KMD Financial Planning

09/07/2024

Don’t miss out on your annual tax allowances! Let’s get started…

2024/25 Tax Year Planning. We can help you.



HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Approved by The Openwork Partnership on 26/04/2024.

02/02/2024

Aitana Financial Services is a trading name of Kevin Paul Manktelow, who is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

05/01/2024

2024 kicks off with a number of mortgage lenders reducing their rates, easing the monthly payment shock for many people who are due to remortgage soon.
Are you looking to remortgage now? Talk to us and we can discuss all your options and find the right deal for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 03/01/24.

10/11/2023

Life can be full of surprises. You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if your health takes a turn for th...

26/07/2023

Not sure what type of protection cover you need? We can help you choose the right cover for you providing financial stability.

Approved by The Openwork Partnership on 01/06/2023

24/07/2023

Contact me today for advice on your insurance needs.

Approved by The Openwork Partnership on 11/07/2023.

A little change you can make today can safeguard your biggest investment – your home If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. You’ve made sure that your loved-ones will have financial protection to cover the mortgage you leave ...

02/05/2023

Check out our latest podcast talking about self employed pensions

If you’re self-employed it’s important to have a pension to give you an enjoyable retirement as you don’t have an employer to set it up.

17/03/2023

Read this blog to find out about the winners and losers of Wednesday's budget.

Approved by The Openwork Partnership on 15/03/2023

The Chancellor, Jeremy Hunt, has delivered the next part of his plan: “a Budget for long term and sustainable growth”. Read on to find out who were the winners and losers from the 2023 spring Budget. Winners Over-50s returning to workIn his speech, the Chancellor said that “older people are th...

06/01/2023

Nationwide BS and brokers issue spray foam mortgage warning

With the cost of energy bills soaring many households are looking for ways to reduce their energy bills by insulating their homes with spray foam insulation. This has caused many mortgage holders to have issues when trying to remortgage or release equity from their homes.

This could also cause you issues when you are looking to sell your property as your buyers may not be able to secure a mortgage.

If you are considering making changes to your home discuss these with your current lender and your mortgage adviser to see how this would impact your future plans.
Don’t have a mortgage broker? Get in touch us and we will do our best to support you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

More homeowners are installing spray foam insulation to keep bills down but many could inadvertently end up with unmortgageable properties.

21/12/2022

With over 10 years of record low interest rates, fixed rate mortgages offer borrowers the stability of knowing what the mortgage payment will be for a set period, which helps with budgeting. Because of the way many lenders decide what rates to offer, we’re currently seeing tracker products priced...