Ed Midgley FPFS, Chartered Financial Planner

Ed Midgley FPFS, Chartered Financial Planner expert financial advice to help individuals and businesses achieve their financial objectives

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23/05/2026

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Furnished holiday let owners have seen their tax bills jump after the preferential tax regime for this type of business ...
12/05/2026

Furnished holiday let owners have seen their tax bills jump after the preferential tax regime for this type of business was scrapped last year.

Furnished holiday let owners have seen their tax bills jump after the preferential tax regime for this type of business was scrapped last year.

If you are unable to work due to a serious illness or injury it can be extremely stressful, particularly if you do not h...
09/05/2026

If you are unable to work due to a serious illness or injury it can be extremely stressful, particularly if you do not have employee sick pay or savings to fall back on.

Read how to prepare for the unexpected here..

If you are unable to work due to a serious illness or injury it can be extremely stressful, particularly if you do not have employee sick pay or savings to fall back on. A protection insurance policy offers peace of mind that you and your family would have financial support during a difficult time.

For years, owning a portfolio of buy-to-let properties was seen as a reliable way to earn steady income and build long-t...
06/05/2026

For years, owning a portfolio of buy-to-let properties was seen as a reliable way to earn steady income and build long-term wealth.

But has the landscape has shifted?

For years, owning a portfolio of buy-to-let properties was seen as a reliable way to earn steady income and build long-term wealth. But the landscape has shifted. Rents continue to climb across much of the UK. However, tax changes and rising costs have made it more difficult for landlords to turn hi...

The decision between salary and dividends is not only about this year’s tax. It also affects your pension, state benefit...
04/05/2026

The decision between salary and dividends is not only about this year’s tax. It also affects your pension, state benefits, borrowing power and long-term financial security. Getting the balance wrong can be expensive.

Read more here…

Now that the self-assessment deadline has passed, many directors are taking the opportunity to review how they extract profits from their companies.

Sponsoring a barrel at Earsdon and Wellfield Community Centre (EWCC) beer festival - what better way to spend a wet bank...
03/05/2026

Sponsoring a barrel at Earsdon and Wellfield Community Centre (EWCC) beer festival - what better way to spend a wet bank holiday Sunday?🍻

If you want to read more about the client experience, you can read more here.
18/04/2026

If you want to read more about the client experience, you can read more here.

Read what clients have written about Edward Midgley of PSG Wealth Management Ltd - One of our Financial Advisers in Whitley Bay

I’m pleased to announce I’m featured for the fourth year in a row in the top-rated financial adviser guide from Vouchefo...
18/04/2026

I’m pleased to announce I’m featured for the fourth year in a row in the top-rated financial adviser guide from Vouchefor. Another year as a 5-star adviser!

A huge thanks to all my clients who have left a review.

In an increasingly volatile world, what do market ups and downs mean for those investing for their retirement?
20/02/2026

In an increasingly volatile world, what do market ups and downs mean for those investing for their retirement?

On the surface, investing for retirement may seem straightforward – the younger you are, the more risk you might be prepared to take with your investment portfolio. For those approaching retirement, derisking their portfolio is likely to be a preferred approach.

Hope you all had a lovely, loved up Valentine’s weekend ❤️ It’s always a nice reminder to think about the people we love...
15/02/2026

Hope you all had a lovely, loved up Valentine’s weekend ❤️

It’s always a nice reminder to think about the people we love most, and how we look after them, not just emotionally but financially too.

If it’s been on your to do list to put plans in place for the future, whether that’s savings, protection, or general financial advice, now’s a great time to start the conversation. A little planning today can make a big difference for the people who matter most.

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11A Front Street
Monkseaton
NE258AN

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