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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Mortgage Capacity Assessments

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Mortgage Capacity Assessments

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Dedicated to providing individuals and Family Lawyers with details of mortgage borrowing for Divorce Available individually or jointly.

We are Mortgage Capacity Specialists, producing reports for individuals going through divorce. Based on an individual's personal and financial information we can accurately calculate the following details:

~ maximum borrowing
~ affordable borrowing
~ lending criteria relevant to circumstances
~ examples of costs
~ plus much more...

We provide different assessments for each legal stage of a financial separation, at cost-effective prices. Each report is designed by a qualified Mortgage Capacity Expert in conjunction with a Barrister. Our mortgage capacity reports:

Indicative report - for use at the first hearing. Provides brief indicative material outlining borrowing capabilities. Available instantly when the information is submitted on our website. FDR report - for use at the financial dispute resolution hearing. Produced manually by a highly qualified expert. Final report - for any updates required for the final hearing in a financial separation. No MCA - for if your clients' circumstances mean that they are in no position to secure mortgage lending. If you would like to know more about our services then please visit our website – www.mortgagecapactyassessments.co.uk or contact us on 0800 6342 111.

20/10/2026

🏠 Does spousal maintenance affect how much you can borrow after divorce?

Whether you're receiving maintenance or making payments, it could have an impact on your mortgage affordability.

Understanding how lenders assess maintenance arrangements can help provide greater clarity when making important housing decisions following separation.

Our latest blog explores what lenders may consider and why every situation can look slightly different.

📖 Read our blog here: https://bit.ly/3WlrVA9

08/10/2026

📉 How does bad credit affect mortgage capacity after divorce?

Separation can put pressure on finances, and concerns about credit history are common.

The good news is that a credit issue doesn't always mean getting a mortgage is impossible. However, it may affect the options available and how lenders assess affordability.

Our latest blog explains what lenders look for and how credit history can influence mortgage capacity after divorce.

📖 Read the blog here: https://bit.ly/4ASSlsP

22/09/2026

Thank you for your lovely feedback 🧡

28/08/2026

Wishing you all a lovely August bank holiday weekend! 🌞

Our offices will be closed from 5.30pm today and will re-open on Tuesday 1st September at 9am.

30/07/2026

🏡 Can you get a mortgage before your divorce is finalised?

The short answer is yes... but there are important factors that could affect your options.

Understanding your mortgage capacity early can help you make informed decisions, negotiate a fair financial settlement, and plan your next steps with confidence.

Read our latest blog to find out what you need to know before making your move.

👉 https://bit.ly/4vk7qzW

20/07/2026

Can you stay in the family home after divorce? 🏡

If you’re separating and thinking about staying in the family home, the key question isn’t just what you want to happen.

It’s whether it’s financially possible.

In many cases, staying is an option. But it depends on whether you can realistically afford the mortgage on your own, both now and in the future.

Our latest blog explores what lenders consider and how a mortgage capacity assessment can help you understand your position.

👉 Read more: https://bit.ly/4wCFhFj

17/07/2026

A fantastic afternoon for a fantastic cause 🧡🎳

Our SFS team came together for our annual Charity Bowls Event, raising an amazing £900 for Helping Hands Community Project!

10/07/2026

Going through a divorce and wondering what mortgage you can afford? 💰

Your borrowing power may look very different after separation, but understanding your options early can help you plan your next steps with confidence.

In our latest blog, we explain the key factors lenders consider, the challenges you may face, and how a mortgage capacity assessment can provide clarity during the divorce process.

👉 Read more: https://bit.ly/4yccpVW

22/05/2026

Happy bank holiday weekend everyone... again! 😆

Please note our office will be closed from 5:30pm today and will reopen on Tuesday 26th May at 9:00am.

We hope you enjoy the long weekend and make the most of the sunshine ☀️

01/05/2026

Wishing you all a relaxing May bank holiday weekend 🌻 😎

Address

23a Cross Street
Leamington
CV324PX

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Telephone

+448450179578

Website

http://www.mortgagecapacityassessment.co.uk/

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