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Alexanders Accountants - Horley

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We offer a comprehensive range of accounting services tailored to meet your needs.

Whether you're a sole trader, partnership, or limited company, we've got you covered.

22/10/2026

𝗛𝗠𝗥𝗖 𝗰𝗮𝗻𝗰𝗲𝗹𝗹𝗲𝗱 𝗮 𝗿𝗲𝗰𝗼𝗿𝗱 𝟰𝟴,𝟭𝟴𝟵 𝘁𝗮𝘅 𝗽𝗲𝗻𝗮𝗹𝘁𝗶𝗲𝘀 𝗶𝗻 𝟮𝟬𝟮𝟱/𝟮𝟲, 𝘁𝗵𝗲 𝗵𝗶𝗴𝗵𝗲𝘀𝘁 𝗻𝘂𝗺𝗯𝗲𝗿 𝗶𝗻 𝘀𝗶𝘅 𝘆𝗲𝗮𝗿𝘀.

According to analysis by accountancy firm Price Bailey, 65% of penalties that were challenged were cancelled. Many related to automatic fines for late filing and late payment, including the £100 penalty for missing the Self Assessment deadline.

The figures are a useful reminder that if you receive an HMRC penalty and believe there are reasonable grounds to challenge it, it may be worth reviewing your options.

15/10/2026

𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗰𝗮𝗻 𝗯𝗲 𝗮 𝗸𝗲𝘆 𝗶𝘀𝘀𝘂𝗲 𝗳𝗼𝗿 𝘀𝗺𝗮𝗹𝗹 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗴𝗿𝗼𝘄 𝗮𝗻𝗱 𝗶𝗻𝘃𝗲𝘀𝘁.

The Financial Conduct Authority (FCA) has set out new steps aimed at making it easier for small businesses to access lending, following a review of the current market.

The review found that regulation itself is not the main barrier to lending, with the FCA now looking at ways to support greater access to finance while maintaining appropriate protections.

08/10/2026

𝗧𝗵𝗲 𝗦𝘁𝗮𝘁𝗲 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝗰𝗼𝘂𝗹𝗱 𝗿𝗶𝘀𝗲 𝗯𝘆 𝗮𝗹𝗺𝗼𝘀𝘁 £𝟱𝟬𝟬 𝗮 𝘆𝗲𝗮𝗿 𝘂𝗻𝗱𝗲𝗿 𝘁𝗵𝗲 𝘁𝗿𝗶𝗽𝗹𝗲 𝗹𝗼𝗰𝗸, 𝗯𝗮𝘀𝗲𝗱 𝗼𝗻 𝘁𝗵𝗲 𝗹𝗮𝘁𝗲𝘀𝘁 𝘄𝗮𝗴𝗲 𝗳𝗶𝗴𝘂𝗿𝗲𝘀 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗢𝗳𝗳𝗶𝗰𝗲 𝗳𝗼𝗿 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗦𝘁𝗮𝘁𝗶𝘀𝘁𝗶𝗰𝘀.

A 3.9% increase would take the new flat-rate State Pension to £250.70 a week, or £13,036.40 a year, while those receiving the older basic State Pension could see an annual increase of £374.40.

But what does the triple lock mean, and how is the annual increase calculated?

01/10/2026

𝗧𝗵𝗲 𝗨𝗞 𝗲𝗰𝗼𝗻𝗼𝗺𝘆 𝗴𝗿𝗲𝘄 𝗳𝗮𝘀𝘁𝗲𝗿 𝘁𝗵𝗮𝗻 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝗶𝗻 𝗝𝘂𝗹𝘆, 𝘄𝗶𝘁𝗵 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝗱 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝘂𝘀𝗲 𝗼𝗳 𝗮𝗿𝘁𝗶𝗳𝗶𝗰𝗶𝗮𝗹 𝗶𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝗰𝗲 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝘁𝗼 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝘁𝗵𝗲 𝘀𝘂𝗿𝗽𝗿𝗶𝘀𝗲 𝗲𝘅𝗽𝗮𝗻𝘀𝗶𝗼𝗻.

The services sector was a key contributor to the growth, with computer programming performing particularly strongly.

As businesses continue to invest in AI and digital technology, the figures highlight the growing role these tools are playing across the UK economy.

24/09/2026

𝗚𝗼𝗼𝗱 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗶𝗻𝗴 𝘀𝗵𝗼𝘂𝗹𝗱 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝘀𝗮𝘃𝗲 𝗺𝗼𝗿𝗲 𝗺𝗼𝗻𝗲𝘆 𝗮𝗻𝗱 𝘄𝗼𝗿𝗿𝘆 𝗹𝗲𝘀𝘀.

At Alexanders, we believe our clients should always understand what is happening with their finances and how the advice we give can help them.

