2nd City Finance

Home
United Kingdom
Lichfield
2nd City Finance

Company Number 13055699. Registered Address Advantage House, Stowe Court, Stowe Street, Lichfield, WS13 6AQ

🟠 Here to help with your mortgage needs:

🏡 First Time Buyers
💷 Remortgages
🏢 Buy To Let
🔒 Insurance & Protection

Coupled with 8 years as a Director of a local estate agents, we can help you manage the whole mortgage process 🏡 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

2nd City Financ

e Limited is an Appointed Representative of Quilter Financial Services Limited which are authorised and regulated by the Financial Conduct Authority.

2nd City Finance Limited is registered in England and Wales.

06/12/2025

The 2nd City team had a fantastic Christmas party last night! 🎄🎅☃️❄️

12/02/2024

Your day job takes up a lot of time, more than most, as well as being exhausted when you get home, the last thing you'll want to do is sort your mortgage and a load of paperwork 😩

That's OK, that's where we come in! We'll handle all of the paperwork, chasing and organising on your behalf 🙌🏼

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

05/02/2024

A gap between contracts doesn't mean the end of the journey ❌

Lenders will take into consideration your current contract, as well as any payslips or potentially a P60

They'll be used to seeing varying patterns when it comes to contracts, as they're specialists, just like us

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

01/02/2024

Exciting update! The Bank of England base rate remains unchanged! 🥳

Holding steady at 5.25%, this marks the fourth consecutive hold, the first being in September 🤯

Positive shifts in the market are evident, with many lenders even lowering their rates! 😮

Stay informed by following our page, and if you have any questions about how this might impact your mortgage, feel free to reach out 📱

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

22/01/2024

If your partner holds a stable, high-income position on a permanent contract, you might have the option to solely rely on their earnings to secure the mortgage for the property purchase.

In such cases, you can access a broader range of mainstream lenders without the constraints that typically necessitate a specialist lender.

However, if both your incomes need to be considered in the mortgage calculation, the requirement for a specialist lender remains applicable. 🏠

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

15/01/2024

By choosing a Locum Doctor Mortgage Specialist like us you're choosing a broker who is familiar with the nature of your work, knows how to best put forward your application, and knows how to negotiate with the right lender's on your behalf 🙌🏼

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

08/01/2024

Your day job sometimes runs into the nighttime, and when you finally get home, sorting your life admin is the last thing you want to do 😫

Let us take something of your hands, let us sort your mortgage for you 🙌🏼

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

03/01/2024

In some cases a higher deposit will work in your favour when looking for a mortgage, however there are specialist deals available for those with a 5% deposit 😯

So if you've been saving for a while, you could be ready to take your first steps towards owning your home 🏡

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

28/12/2023

Being between contracts, or having gaps between employment contract's doesn't need to be a barrier to getting a mortgage 🏡

We have access to lenders who will take into consideration your contracts over time, as well as future contracts.

Speak to one of our experts today 📱

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

18/12/2023

The documentation needed for Locum Doctors mirrors what is required for a mortgage application from a self-employed borrower.

Typically, you'll be asked for documents that verify your home address, income, credit history, outgoings, and deposit. 😯

You may also be required for employment contracts, current or future, to support your application.

We'll talk you through anything you may need so that you can have it prepared ahead of your application 🙌🏼

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

11/12/2023

Being a locum normally means work is contracted, whether that be for a set amount of time or on a zero-hour basis, or on-call basis.

Whilst this can be a hurdle, especially when approaching high street lenders, it's not a hurdle that can't be cleared ❌

By choosing us as your broker, you'll benefit from access to specialist lenders and deals who consider different types of employment, therefore bringing you one step closer to your mortgage!

Speak to us today 📱

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

04/12/2023

We want 2024 to be the year you go from renter to homeowner 🥳

Whether you're worried about how your contract or your pay may impact your mortgage prospects, we have access to specialist lenders who could help you make a house your own 🏡

Book your appointment with us today either call us or DM us 📱

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Address

Advantage House, Stowe Court, Stowe Street
Lichfield
WS136AQ

Website

https://2ndcityfinance.co.uk/

Alerts

Be the first to know and let us send you an email when 2nd City Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to 2nd City Finance:

Shortcuts

Want your business to be the top-listed Accountant in Lichfield?