23/10/2025
…from the Diary of a Tax Advisor…
This is my grandmother. She’s 84. ❤️
Still sharp, still witty, and still reminding me that life should be lived “well, but within age limits, before people think I’ve lost my marbles,” as she says. 😊
As a devoted Christian, she’s always believed in doing things “properly” that “look good in God’s eyes”: her way of teaching us that integrity means doing the right thing even when no one’s watching.
From around my age, she's been “preparing”...
In Moldova, we don’t talk openly about death or Inheritance Tax.
Yet, her generation quietly mastered the art of planning, setting things aside, dropping subtle hints about who gets what, and making sure family traditions are honoured.
When I visited recently, it reminded me how uncomfortable these conversations once felt to me too.
Before moving to the UK, even mentioning Inheritance Tax felt like tempting fate.
But experience has taught me, these conversations aren’t about anticipating the end. They’re about protecting what truly matters, ensuring that wealth, values, and legacy we build over a lifetime are passed on with care to our loved ones not confusion or conflict.
Because Inheritance Tax planning isn’t just about numbers.
It’s an act of love. ❤️
Reducing stress for your loved ones, preventing unnecessary costs, and giving them time to grieve and celebrate a life well lived.
Too young to plan? Take it from my grandmother: 45 wasn’t too early for her and she’s still going strong at 84.
God bless her with many more healthy, happy years. 🙏
If you’re unsure where to begin, feel free to contact me to start the conversation. Because tax planning shouldn’t be a burden for you or those you will leave behind one day.