Roisin Fulton: Financial Adviser at McPherson Wealth Ltd.

19/08/2026

Whilst a lot of my clients seek advice in relation to taking their pension benefits, I also help clients with other financial goals including pension consolidation and lump sum investment advice. I have recently received the feedback below from a client who needed holistic financial advice.

Here are some of the many reasons that client's seek financial advice:

1. You lack financial expertise
2. Your finances have become increasingly complex
3. You don’t have enough time to manage your finances
4. You wish to improve your investment plan
5. You want assistance with investment portfolio diversification
6. You wish to build a retirement plan
7. You want to set smart financial goals
8. You want to avoid unnecessary taxes
9. You’re looking to plan for financial emergencies

Could seeking financial advice be helping you to build a stronger financial future?

18/08/2026

Women generally play a vital role in managing household finances, from budgeting and paying bills to keeping day-to-day spending on track. Yet when it comes to longer-term financial decisions such as investing, retirement planning and estate planning, many may be less likely than men to take the lead. With more women building successful careers and set to benefit from significant wealth transfers over the coming years, their financial influence is growing rapidly. However, confidence hasn't always kept pace with opportunity.

Taking control of your long-term financial future can help ensure your money works as hard as you do. Whether you're planning for retirement, protecting your family or growing your wealth, having a clear strategy can make all the difference. If you're ready to take the lead on your financial future, let's talk it through together

18/08/2026

Helping clients understand their pension and achieve their required outcomes is definitely the best part of the job for me!

Always grateful for my clients to take the time to leave me positive feedback.

02/07/2026

A local run for a great cause!

🧡 Maggie’s 5k & 10k Chase is Back – Bigger and Better Than Ever! 🧡

We're thrilled that our incredible supporters, Robert and Alistair, are bringing back the Maggie's 5k & 10k Chase on Sunday 20th September – and this year promises to be the best one yet!

Whether you're a seasoned runner or looking for a fun challenge, join us for a scenic 5km or 10km route, starting and finishing at Maggie's Forth Valley. Every step you take will help raise vital funds to support people with cancer and those who love them.

We kindly ask all participants to aim to raise £100 in sponsorship, helping Maggie's Forth Valley continue to provide free practical, emotional and psychological support to those impacted by cancer.

Gather your friends, lace up your trainers, and be part of something truly special this September 🧡

🏃‍♀️ Sign up today: https://www.entrycentral.com/MaggiesChase5K10K?fbclid=IwY2xjawSzB6tleHRuA2FlbQIxMABicmlkETA4NE1FM0RhREVTRThEZXBpc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHhOzQxIhJ_XfAluwnTS6VAcjyDB72x2MTdjS6esa4JaMurqxuyNTN6351Wgh_aem_acVJbuN-EQvGK0_neJgUPQ

NHS Forth Valley

04/06/2026

You may have heard people say that risk and reward go together. In investing, that usually means investments with the potential for higher returns often come with a greater chance of ups and downs along the way.

A simple way to think about it:

Lower risk options tend to be more stable, but returns may be more modest.

Higher risk options have more potential for growth, but returns can fluctuate more.

Your balance depends on your circumstances, your timeframe and how comfortable you feel with those movements.

Time can also play a role. A longer timeframe could give more room for short term rises and falls to even out, although nothing is guaranteed. It's important to remember that the value of investments can go down as well as up and you may get back less than you invested.

A financial adviser can help you explore the level of risk you feel comfortable with, how that might translate into an investment approach and how it could align with your aims. If you'd find it helpful to talk things through, we're here when you're ready. www.mandg.com/wealth/advice

02/06/2026

With the summer holidays approaching, you may have the chance to slow down, spend time with loved ones and reflect on what really matters. Those quieter moments can highlight just how much everyday life depends on your ability to work.

For many of us, our income supports the life we enjoy. The home we live in, the holidays we look forward to and the everyday comforts we rely on. If illness or injury meant you could not work for a while, it's natural to wonder how things would look financially.

Income protection aims to provide financial support if life takes an unexpected turn, offering reassurance at a time when stability matters most.

If you'd like to understand how it works and whether it could be right for you, get in touch.

28/05/2026

Buying local products while supporting a great charity in beautiful surroundings …..it’s a win win!!

21/05/2026

Financial wellbeing looks different for everyone. It’s not just about how much money you have, but how comfortable you feel managing it day to day and making decisions that fit your life.

Often, it starts with small steps. Getting organised, understanding what you have and what you owe, and having space to ask questions without jargon can help bring clarity. Turning uncertainty into a clearer picture can make everyday decisions feel more manageable.

That sense of financial wellbeing can also evolve over time. As your goals and circumstances change, checking in on how you feel about your plans can help ensure your approach still feels right for you, not just on paper, but in practice.

If you’d value a supportive, non judgmental space to talk things through, we’re here to help you make sense of your situation and feel more confident about any steps you may take.

16/05/2026

👉Have you a plan in place to ensure you’re not in that 33% of people with ‘retirement regrets’ ?

⏰ It’s never too early to get your ducks 🦆 in a row!

Retirees reveal what they wish they'd done differently - from not saving enough to retiring too early

12/05/2026

What is stopping you from taking the next step to getting a clear plan for your retirement?

👉 Are you feeling too uncertain about what your goals are?
👉Are you feeling overwhelmed and out of your depth with pension jargon and statements which mean very little to you?
👉Are you unsure of where to seek help?

Having a financial adviser can give you the support and certainty you need to create a clear and coherent plan!

Taking control of your finances doesn’t mean having everything figured out. For many people, it can begin with understanding where you are today and what matters most to you, whether that’s day to day comfort, future plans or simply feeling more confident about your choices.

Small steps could make a big difference over time. Getting organised, exploring your options or taking a moment to think about longer term goals could help you feel clearer and more in control, even if you’re not sure what the next step should be yet.

Having the right support can help too. Talking things through, whether it’s questions, ideas or uncertainties, can turn something that feels overwhelming into a clearer picture and a more manageable plan.

If you’d like help making sense of the bigger picture, a financial adviser can support you in understanding your options and taking your next steps with more confidence. We’re here to chat whenever you’re ready www.mandg.com/wealth/advice