Ldn financial limited

Ldn financial limited LDN Financial is a team of expert accountants with 10 years of experience, offering reliable and professional financial services throughout the United Kingdom.
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22/08/2026

Sole Trader or Limited Company in 2026? 🤔

There’s no one-size-fits-all answer. The right structure depends on your profit, expenses, tax position, future plans and how you take money from the business.

💼 Sole Trader — simpler setup and administration, but you are personally responsible for the business.

🏢 Limited Company — a separate legal entity with limited liability and potentially different tax-planning opportunities, but with additional reporting and compliance responsibilities.

Before making the switch, run the numbers. What works for one business may not work for another.

At LDN Financial Limited, we can compare both options based on your circumstances and help you decide which structure makes sense for you in 2026.

📞 020 4619 7660
📧 [email protected]

10/08/2026

🚧 CIS RULES ARE GETTING STRICTER

From April 2026, CIS contractors have increased monthly reporting responsibilities.

Even if you haven’t paid any subcontractors, you can’t simply ignore the reporting period.

You must:
✔ Submit your monthly CIS return
✔ File a NIL return where applicable
OR
✔ Notify HMRC of inactivity for up to 6 months

⚠️ Fail to report? Late filing penalties start at £100 and can increase over time.

Running a construction business? Staying on top of CIS compliance is more important than ever.

📩 Need support with CIS registration, monthly returns or HMRC compliance? Get in touch.

ConstructionBusiness TaxCompliance

02/08/2026

💼 Not every expense is tax deductible.

One of the most common mistakes business owners make is assuming that if they spent the money, they can claim it as a business expense.

The reality is much simpler: to be tax deductible, an expense must be wholly and exclusively for the purposes of your business.

Understanding what you can and can't claim is essential to staying compliant with HMRC and avoiding unnecessary tax, interest, and penalties.

If you're ever unsure, it's always better to ask before you claim.

📩 Get in touch with LDN Financial for professional tax advice and support.

LimitedCompany AccountantUK TaxCompliance BusinessAdvice LDNFinancial

Today marks a significant milestone for LDN Financial Limited.We are proud to announce that we have officially been awar...
30/07/2026

Today marks a significant milestone for LDN Financial Limited.

We are proud to announce that we have officially been awarded our Practising Certificate by the Institute of Financial Accountantss (IFA).

This achievement is the result of years of hard work, dedication, continuous professional development, and an unwavering commitment to providing the highest standard of accounting and tax services to our clients.

Since establishing LDN Financial, we have grown from a small practice into a trusted accountancy firm, opening our first high street office, building an incredible team, and supporting hundreds of individuals and businesses across the UK with specialist accounting, tax, and business advisory services.

Receiving our IFA Practising Certificate is more than just a professional accreditation—it reflects our commitment to maintaining the highest ethical and professional standards while continuing to deliver expert advice that our clients can rely on.

To all of our clients, colleagues, and supporters, thank you for being part of this journey. Your trust has helped us reach this milestone, and we look forward to continuing to grow alongside you.

This is another important chapter in the LDN Financial story—but it is certainly not the last.

The journey continues.

28/07/2026

🚨 31 July is the Payment on Account deadline!

If you're self-employed, a partner in a partnership, or have tax to pay through Self Assessment, you may need to make your second Payment on Account to HMRC by 31 July.

What is a Payment on Account?

A Payment on Account is an advance payment towards your next year's tax bill. HMRC usually asks you to pay 50% of your previous year's tax liability in January and the remaining 50% by 31 July.

Can you reduce your Payment on Account?

Yes. If you expect your income or tax bill to be lower this tax year, you can apply to reduce your Payments on Account. This can improve your cash flow and leave more money in your business.

⚠️ However, if you reduce them too much and your final tax bill is higher than expected, HMRC may charge interest on the shortfall.

How can you keep more money?

The key is planning. A review of your expected income, allowable expenses, tax reliefs and profit projections could mean you don't need to pay more tax in advance than necessary.

At LDN Financial, we help clients:
✅ Review whether their Payments on Account can be reduced.
✅ Forecast their tax liabilities.
✅ Improve cash flow through proper tax planning.
✅ Stay compliant with HMRC deadlines.

📞 020 4619 7660
📧 [email protected]
🌐 www.ldnfinancial.com

SmallBusinessUK Accounting TaxAdvice LDNFinancial

26/07/2026

🇬🇧 A new Prime Minister. New policies. New opportunities?

Andy Burnham has officially become the UK's new Prime Minister, and together with Chancellor John Healey, the new Government has already announced a number of proposals that could affect business owners, employers and taxpayers.

From Business Rates changes, the £2 bus fare cap, VAT on household electricity, housebuilding reforms, and plans to tackle rough sleeping, there is a lot happening that could shape the future of the UK economy.

In this video, we break down the key announcements made so far and explain what they could mean for you and your business.

At LDN Financial, we monitor every major tax, business and economic announcement so you don't have to.

📞 020 4619 7660
📧 [email protected]
🌐 www.ldnfinancial.com

24/07/2026

🚨 Important National Insurance Changes from 6 April 2026

If you're living or working abroad and have been paying voluntary Class 2 National Insurance, this change could significantly increase the cost of protecting your UK State Pension.

From 6 April 2026, most people overseas will no longer qualify for voluntary Class 2 National Insurance contributions. Instead, they may have to pay the more expensive Class 3 contributions, subject to stricter eligibility rules.

If you live abroad or are planning to move overseas, now is the time to review your National Insurance record and understand how these changes could affect your future pension entitlement.

At LDN Financial, we can help you assess your National Insurance position, explain your options, and ensure you remain compliant while protecting your long-term benefits.

📞 020 4619 7660
📧 [email protected]
🌐 www.ldnfinancial.com

SelfEmployed HMRC UKTax LDNFinancial

18/07/2026

💷 Do you think that transferring money from your limited company to your personal bank account means you no longer have to pay Corporation Tax? ❌ Think again!

A UK limited company is a separate legal entity, and Corporation Tax is calculated on the company's profits—not on where the money is held.

In this video, I explain:
✅ The difference between tax avoidance and tax evasion
✅ How Corporation Tax works in the UK
✅ The correct and legal ways to take money out of your company
✅ Common mistakes that could lead to problems with HMRC

📚 Financial education and legal tax planning are essential for building a successful business.

💬 Leave a comment if you have questions about UK taxes, and follow me for more content on accounting, taxation, and business.

TaxAvoidance TaxEvasion Accounting Entrepreneur BusinessUK

17/07/2026

Another Prime Minister. More uncertainty.

Businesses don't need more political drama—they need stability, clarity, and confidence to invest, grow, and plan for the future.

The big question now is: who will be the next Chancellor, and what will their tax and economic policies look like?

What do you think happens next? 👇

14/07/2026

🎨 Did you know? Fine art may qualify for capital allowances in certain circumstances, potentially offering valuable tax relief for businesses.

If artwork is used within a commercial setting and meets the relevant criteria, it could form part of a tax-efficient investment strategy. The rules are complex and depend on the type of artwork, how it's used, and current tax legislation.

Before making any decisions, it's worth seeking professional advice to see whether your investment could qualify.

📩 Get in touch to discuss your situation and explore your options.

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252 High Road Leyton
London
E105PW

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Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm
Saturday 10am - 5pm

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