CEA Finance

09/02/2023

Looking to buy a house but have so many questions like... What can I afford?

How much deposit do I need?

What are the extra costs involved in buying a house?

How long is the house buying process?

I can answer all your difficult questions and be there from the beginning until you get your keys to support YOU!

Contact me today! 07810800181

06/02/2023

Let’s talk sick pay!

What does your employer give you?
4. 3, 6, maybe 12 months full pay?

Let’s say you earn £2000 a month, if you are unable to work due to illness or injury, your employer will pay you the full amount for one of the above or somewhere in between.

Let me throw a hypothetical situation at you…

Your employer comes to you and offers you two contracts;

Option 1: Monthly income of £2000, with 6 months full sick pay & 6 month half.

Meaning your income is guaranteed for 6 months if you are unable to work.

Option 2: Monthly income of £1950, with sick pay until retirement.

Meaning if you couldn’t work again, you’ll receive your monthly income until retirement age.

Which option are you choosing?

Option 2 is what having an Income Protection policy gives you. It provides financially resilience, in that if you can’t work due to physical/mental illness or injury, you have a guaranteed income which can last until retirement age.

If you choose Option 2, let’s have a chat.
07810 800181

X Charlotte

12/08/2022

Good morning,

Well the sun in shining and the fan is on full blast !

It's been a very busy few months here. We have seen a huge upturn in equity release products as well as a constant flurry of remortgages for clients who are looking to secure a new mortgage rate.

Using a broker has never been more important. The rates are moving constantly and a broker has access to a vast array of products that a consumer may never find.

A broker takes the hard work out of obtaining a mortgage. We conduct the research, trawl through the criteria and provide you with the best product that suits your mortgage / insurance needs.

If you are looking for some free advice or looking for some help to resource a mortgage / insurance protection product. Then please do get in touch with us. Our exceptional customer service will guide you through the process and make obtaining a mortgaging as stress free as possible.

Happy Friday

Charlotte

19/04/2022

If you are Self employed and struggling to obtain lending, please do give us a call. Lenders have recently adjusted their affordability calculators, excluding many self employed from being able to afford a mortgage.

We work with some specialist lenders who understand the self employed market.

If you are self employed planning ahead is vital.

Give us a call on 07810 800181. We talk and walk you through the minefield of mortgages, making it less stressful and more obtainable.

31/03/2022

16/03/2022

How essential is Income Protection?

06/03/2022

Looking to buy a house but have so many questions like...

✅ What can I afford?
✅ What can I buy?
✅ How much deposit do I need?
✅ What are the extra costs involved in buying a house?
✅ How long is the house buying process?
✅ Are there any hidden checks and extras that come up when buying?
✅ How does Help to Buy work?
✅ Is there any essential insurance needed when buying a house?
✅ Can I buy if I’m self-employed?
✅ Will anyone lend to me if I have slightly bad credit?

I can help with ALL your difficult questions that come up during the house buying process and make sure to get the best deal for YOU! I’ll be with you from the moment you decide to buy a house until you get the keys! 🔑🏠 💥

Contact me today on 07810 800 181 or email [email protected] 💥

28/02/2022

Whether you’re buying your first home, just about to retire, looking to remortgage, a landlord with an extensive portfolio or even just one or 2 BTL’s or maybe you are in need of insurance protection then we are here to help.

I believe in giving a highly personalised, trusted and ethical financial service to my clients, providing fair and honest advice to anyone who needs it.

Based in Horsham, West Sussex, I have helped clients both local to us in Sussex as well as across the UK including Scotland and even British expats living abroad.

Give me a call on 07810 800 181 or email [email protected]