Williams & Associates Financial Advisers

28/02/2022

Thinking of increasing your monthly pension contributions?

Here's what a little extra in your pension every day could look like when you get to retirement.

Have any questions? Don't hesitate to ask.

Williams & Associates Financial Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

25/02/2022

What's your money personality? Focus on "the human side of money"—your behaviours, motivations, and emotions—to guide your financial planning:

https://www.realsimple.com/work-life/money/money-personality

Focus on "the human side of money"-your behaviors, motivations, and emotions-to determine your money personality and use that to guide your financial planning.

24/02/2022

A host of changes that affect your finances take effect in April, which mean that some planning may be needed especially when finances are stretched by the Covid crisis.

https://www.bbc.co.uk/news/business-56576295

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Lots of changes to household bills, tax and other elements of finances take place in the course of a week.

23/02/2022

Easy payment schemes such as Klarna make accruing debt from online shopping seem like a form of self-care. Here, Kitty Drake from The Guardian looks at why “buy now, pay later” services aren’t quite as good as they seem:
https://www.theguardian.com/commentisfree/2021/may/12/buy-now-pay-later-new-generation-debtors

Easy payment schemes such as Klarna make accruing debt from online shopping seem like a form of self-care, says London-based writer Kitty Drake

22/02/2022

The government provides a small pension to eligible people for later life. However, at its current levels, is the UK State Pension enough to retire on? Or is it more of a top-up to your other income in retirement? Let’s take a look:

https://www.fool.co.uk/mywallethero/your-money/learn/is-the-uk-state-pension-enough-to-retire-on/

If you are retirement planning, you'll want to know whether the UK State Pension is going to be enough to live on. We take a look.

21/02/2022

Investing money in your grandchild’s future from an early age, rather than gifting it to them once you’re gone, could save you – and them – a whole lot in taxes.

18/02/2022

The long-term effects of compounding mean that the earlier in life you start to make monthly pension contributions, the more you stand to benefit in retirement

17/02/2022

Tax is dull, unquestionably so. Most of us would rather clear out the loft or scrub the bathroom than settle down to an afternoon reviewing our tax situation. But It’s important to keep an eye on your tax position to ensure you’re neither overpaying nor underpaying tax:
https://partnership.sjp.co.uk/article/detail/sjpp/the_importance_of_an_annual_tax_review%20%20%20.html

Have any questions? Don't hesitate to ask

Taxation rules can change at any time and are dependent on individual circumstances.

Williams & Associates Financial Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

The importance of an annual tax review

16/02/2022

Almost half the UK population – wrongly – thinks the NHS will fund their care if they need it. But in fact, most people have to pay for their care in older age. Here’s what you need to consider:

https://partnership.sjp.co.uk/article/detail/sjpp/paying_for_long-term_care_what_are_your_options.html

Have any questions? Don't hesitate to ask

Williams & Associates Financial Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

Paying for long-term care: what are your options?

15/02/2022

Three high-performing businesses on the road to sustainability. Microsoft, Nike and Volkswagen AG are all living proof that responsible investing doesn’t mean sacrificing shareholder returns:

https://partnership.sjp.co.uk/article/detail/sjpp/three-high-performing-businesses-on-the-road-to-sustainability.html

Have any questions? Don't hesitate to ask

Williams & Associates Financial Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

Three high-performing businesses on the road to sustainability

14/02/2022

The tax jargon buster. From CGT to IHT, our simple guide will help you understand the most common tax terms:

https://partnership.sjp.co.uk/article/detail/sjpp/the_tax_jargon_buster.html

Have any questions? Don't hesitate to ask

Williams & Associates Financial Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

The tax jargon buster

11/02/2022

You may have seen us collaborating with The Mail on Sunday regarding the opportunities open to you as you approach retirement. It is never too early to start thinking about the life you want to lead when you have more time.

We can help you figure out what is important to you and how to achieve your retirement goals.
Speak to the experts and contact us now to book a no obligation chat.

https://www.williamsandassociatesfa.co.uk/

Williams & Associates Financial Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).