Joanne Easter Financial Planning

17/12/2024

Liam is brilliant. I would definitely recommend

26/09/2024

This graph shows the movement of interest rates from the Bank of England, European Central Bank and the Federal Reserve over almost 40 years. While we expect to see interest rates cuts continue in the short term, we believe they won't go as low as they did in the decade that followed the global financial crisis. Our view is that rates are likely to settle somewhere higher for longer.

24/09/2024

Financially, it’s been a difficult few years for households, across all income brackets. As a result, many families focused down on day-to-day costs, at the expense of longer-term investing and pension saving. Now, the government is widely reported to have its sights on raising certain taxes too, particularly those that protect personal assets and affect our longer-term planning.

Read more in this week's Week Watch 🔗
https://partnership.sjp.co.uk/article/detail/sjpp/weekwatch-23-09-2024.html

WeekWatch - 23/09/2024

20/09/2024

🌟 Friday Motivation 🌟

This weekend, take some time to invest in yourself! Whether it's learning a new skill, reading a book, or diving into personal growth, remember that the path to success is built on continuous learning. 📚💡

19/09/2024

The Real Life Advice Report is St. James's Place's largest survey on how financial advice impacts lives and attitudes. Conducted from May to August 2024, it features real stories and interviews with over 12,000 UK consumers.

18/09/2024

The gender pay gap continues to shrink, with the DWP reporting a drop to 5.5% in 2023. Yet there's still work to do to close the gap entirely.

I'm passionate about helping women take the reins on their financial journeys. Through tailored advice and education, I help equip women with the tools they need to plan for the future, invest wisely, and grow their wealth. Financial equality starts with empowerment!

17/09/2024

As people are living longer and the retirement landscape continues to evolve, it’s important to be able to plan effectively for your retirement years and make the most of your pension opportunities – that’s where a financial adviser can help.

Read how in this week's Week Watch:

WeekWatch 16/09/2024

13/09/2024

FRIDAY MOTIVATION: SET GOALS!

What do running a marathon, writing a novel and losing 10kg have in common? They’re goals we might set ourselves; what’s more, they’re all specific, tangible goals.

Research has consistently found that setting ourselves clear, measurable goals not only boosts our performance but is also linked to psychological benefits such as increased levels of motivation and confidence. Plus, having defined ambitions for what we want to achieve in our lives – whether that’s being able to step back from work by a certain age or travel more – can give us a greater sense of purpose.

Often, these goals in life are inextricably linked to our finances.

Whether you want to change careers, have the freedom to adjust your work-life balance or help your children onto the housing ladder one day, you’ll need to plan and budget.

12/09/2024

Accountants, lawyers and other professional-services specialists need high-quality financial advice, just like their peers in other disciplines. But that advice may need to incorporate an extra dimension, as the financial decisions you make must not be allowed to compromise your professional integrity.

Read more in this week's Week Watch:

WeekWatch - 27/08/2024

10/09/2024

One of the most rewarding parts of my role is being able to help clients during challenging times.

Divorce can be an emotional and overwhelming experience, and I understand how complex it can feel to manage your finances during such a significant life change. I work closely with my clients to help them take control of their financial future—whether that’s through pension planning, investment planning, or Inheritance Tax (IHT) planning.

I take a holistic approach, tailoring my services to fit each person’s unique situation. This can include:

💡 Pension advice: Helping you make informed decisions about your pension options.

💡 Investment planning: Making sure your investments align with your new financial goals and future security.

💡 Inheritance Tax planning: Ensuring your assets are protected and passed on to loved ones in the most tax-efficient way.

If you or someone you know is going through a divorce or facing other life changes that affect your finances, I’m here to support you every step of the way.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

06/09/2024

What does an ideal retirement lifestyle look like and how do you stay on track to achieve this?
CLIENT WEBINAR
📆 Thursday 12 September 2024
⏰ 12.30-13.30

I am pleased to invite your clients/prospects and professional connections to a session that aims to provide them with the knowledge and tools needed to plan for a secure and fulfilling retirement.

Our speakers Claire Trott and Kerry Drysdale FPFS have lots of useful insights to share and will base their discussions around some of the key themes identified from some pre-submitted questions. We hope our audience will gain some practical advice and actionable strategies to help navigate the pathway to a secure retirement.

This session is cost-free, and it's a fantastic way to connect with your clients, prospects and professional connections.
Register now via this link:
https://sjp-co-uk.zoom.us/webinar/register/8417219952017/WN_v_BvSok3R4WDh6zrgHaSDg #/registration

02/09/2024

This week is Zero Waste Week! 🌿

Here are five simple things you can do this week (and beyond!) to contribute to a zero waste lifestyle:

1️⃣ Bring Your Own Bags & Containers: Say no to single-use plastics by carrying reusable bags and containers everywhere you go.
2️⃣ Choose Reusable Water Bottles & Coffee Cups: Ditch the disposable coffe cups and opt for durable, reusable options.
3️⃣ Compost Your Food Scraps: Turn your kitchen waste into nutrient-rich compost for your garden instead of sending it to landfill.
4️⃣ Shop Local & Package-Free: Support local businesses and reduce packaging waste by shopping for loose produce at the supermarket or farmers' markets.
5️⃣ Repair, Don’t Replace: Extend the life of your belongings by fixing things instead of buying new ones.

Every small step counts! 🌱