2nd City Finance

2nd City Finance Company Number 13055699. Registered Address Advantage House, Stowe Court, Stowe Street, Lichfield, WS13 6AQ

๐ŸŸ  Here to help with your mortgage needs:

๐Ÿก First Time Buyers
๐Ÿ’ท Remortgages
๐Ÿข Buy To Let
๐Ÿ”’ Insurance & Protection

Coupled with 8 years as a Director of a local estate agents, we can help you manage the whole mortgage process ๐Ÿก YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

2nd City Financ

e Limited is an Appointed Representative of Quilter Financial Services Limited which are authorised and regulated by the Financial Conduct Authority.

2nd City Finance Limited is registered in England and Wales.

The 2nd City team had a fantastic Christmas party last night! ๐ŸŽ„๐ŸŽ…โ˜ƒ๏ธโ„๏ธ
06/12/2025

The 2nd City team had a fantastic Christmas party last night! ๐ŸŽ„๐ŸŽ…โ˜ƒ๏ธโ„๏ธ

Your day job takes up a lot of time, more than most, as well as being exhausted when you get home, the last thing you'll...
12/02/2024

Your day job takes up a lot of time, more than most, as well as being exhausted when you get home, the last thing you'll want to do is sort your mortgage and a load of paperwork ๐Ÿ˜ฉ

That's OK, that's where we come in! We'll handle all of the paperwork, chasing and organising on your behalf ๐Ÿ™Œ๐Ÿผ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

A gap between contracts doesn't mean the end of the journey โŒLenders will take into consideration your current contract,...
05/02/2024

A gap between contracts doesn't mean the end of the journey โŒ

Lenders will take into consideration your current contract, as well as any payslips or potentially a P60

They'll be used to seeing varying patterns when it comes to contracts, as they're specialists, just like us

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Exciting update! The Bank of England base rate remains unchanged! ๐ŸฅณHolding steady at 5.25%, this marks the fourth consec...
01/02/2024

Exciting update! The Bank of England base rate remains unchanged! ๐Ÿฅณ

Holding steady at 5.25%, this marks the fourth consecutive hold, the first being in September ๐Ÿคฏ

Positive shifts in the market are evident, with many lenders even lowering their rates! ๐Ÿ˜ฎ

Stay informed by following our page, and if you have any questions about how this might impact your mortgage, feel free to reach out ๐Ÿ“ฑ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

If your partner holds a stable, high-income position on a permanent contract, you might have the option to solely rely o...
22/01/2024

If your partner holds a stable, high-income position on a permanent contract, you might have the option to solely rely on their earnings to secure the mortgage for the property purchase.

In such cases, you can access a broader range of mainstream lenders without the constraints that typically necessitate a specialist lender.

However, if both your incomes need to be considered in the mortgage calculation, the requirement for a specialist lender remains applicable. ๐Ÿ 

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

By choosing a Locum Doctor Mortgage Specialist like us you're choosing a broker who is familiar with the nature of your ...
15/01/2024

By choosing a Locum Doctor Mortgage Specialist like us you're choosing a broker who is familiar with the nature of your work, knows how to best put forward your application, and knows how to negotiate with the right lender's on your behalf ๐Ÿ™Œ๐Ÿผ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Your day job sometimes runs into the nighttime, and when you finally get home, sorting your life admin is the last thing...
08/01/2024

Your day job sometimes runs into the nighttime, and when you finally get home, sorting your life admin is the last thing you want to do ๐Ÿ˜ซ

Let us take something of your hands, let us sort your mortgage for you ๐Ÿ™Œ๐Ÿผ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

In some cases a higher deposit will work in your favour when looking for a mortgage, however there are specialist deals ...
03/01/2024

In some cases a higher deposit will work in your favour when looking for a mortgage, however there are specialist deals available for those with a 5% deposit ๐Ÿ˜ฏ

So if you've been saving for a while, you could be ready to take your first steps towards owning your home ๐Ÿก

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Being between contracts, or having gaps between employment contract's doesn't need to be a barrier to getting a mortgage...
28/12/2023

Being between contracts, or having gaps between employment contract's doesn't need to be a barrier to getting a mortgage ๐Ÿก

We have access to lenders who will take into consideration your contracts over time, as well as future contracts.

Speak to one of our experts today ๐Ÿ“ฑ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

The documentation needed for Locum Doctors mirrors what is required for a mortgage application from a self-employed borr...
18/12/2023

The documentation needed for Locum Doctors mirrors what is required for a mortgage application from a self-employed borrower.

Typically, you'll be asked for documents that verify your home address, income, credit history, outgoings, and deposit. ๐Ÿ˜ฏ

You may also be required for employment contracts, current or future, to support your application.

We'll talk you through anything you may need so that you can have it prepared ahead of your application ๐Ÿ™Œ๐Ÿผ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Being a locum normally means work is contracted, whether that be for a set amount of time or on a zero-hour basis, or on...
11/12/2023

Being a locum normally means work is contracted, whether that be for a set amount of time or on a zero-hour basis, or on-call basis.

Whilst this can be a hurdle, especially when approaching high street lenders, it's not a hurdle that can't be cleared โŒ

By choosing us as your broker, you'll benefit from access to specialist lenders and deals who consider different types of employment, therefore bringing you one step closer to your mortgage!

Speak to us today ๐Ÿ“ฑ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

We want 2024 to be the year you go from renter to homeowner ๐ŸฅณWhether you're worried about how your contract or your pay ...
04/12/2023

We want 2024 to be the year you go from renter to homeowner ๐Ÿฅณ

Whether you're worried about how your contract or your pay may impact your mortgage prospects, we have access to specialist lenders who could help you make a house your own ๐Ÿก

Book your appointment with us today either call us or DM us ๐Ÿ“ฑ

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Address

Advantage House, Stowe Court, Stowe Street
Lichfield
WS136AQ

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