Kimberley Lake - Financial Consultant

01/10/2024

There are lenders now offering new eco home initiatives ⚡️🔋☀️♨️

What does this mean? 🤷🏼‍♀️

When coming to purchase or remortgage your property, if you have one of the below products 👇🏼👇🏼 there are lenders that will give you upto £2000 cash back!! 😮💷

Just for having these installed in your home 🏡

Money that can be used to ease the financial stress of moving, legal fees or whatever you chose to use it for 💭🤔

25/09/2024

Mortgage offered to client 🧾 24/09/2024
Rate reduced 📉 25/09/2024
Switched product in under 5 minutes ⏱️ 25/09/2024
New offer produced 😁 25/09/2024

🥳 Total savings for client £1987.40 🥳

Nearly £2000 saved on their mortgage in under 24 hours of original offer being issued 🎉🎉

02/08/2024

Bank of England have lowered the base rate to 5%! 🥳👏

This has come after SEVEN consecutive holds at 5.25%...

We've seen lenders consistently reducing their rates minimally over the last few weeks,
So this is a very positive sign for the housing market 🤩

What does this mean for mortgages?

💠If you have a base rate tracker mortgage, you may notice a reduction in your repayments in the coming weeks...

⬇️We could see lenders drop their rate reductions further

🗯️ For anyone on a fixed rate, if your not far away from your deal coming to end, your next rate shouldn’t be as daunting as it could have been

For anyone with cases going through with me at the moment, I will be keeping an eye out on those reduction emails for you 😃

21/07/2024

THE GREAT MORTGAGE GAMBLE: IS NOW THE RIGHT TIME TO BUY A HOME — OR SHOULD YOU WAIT FOR A RATE REDUCTION?

“The financial markets are mixed. Some analysts forecast an August rate cut while others are still looking to November,” Beveridge explains. This continued uncertainty could mean wannabe buyers stalling for longer.

25/01/2024

Intersting read

The bank's small increase comes as other major lenders are cutting rates amid fierce competition.

22/11/2023

Help us spread joy and win £100 💸 this Christmas! Like ❤️, share 🔁, leave a comment -'WIN100' & follow our page for a chance to win some 💰holiday cash. Winner picked by 15/12. Good luck & happy sharing! 🎄😊

06/11/2023

The Bank of England has decided to hold the base rate at 5.25%

30/10/2023

Zurich have launched a Pregnancy and Early Childhood Cover, for people expanding their families.

There are 5 core aspects:
1) Birth Defect Cover
2) Children Critical Illness Cover
3) Specified Complications of Pregnancy
4) Premature Birth Hospital Stay Benefit
5) Children’s Enhanced Death Benefit

Interested to understand more, drop me a message 📩

24/10/2023

You wouldn’t drive your car without insurance 🚘 or drive without a seatbelt 🚦

So why wouldn’t you put protection in place for the unthinkable should it happen to you?

Tailored to each individual, life cover proects you, your family or your business, for the amount you chose, and fitting to your budget.

Giving you the safety of knowing that you can maintain your lifestyle and cover the bills, should anything happen to you where your income maybe not be able to do it anymore

Drop me a message today and give yourself that peace of mind💆🏼‍♀️

09/10/2023

A few of the reasons that life cover is critically inportant to protect the ones you love and ensure the safety of everything you have worked hard to achieve, be that a buisness or property.

With a lot of jargon and a lot of options, it can be a minefield, don’t hesitate to drop a message if you have anything you would like to discuss.
🏡📈💰💷

22/08/2023

Are you self employed ?

Do you have children ?

Are you the breadwinner in your household?

If the answer to any of these is yes, do you have any protection in place for your income?

What would happen if you had an accident?

If you became unwell preventing you from working?

How would you lifestyle and way of life be supported financially?

For a small amount each month, you could ensure that these points are taken care of in the cases of one of these unfortunate events were to happen! Mortgage, children, family and bills looked after so it’s one less worry 🤯

Drop me a message today to learn more!