That means clear answers, practical support and advice that is focused on helping you make better financial decisions.

Our aim is simple: to help you keep more of what you earn and feel more confident about your finances.

17/09/2026

𝗧𝗵𝗲 𝗨𝗞 𝗲𝗰𝗼𝗻𝗼𝗺𝘆 𝗴𝗿𝗲𝘄 𝗯𝘆 𝟬.𝟰% 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗔𝗽𝗿𝗶𝗹 𝗮𝗻𝗱 𝗝𝘂𝗻𝗲 𝟮𝟬𝟮𝟲.

New figures from the Office for National Statistics show GDP continued to grow in the second quarter of the year, although at a slower rate than the 0.6% recorded in the first quarter.

GDP also grew by 0.3% in June alone, following no growth in May.

Services provided the biggest boost during the quarter, growing by 0.5%. Construction increased by 0.3%, while production showed no growth.

GDP per head was also 1% higher than the same period last year.

While the figures show the economy is continuing to grow, higher energy costs, inflation and wider economic uncertainty could still put pressure on businesses and households over the coming months.

10/09/2026

𝗛𝗠𝗥𝗖 𝘄𝗶𝗹𝗹 𝘀𝘁𝗮𝗿𝘁 𝗮𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗰𝗮𝗹𝗹𝘆 𝗲𝗻𝗿𝗼𝗹𝗹𝗶𝗻𝗴 𝘀𝗼𝗺𝗲 𝘁𝗮𝘅𝗽𝗮𝘆𝗲𝗿𝘀 𝗶𝗻𝘁𝗼 𝗠𝗮𝗸𝗶𝗻𝗴 𝗧𝗮𝘅 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗳𝗿𝗼𝗺 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲.

The change will affect sole traders and landlords who are already using MTD for Income Tax but have not formally signed up.

HMRC says more than 570,000 taxpayers have now registered, but around 294,000 people in the first mandatory group are still thought to be unregistered.

If you are affected, you can register before HMRC automatically enrols you. This gives you time to check your details, make sure your software is ready and understand what you need to submit.

There are no penalty points for late quarterly updates during the 2026/27 tax year.

However, from 6 April 2027, the points-based penalty system will apply. One point will be added for each missed quarterly deadline, with a £200 penalty once four points are reached.

If MTD applies to you, it is worth getting everything in place before HMRC contacts you.

03/09/2026

𝗦𝘁𝘂𝗱𝗲𝗻𝘁 𝗹𝗼𝗮𝗻 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲𝘀 𝗮𝗿𝗲 𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🎓

The Department for Education has confirmed new student loan interest rates for the 2026/27 year, with increases across all repayment plans.

From 1 September 2026:

• Plan 1: 4.1%, up from 3.2%
• Plan 2: between 4.1% and 6%, depending on income
• Plan 3: 6%
• Plan 5: 4.1%, up from 3.2%

For Plan 2 and Plan 3 borrowers, the Government is keeping a 6% interest rate cap in place. Without it, the maximum rate would have increased to 7.1%.

The new rates will apply from 1 September 2026 to 31 August 2027.

If you have a student loan, it is worth checking which repayment plan you are on and how the new rate could affect your balance.

27/08/2026

𝗠𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝟱 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀 𝗮𝗿𝗲 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗼 𝘀𝗲𝗲 𝘁𝗵𝗲𝗶𝗿 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗿𝗶𝘀𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗲𝗻𝗱 𝗼𝗳 𝟮𝟬𝟮𝟴, 𝗮𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝗻𝗲𝘄 𝗕𝗮𝗻𝗸 𝗼𝗳 𝗘𝗻𝗴𝗹𝗮𝗻𝗱 𝗳𝗼𝗿𝗲𝗰𝗮𝘀𝘁𝘀.

That is 1m more than the Bank predicted in December, with the change linked to the economic impact of the Iran war and higher energy prices.

The Bank’s latest Financial Stability Report said the increase should be less severe than the payment shocks seen in recent years. A typical owner-occupier coming off a fixed-rate deal in the next two years is expected to pay around £45 more a month. By comparison, those refinancing between late 2022 and the end of 2024 faced an average rise of £120 a month.

However, some households face a much sharper increase. Around 750,000 homeowners currently paying less than 3% interest are due to come off those deals this year. The Bank expects their repayments to rise by an average of £170 a month.

More than eight in 10 mortgage customers are on fixed-rate deals, usually lasting two or five years. Their payments stay the same until the deal ends and they choose a new one.

Before the Iran conflict, more than 2m borrowers with two-year fixed deals expiring by the end of 2028 had been expected to remortgage at similar rates, with some seeing repayments fall. The Bank now says falling repayments are less likely.

Address

27 High Street
Horley
RH67BH

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.alexandersca.co.uk/

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