Caroline Russell - Quilter Financial Advisers

06/03/2025

Time's running out to take advantage of one of the major ways to boost your state pension, with the 5 April 2025 deadline looming. But there are ways you can boost both your state pension and your personal one. These options include adding to your national insurance (NI) record, deferring when you take your state pension or making voluntary payments. Have a read of this helpful feature from The Times to help you make the most of your pensions.

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If you're worried about living comfortably in retirement, there are ways you can boost both your state pension and your personal one

15/01/2025

Are you thinking about increasing your pension contributions, but not sure how to do it? Recent data shows that nearly three in ten do not know the process to increase their pension contributions and a quarter are unsure. Have a read of this article from The Mirror for valuable tips on how you can increase your pension pot.

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Nearly three in 10 do not know the process to increase their pension contributions and a quarter are unsure, according to the Pensions and Lifetime Savings Association

08/01/2025

Thinking about life insurance? Life insurance is designed to provide financial support for your loved ones in the event of your death, which can help with anything from funeral costs to living expenses. This article takes a look at how life insurance works, and who’s likely to need it.

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Life insurance is designed to provide financial support for your loved ones in the event of your death, which can help with anything from funeral costs to living expenses. If you have a partner, children or any relatives who depend on you financially, life insurance could prove invaluable if you’r...

18/12/2024

An investment account is for life, children, not just for Christmas. This Christmas, give the gift of financial security to your children by investing wisely. Have a read of this article from Money Week and discover the benefits of starting an investment portfolio for your little ones.

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Raising a child is an expensive business. The first 18 years of a child’s life costs couples £166,000. Starting to save early can make a huge difference

27/11/2024

Are you on track with your retirement timeline? A third of adults across all age groups anticipate retiring between ages 66 and 70, new research reveals. In this article, use the pension calculator to check when you could afford to stop work.

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When can you afford to retire and how much do you need to get the lifestyle you want? Check our pension calculator here...

29/10/2024

A ‘lost’ pension pot is defined by the PPI as one that is managed by a pension provider that is unable to contact the owner.

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Data published by the Pensions Policy Institute (PPI) revealed that the total value of ‘lost’ pension pots has increased by £4.5bn.

03/10/2024

Chancellor Rachel Reeves will set out her first Budget at the end of this month. Speculation has abounded about changes to pension tax relief and tax-free cash and there has also been suggestion that there could be some changes made for savers. Here is what could possibly happen, according to experts in this article from i News.

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The Chancellor has warned of 'tough decisions' to be made in the Budget - we reveal how savers could be affected

24/09/2024

Labour will deliver its first Budget in over 14 years next month. But what exactly is the Budget, what time is it announced and what could it mean for your finances? Check out this article for insights.

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Labour will deliver its first Budget in over 14 years next month and Keir Starmer has warned it will be “painful”. For those too embarrassed to ask: what is the Budget and what time is it announced?

23/09/2024

Based on data from the Financial Conduct Authority (FCA), Barclays estimates that approximately 13 million UK adults are holding onto £430 billion in cash savings that could potentially be invested. Discover what contributes to this trend.

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Capital at risk.

With as much as £430 billion sitting in cash accounts that could potentially be invested, here are some suggestions on how to get started.

10/09/2024

In this article Which? Money explains how the state pension is calculated and five things that you should be aware of to receive the full state pension.

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Almost half of those receiving the new state pension didn't get the full amount last year

04/09/2024

Research suggests that pensioners should have an emergency fund of up to three years worth of essential spending, compared to the recommended 3-6 months for workers.

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Retired people are advised to keep far more cash on hand than the three to six months of wages that workers are typically told to put aside for a rainy day.

03/09/2024

The average UK worker has £28,000 in unclaimed pension pots. Speak to me if you think you need help tracking down part of your pension.

You can get in touch via my adviser profile: https://www.quilter.com/financial-advice/adviser-directory/caroline-russell/

*Pension Tracing services are not regulated by the Financial Conduct Authority

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