Finura

31/01/2025

Commodities have experienced significant volatility over the past several years, driven by the COVID-19 pandemic, supply chain disruptions, and geopolitical tensions.

In this graphic, Visual Capitalist rank 11 key by their annual performance since 2019. https://buff.ly/4hxczy1

Coffee, iron ore, and gold have been among the best performing key commodities in the period of 2019 to 2024.

28/01/2025

Prediction Consensus: What the Experts See Coming in 2025

In this infographic from Visual Capitalist, experts summarise the most common predictions and forecasts into a single visual of what they expect to happen in 2025.

What do experts think will happen in 2025? This bingo card compiles the top predictions for 2025 from our database of 800+ forecasts.

16/01/2025

Podcast: What’s in store for 2025?
In the latest Investor download, Johanna Kyrklund, Nils Rode and George Brown from Schroders, discuss the themes investors should keep an eye on 2025.
https://buff.ly/4hhx7u7

In the latest Investor download, Johanna Kyrklund, Nils Rode and George Brown from Schroder Investment Solutions, discuss the themes investors should keep an eye on 2025.

10/01/2025

Inheritance Tax (IHT) Planning: Are You Prepared? 💡

With the nil rate band frozen at £325,000 until 2029/30, effective planning is more important than ever.

Here are some ways to reduce your inheritance tax liability:

🔹 Maximise IHT Exemptions:
- Annual Exemption: Gift £3,000 each year tax-free (use last year's allowance if unused)
- Small Gifts Exemption: Give up to £250 to any number of individuals
- Normal Expenditure Out of Income: Make gifts from surplus income without impacting your lifestyle

🔹 Lifetime Planning:
- Make outright gifts - potentially exempt transfers (PETs) are free of IHT if you survive seven years
- Use trusts to retain control over assets while optimizing IHT savings

Regularly using these strategies as part of your wider financial plan, can lead to significant tax savings.

Learn more 👉 https://buff.ly/406Sw2d

With the nil rate band frozen at £325,000, are you taking advantage of the inheritance tax planning options available to you?

05/12/2024

Six Ways To Use Your Money For Good - There are multiple ways to make a positive social impact with your money. Here are six of the most common methods that you may wish to consider to make a difference. Read more below. 👇
https://buff.ly/3Be7nj5

ShareLinkedInXFacebookEmailThere are multiple ways to make a positive social impact with your money. Here are six of the most common that you may wish to consider, that your Finura financial planner can help you to implement. CHARITABLE FOUNDATIONS Trusts and foundations are usually created via a si...

05/11/2024

Why it’s important to stay calm after the Budget announcement.
You may be worried about how the Chancellor's new Budget might affect your finances. In this article from Schroders, learn why it’s important to stay calm after Budget announcements.
https://buff.ly/3NVHF5w

You may be worried about how the Chancellor's new Budget might affect your finances. Learn why it’s important to stay calm after Budget announcements.

05/09/2024

Podcast: Re-imagining retirement - shifting mindsets and managing risks
In the latest Investor download, Rob Starkey, Portfolio Manager at Schroders , discusses simple, effective management in investing, highlighting and the bucket approach for .
https://buff.ly/3ZerzuK

In the latest Investor download, Rob Starkey, Portfolio Manager, Schroder Investment Solutions, discusses simple, effective risk management in retirement investing, highlighting annuities and the bucket approach for stability.

03/09/2024

The data which can help you keep a cool investing head in a crisis.
Following the turbulence in markets in early August, Schroders revisit four bite-sized pieces of research showing investors are best served not making decisions in the heat of the moment. Read more below.
https://buff.ly/3XsMdG7
Markets Planning

Four bite-sized pieces of research showing investors are best served not making decisions in the heat of the moment.

27/08/2024

Starting university can be a challenging transition, but with a few lifestyle changes and careful planning, it can be a much smoother and enjoyable experience. Here we cover 5 tips for parents with children heading to university including:

📊 Prompting them to create a budget
🏚 Living within their means
👨‍💼 👩‍💼 Helping them find a part-time job

https://www.finura.co.uk/news/5-tips-for-parents-with-children-heading-to-university/

08/08/2024

Moving back to the UK after living overseas can mark an exciting turning point, but it can also be a complicated process. In this article, Finura Chartered Financial Planner, Tom Buss, raises awareness of the things you should be thinking about to ensure your move back goes smoothly, including:

1️⃣ Understanding your tax residency ✈
2️⃣ Reviewing your overseas pensions 💸
3️⃣ Making informed decisions about what to do with your overseas property 🏘

Read the full article by Tom to learn how you can avoid the financial pitfalls of moving back to the UK. ⬇

https://www.finura.co.uk/news/expats-returning-to-the-uk-avoid-financial-pitfalls-with-these-10-tips/

07/08/2024

An attempted assassination, a sitting president ending his re-election bid and nominating his VP as his preferred successor: it's been a wild two weeks in US politics. What does it all mean for the race for White House, the and ? Watch now to find out.
https://buff.ly/46CO1PH

ShareLinkedInTwitterFacebookEmailAn attempted assassination, a sitting president ending his re-election bid and nominating his VP as his preferred successor: it’s been a wild two weeks in US politics. What does it all mean for the race for White House, the economy and markets? Watch now to find ou...

06/08/2024

What do UK interest rate changes mean for you?
After almost exactly a year sitting at 5.25%, the Bank of England has finally acted and cut interest rates - this is what it all means for and
https://buff.ly/3WT6vIL

Source: Times Money Mentor

Free to read. We explain what UK interest rate changes mean for your money following the Bank of England's latest announcement