Mangan Financial Planning

16/02/2026

12/02/2026

The £20k ISA Limit Myth

10/02/2026

Tax Year End - Why is it the 5th April each year and what does it mean?

30/01/2026

My business is my pension 💭

A good idea or not?

22/01/2026

With tax year end looming (April 5th), we will be discussing how you can utilise tax allowances to keep more of what you earn and build wealth towards the life your business was meant to fund.

We’ll discuss maximising allowances before tax year end, taking into consideration the latest Budget updates in a jargon free way. We will also explore how this ties in with wider areas such as Retirement Planning, Inheritance Tax Planning, Succession and Aspects of exit strategy planning & Protection Planning.

Limited availability:
https://www.eventbrite.co.uk/e/keep-more-build-more-tickets-1979986510954

Taxation rules can change at any time and are dependent on individual circumstances.

Mangan Financial Planning Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/01/2026

13/01/2026

We’re often asked if Pensions are ‘worth it’

This very basic model gives an insight in to how auto enrolment can work in the long run.

Assumptions:
£1,000 per month over 25 years (age 40-65) comprised of:

4% employer contribution
1% tax relief
3% employee contribution

5% growth each year
Inflation not included.

Pension size after 25 years: £473,242
Cost to the client: £236,621

12/01/2026

Calling all business owners 📣

Ask yourself: “Where do I want by business to be by the end of 2026”

🫵 Define your desired outcomes and plan how you’re going to get there – because clarity is the ultimate competitive advantage. Discover expert tips here: https://www.manganfp.co.uk/article/detail/sjpp/how-business-owners-should-approach-2026.html

Mangan Financial Planning LTD is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 7/1/2026

Martin Brown, CEO of business growth advisory firm Elephants Child, shares his tips for business owners to successfully navigate 2026, especially those considering when and how they will exit their business.

09/01/2026

Tax year end - ’Snow-way’ our clients are missing out!

Although we’re firmly in winter, this week we have been identifying and highlighting opportunities for clients to ensure they use their allowances ahead of the Spring deadline - April 5th 2026.

25/12/2025

Merry Christmas 🎄 🎅🏼

22/12/2025

Measures that matter to SMEs - The Autumn Budget

19/12/2025

This morning Tom had the pleasure of delivering a presentation to 25 local business owners on one core idea: turning your business into long‑term wealth.

So many owners work in the business but never get the chance to step back and build wealth from the business.

He covered practical, tax‑savvy strategies to:

• Extract profit efficiently
• Build personal wealth alongside growth
• Reduce risk and reliance on the business

A brilliant group, great questions, and a reminder that with the right structure, your business can be the engine that funds your future.

10/12/2025

💡 It’s not what you earn, it’s what you keep…

When we talk about income, the headline figure often grabs attention.

But the reality is: as salaries rise, the proportion you actually take home falls.

For example, someone earning £150,000 will pay £58,713.6 in tax and national insurance.

There’s even an effective 60% tax on a proportion of that money.

The good news is, as an employee, there are strategies to retain more of what you earn.

If you own a business, you have far greater flexibility.

👉 The real power isn’t in chasing a bigger payslip—it’s in structuring your finances so more of what you earn stays with you.

Even better if you can turn this in into long-term wealth.