Orange Umbrella

24/02/2026

📘 Making Tax Digital Without the Panic – Soft Launch

There’s a lot of noise around Making Tax Digital at the moment.

So we’ve taken a different approach.

Justin has written a practical guide designed specifically for landlords and sole traders who want a calm, systems-based way to prepare for the changes.

No scare tactics.
No software sales pitch.
Just a clear explanation of what’s happening and how to get your systems set up properly.

The physical book is now in soft launch, with the full digital resources going live on 1 March.

And if you’re an Orange Umbrella client who will be affected by Making Tax Digital, you’ll receive a complimentary hardback copy.

If you’re unsure whether the changes apply to you, just get in touch and we’ll talk it through.

Making Tax Digital is coming.
Let’s make sure you’re ready.

Making Tax Digital Without the Panic: How Sole Traders and Landlords Can Build Simple Systems That Just Work

01/09/2025

Office to Rent – Newcastle Business Park

Looking for a flexible, ready-to-go office in Newcastle?
I have a downstairs office available to rent on Newcastle Business Park.

The space is a good size and can be set up for 6–8 desks, or arranged as a 3–4 person workspace with a meeting area.

Key features:
• All bills included: gas, electricity, water and Wi-Fi
• Storage cupboard
• Free on-site parking
• Separate intercom for your team
• Access to shared kitchen facilities
• Exempt from small business rates (qualifying businesses)
• Beautiful riverside location on the Tyne
• Excellent deli and restaurant close by
• Easy access to Newcastle city centre and the A1

Perfect for a growing business that wants city access without city-centre costs.

£550 per month.

12/08/2025

Anyone got any marketing horror stories?

Stop wasting thousands on marketing that doesn’t work. In this video, Justin Turner shares 5 proven fixes to plug your marketing leaks, attract more customer...

08/08/2025

🚨 This week’s AskJT podcast might be the most honest thing I’ve shared yet:

🎙 How to Grow Your Business — But Know When to Stop

I dive into:
✅ The hidden cost of chasing growth
✅ Why building a team is essential
✅ The tipping point in my own firm

If you’re tired of the “scale at all costs” mantra this one’s for you.

🎧 Listen now: https://open.spotify.com/episode/5xr0ludsbtO6vSoFfilmrU?si=PticG5RUR8q-xi2dd1Ssaw

ASK JT · Episode

01/08/2025

This week on Ask JT I’ve got a bit of everything: tech, tax, and a personal milestone.
Plus, do read my blog about how I bypassed HSBC’s voice-based security and made a £20,000 transaction from my bank account.

🧠 First up, my book The Science of Business has been hand-picked by Amazon for a summer promo. You can now get the paperback for just £3, I can’t even buy it that cheaply as the author!

Its usual RRP is £11.99, and it’s now in the top 150 business books in the self-employment category with five-star reviews.
👉 https://amzn.eu/d/c9GuMyF

📺 YOUTUBE
Why Every Small Business Owner Should Create Content
I’ve gone all-in on content this year. This video shares why, what I’ve learned, and how it’s helping my business grow – even without millions of views.
👉 https://youtu.be/Bwue6cLpN3c

🎧 PODCAST
MTD for Landlords – The Big Change Coming
If you’ve got more than £30k in rental income, you’ll soon need to file quarterly under Making Tax Digital. This episode breaks it all down clearly.
👉 https://open.spotify.com/episode/3yXs6aWYK40ojORQ8o6TX1?si=qwvYMslrS0m0vJiW3WxUyg

✍️ BLOG
I Used an AI Voice Clone to Access My HSBC Account
This actually happened. I used a voice clone of myself to access HSBC’s phone banking and move £20,000. It’s a story worth reading – and a security risk worth knowing.
👉 https://www.askjt.co.uk/blog/voice-clone-hsbc-security-risk

After using an AI-generated voice clone to pass HSBC’s telephone security and transfer £26,500, business owner Justin Turner asks: what does this mean for biometric authentication, bank security, and the future of fraud?

25/07/2025

🎧 PODCAST
Making Tax Digital (MTD) for Sole Traders.
Are you a sole trader with turnover of over £30,000? Then you need to give this a listen. What does MTD mean means, when it starts, and how to avoid getting caught out.

👉 https://open.spotify.com/episode/1YdXDDeyREOzcMklGoqQcn?si=8XCShrpdT2-NVZ7_05p-2w

ASK JT · Episode

15/07/2025

Some of our clients nearly lost £50,000!
Luckily, we caught it just in time.

In this week’s AskJT podcast, Justin shares how the scam worked, how we recovered the money, and the steps every business owner should take to stay safe.

🎧 Listen now — and protect yourself from costly mistakes.

https://open.spotify.com/episode/2gmRDY4uL8l8Jz5J7bQJ0c?si=49NvPqQwTpSNNDr33ynWjw

ASK JT · Episode

10/07/2025

👋 Have you seen what Justin's been working on behind the scenes?

Over the last few years, we’ve become really good at delighting new clients with practical help, tips and advice. But we’ve realised something important: our existing clients were getting left behind.

That’s why Justin launched AskJT, a way to make high-quality business advice and insight more accessible to everyone, not just those with an accountant on speed dial.

It’s built around the real-life questions and challenges business owners face, from tax changes and AI tools to practical tips for growing and protecting your business.

Here's this week's round-up 👇 — it includes three massive topics that affect almost every small business:

🔸 New apprenticeship funding rules - https://www.askjt.co.uk/podcasts/ask-jt/episodes/2149052998
🔸 A live AI demo solving a real client problem - https://youtu.be/pRV5P8GCY-Q?si=8mDPJ1JnUlLyNIto
🔸 A story about broken customer service (and how to avoid it in your business) - https://www.askjt.co.uk/blog/small-business-customer-service-fix

We’d love your feedback, and we hope it’s useful to you and your team.

If you want to be notified, then just subscribe to my YouTube channel or Podcast, which can be found on Apple and Spotify.

Major changes to apprenticeship funding and structure are coming in 2025 and 2026 — and they could seriously impact how small businesses train and develop their teams. In this episode, Justin breaks down exactly what’s changing, including: The £2,000 employer incentive for foundation...

07/07/2025

If you employ apprentices, then you must get up to speed with the changes happening in January.

Major changes to apprenticeship funding and structure are coming in 2025 and 2026 — and they could seriously impact how small businesses train and develop their teams. In this episode, Justin breaks down exactly what’s changing, including: The £2,000 employer incentive for foundation...

24/06/2025

🎙️ The AskJT Podcast is live!

Justin from OU has just launched a new podcast, and the first episode dropped this morning. In this one, he tackles a question we get asked all the time at OU:

Should landlords use a limited company to buy property?

👉 Listen on Spotify

https://open.spotify.com/episode/5XLAAGyMe1CgbAaTqAmbX9?si=zy-eFPhMQCqJzJRXlSunUQ

ASK JT · Episode

23/04/2025

We’re really pleased to have sponsored the junior kit at Greenside Cricket Club. It means every child receives a free kit this season—and for the next two years. Grassroots sport plays a vital role in every community, and we’re proud to support something that gives so much back.

GCC juniors will be kitted out in their new playing shirts ahead of Sunday’s junior season openers….. huge thanks to Orange Umbrella again for their support and sponsorship 🖤💚