncertainty continue to create inflationary pressure
Economists are warning that inflation could rise again later this year if energy and fuel costs continue to increase.

What does this mean for you?
Even with inflation easing, the cost of living is still rising. Inflation continues to affect investment markets, interest rates and the long-term value of savings.

19/05/2026

One of the most common pension issues I come across is simple:
It’s set up… and then left untouched.

Over time:
• Personal circumstances evolve
• Markets shift
• Objectives change
Your pension should reflect those changes.

If you haven’t reviewed yours in the last 12–18 months, you may find it worthwhile.
Feel free to message “CHECK” and I can guide you through what to consider.


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).

16/05/2026

14/05/2026

Retirement planning is often something people intend to “get around to.”
But time plays a significant role.
Starting earlier doesn’t necessarily mean contributing more.
It allows more time for growth and flexibility later on.

If this is something you’ve been putting off, comment “START” and I’ll help you take a straightforward first step.


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).

13/05/2026

A special evening at Television Centre in December last year as Kate Gannon joined ITV’s The Martin Lewis Money Show LIVE “Investing for Beginners” special.

The programme aimed to help viewers feel more confident about investing by explaining the fundamentals in a clear and accessible way, covering topics including risk, diversification and the importance of long-term planning.

Kate also helped review and fact-check the accompanying MoneySavingExpert guide designed to support those taking their first steps into investing.
You can read the guide here: https://www.moneysavingexpert.com/savings/investment-beginners/
At Themis, we believe financial planning is about far more than numbers alone. It is about creating confidence, clarity and freedom so people can make the most of life and the future they want to build for themselves and their families.

We are incredibly proud to see Kate supporting such an important national conversation around financial understanding and education.

12/05/2026

When we talk about “risk” in investing, we’re really referring to one thing:
How much of the value of your investments may rise and fall over time.

Higher risk typically involves:
• Greater fluctuations
• Potential for stronger long-term growth
Lower risk generally means:
• More stability
• More modest long-term returns

The aim isn’t to avoid risk altogether, but to ensure it’s appropriate for you.
If you’re unsure what level of risk, you’re currently exposed to, comment “RISK” and I’ll explain it clearly.

The value of investments and the income derived from them can fall as well as rise. You may not get back what you invest.


Themis Wealth Management is a trading style of Gannon Wealth Management Ltd, which is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).