17/05/2026
You’ve built up healthy profits in your trading company, and you want to use them to buy property. Smart move. But how do you get the cash across without HMRC taking a massive bite? 🤔
Too many business owners default to strategies that either trigger an immediate personal tax bill or leave their assets completely exposed.
In this video, I break down the 5 main routes corporate directors take to move funds into property—and why some of them are massive traps:
Route 1: Buying inside your trading company. (Risks your trading status, asset protection, and crucial Inheritance Tax reliefs like BPR).
Route 2: Extracting via dividends first. (Triggers immediate personal tax hits up to 39.35% before you even buy a brick).
Route 3: Direct intercompany sibling loans. (Creates balance sheet complexity and severe corporate contagion risk).
Route 4: The Holding Company structure. (Tax-efficient for profit movement, but can cause friction with traditional high-street lenders).
Route 5: Our preferred framework. This keeps your investment profits at the full gross amount, ring-fences your assets from trading risk, and keeps commercial lenders happy.
Stop guessing with your corporate architecture. Let’s map out the exact structure your business needs to grow safely and tax-efficiently.
Click the link in my bio to book a paid strategy consultation.
